People with high annual income coupled with a good credit rating can negotiate better mortgage terms but these are not mandatory requirements among private lenders. (mortgagebrokerstore.com)
Borrowers also typically have several years of credit history and relatively high annual income — $ 70,000 or more. (valuepenguin.com)
«We've seen it across all the card segments, but particularly among the premium cards that consumers with higher annual incomes would have,» he said. (creditcards.com)