For sake of simplicity in this example, make the tax rate 0 %. (ifsautoloans.com)
For sake of simplicity, I will break them down into 3 basic categories. (travelcodex.com)
For sake of simplicity in this example, let's assume that you will not pay any fees to refinance and are not going to buy any service protection products with your new loan (note, refinancing almost always comes with fees and many refinancing customers opt to buy service protection products). (ifsautoloans.com)