Numerous hard credit inquiries can have a negative impact on your credit score if they involve multiple types of credit over a short period of time. (valuepenguin.com)
It is much better to repay a small personal loan over a short period of time successfully, than a larger loan over a longer period with extra pressure. (badcreditloanservices.com)
Choose a term length that fits your budget, with lower monthly payments over a longer period of time or higher payments over a shorter period of time. (public.websteronline.com)