Simple steps, such as paying on time, paying off old balances, and avoiding new credit, will help you bounce back from unfortunate items in your past. (lendedu.com)
It's best to resolve debts before retirement so old balances don't eat up precious income. (debt.org)
You can move over old balance from other credit cards to this one and you'll get 0 % introductory APR for 18 months from the time your account is opened. (valuepenguin.com)