You will need to review your policy to see what kind of weather conditions the contents within your condominium or townhouse are covered under. (rentersinsurance.net)
Consider how often and in what kind of weather you usually drive. (heritagecu.org)
If you wear a hat and carry an umbrella regularly and are likely to run into the same kinds of weather on your trip, then by all means pack the umbrella and hat. (travelinsurancereview.net)