It tends to get excluded in standard home insurance policies, because it's difficult for insurers to predict its occurrence, and expensive to insure. (valuepenguin.com)
These include a rate discount of 0.25 % off of standard home equity lines of credit rates, and tiered mortgage rates and closing costs for home loans based on your balances. (valuepenguin.com)
Standard home inspections generally cover the structure, plumbing, electrical and more. (smartasset.com)