I personally don't like this as I don't have much time to sit down and negotiate however there are people who have negotiated well for immediate transfer. (coinscage.com)
The drive unit's firmer connection to the vehicle's structure results in a more direct engine response resulting in a more immediate transfer of power to the drivetrain. (press.bmwgroup.com)
That said, they allow you to make immediate transfers between checking and savings. (thecollegeinvestor.com)