With a renters insurance policy, you're primarily concerned about damage to your personal property and loss of use of the apartment, as well as for liability losses. (effectivecoverage.com)
The broad protection includes worldwide coverage for personal liability losses, defense costs, loss of earnings, and more, all at a reasonable cost that may surprise you. (selective.com)
You'll want as much liability coverage as possible, because liability losses tend to be larger. (effectivecoverage.com)