Any injury that prevents you from engaging in normal daily activities for an extended period of time (typically 90 or more days). (mccormickmurphy.com)
We pay an additional monthly benefit if you suffer a catastrophic disability that prevents you from performing normal daily activities without assistance, as defined by the policy. (standard.com)
The inability to continue with normal daily activities because of car accident injuries is also on the table when it comes to an auto accident claim. (davidchristensenlaw.com)