The phrase "than retirement" is a comparison used to indicate that something is more desirable or preferable than retiring from one's job, career or position. Full definition
In fact, it's the main service I use for stocks other than my retirement accounts. (letsautomateyourmoney.com)
But a home is actually more liquid than a retirement account, for example, which everyone includes in their net worth calculations. (thebrokeprofessional.com)
If you have a fixed income pension rather than a retirement savings plan, you'll probably make different allocation decisions than you would otherwise. (capitaloneinvesting.com)