The best way to protect yourself, and to ensure that these resources are available for others in times of great need like natural disasters, is to have a renters insurance policy. (effectivecoverage.com)
That's why a refinance should really only be reserved for times of great need, or in times when rates are simply too good to pass up. (thetruthaboutmortgage.com)
In fact history has shown that in times of great need there is great charity. (politics.stackexchange.com)