You will also need to follow a claim process within a certain amount of time from the date your item is stolen or damaged. (creditkarma.com)
The amounts and percentages and ceilings of these increases vary from company to company and these increases generally stay on your premium for three years following the claim. (iii.org)
And for another, they are less likely to sue the landlord for any reason following a claim event. (rentersinsurance.net)