In conclusion, you practically pay premiums throughout your lifetime and make use of the cash value benefits while you are alive and upon death since your nominees get the death benefits. (investopedia.com)
I think a better use of the cash on the balance sheet is a share buy - back or a dividend. (greenbackd.com)
Do not cross your credit limit and do not make use of the cash advance facility. (letsautomateyourmoney.com)