With hybrid policies, the consumer has the guarantee of long - term care benefits or, if no care is needed, the promise of insurance benefits to themselves and their beneficiaries. (thebalance.com)
Among term life policies is a kind of hybrid policy called convertible term insurance. (mylifeinsurancequotes123.com)
The cost of one of these new hybrid policies is virtually about the same as a conventional Term policy. (bestchoicelifeinsurance.com)