However, health insurance buyers often want to keep their health plan's premium outgo as low as possible and hence buy a health insurance policy with insufficient coverage. (policybazaar.com)
Most will prefer to pay Rs. 23,000 each year even though that is a total outgo of Rs. 6.9 lakh over 30 years. (securenow.in)
Therefore, the former option will mean lower total outgo for you. (policybazaar.com)