Your creditor may be willing to accept less than the face value of your debt in order to avoid the cost and hassle of a full trial. (natlbankruptcy.com)
However, you can get more than the face value of your reward when you choose certain gift cards. (creditcardsmarts.org)
A factor will typically pay 2 % to 3 % less than the face value of an invoice. (inc.com)