The death benefit is comprised of the full accumulated cash value of the account minus any previous withdrawals. (bankerslifeinsurance.com)
But if you calculate your rate of return properly, using the total value of your account at the beginning and the end of the period, you'll see a positive return. (moneysense.ca)
The article put the estimated value of his account at just over $ 100 million. (traditionalira.com)