Claim History: Keeping a clean claims history can sometimes be more financially feasible than submitting claims for small damage repairs which could result in increased premiums. (insureye.com)
For that reason, it's in your interest — as much as possible — to shoulder small damages out of pocket. (freemoneyfinance.com)
Your security deposit protects him against small damages, your renters insurance liability protects him if you accidentally cause a fire. (effectivecoverage.com)