So cash advances or convenience checks should only be used in real emergency situations. (creditdonkey.com)
You may want to cancel those cards or just put them in a drawer to use only for real emergency situations. (think-creditcards.com)
Lenders will work closely with good borrowers who are having a period of real emergency and hardship, but are not inclined to cooperate with those who demonstrate little financial discipline. (mortgage-x.com)