He... was patient and worked hard to finance me because I was in a bad place at the time and my credit was terrible. (cars.com)
That's why the coverage is required, and your policy also makes sure that you're not left in a bad place financially if that accidental fire turns out to be your fault. (effectivecoverage.com)
It can be of particular benefit for those who feel like they are in a bad place in their career and would like to be doing something different. (inc.com)