While soft credit inquiries don't affect your credit score, hard inquiries do. (rismedia.com)
Learn more about the differing impacts of hard vs. soft credit inquiries. (guidantfinancial.com)
Soft credit inquiries include: when you check your own credit report, when a current creditor checks your credit report, or potential creditor wants to scope you out without your permission. (nationalcreditfixers.com)