The reason why money back policy is important is that it provides funds on regular intervals after a certain period of time till the end of the policy term. (coverfox.com)
The solution to this is that you should not wait till the end of the month before you make payment on your card balance. (myfinancekits.com)
On survival of the life insured till the end of the policy term, the Full Fund Value is payable. (comparepolicy.com)