The interest rates on savings accounts with local bank branches are so low that it's not even worth the effort of creating an account. (studentloansguy.com)
Setting up a high - yield online savings account may not be as easy as swinging by a friendly local bank branch, if one still exists, but it's nearly 10 times more interest on average. (cnbc.com)
Ally has no brick - and - mortar local bank branches. (gobankingrates.com)