Soon enough, there were a half dozen $ 400
+ annual fee cards floating around and a lot of very tired girls in bikinis.
Not exact matches
Generally, it is recommended that if you spend at least $ 24,000
+ per year with your credit
card, the FlexPerks Travel rewards
card is the better
card between the two (U.S. Bank grants a 3,500 FlexPoints bonus at this level that can cover the
annual fee).
The main headline on the U.S. bank Perks
+ Visa ®
Card is its $ 0
annual fee along with other low cost charges.
Since both the Chase Freedom ® and U.S. Bank Cash
+ ™ Visa Signature ®
Card have no
annual fee, a valid strategy involves applying for both.
Regarding hotel credit
cards that offer a free night annually, the actual cost of the hotel room ($ 100
+) is usually more expensive than the
annual fee.
Unless you consistently shop 30
+ times within a billing cycle (which can vary between 25 and 31 days) using The Amex EveryDay ® Preferred Credit
Card from American Express, the no -
annual -
fee version is the better deal.
Since the
annual fee for the Expedia
+ card is $ 0, you don't have to spend anything to cover the
annual fee.
The Select
+ American Express
card is the no
annual fee option in the FlexPerks lineup.
If you spend at least $ 10,000 annually on your credit
card (average $ 833 / month), you will earn a bonus 5,000 Expedia
+ rewards bonus points, which can have a value of up to $ 70, thus covering most of the
annual fee.
While the Expedia
+ Voyager
Card charges users a $ 95
annual fee, some of its other benefits — such as the
annual $ 100 airline credit, and anniversary bonus — more than make up for this charge.
The Expedia ®
+ Card from Citi is the «no
annual fee» version of the Voyager
Card.
The Expedia ®
+ Voyager
Card is a much better version of the «no
annual fee» Expedia ®
+ Card.
We estimate as a general guideline that if you're spending at least $ 10,000 annually on your
card, the Expedia ® + Voyager Card will provide a 5,000 point anniversary bonus which offsets a majority of the annual
card, the Expedia ®
+ Voyager
Card will provide a 5,000 point anniversary bonus which offsets a majority of the annual
Card will provide a 5,000 point anniversary bonus which offsets a majority of the
annual fee.
American Express has increased the sign up bonus on the no
annual fee Hilton Honors
card to 75,000 points after $ 1,000 in purchases within the first three months
+ $ 50 statement credit after first purchase... Read More →
just looking for a good travel rewards
cards with perks like insurance (especially if there's a $ 100
+ annual fee).
As already mentioned, the Expedia
+ card has no
annual fee and the Expedia
+ Voyager
card costs $ 95.
The Expedia
+ Voyager
card carries an
annual fee of $ 95.
Like the Expedia
+ card, Neither the Discover it Miles nor the Venture Rewards
card have an
annual fee.
Since the Expedia
+ card doesn't have an
annual fee, it could still make sense to get if you only have an occasional Expedia booking, but it would be best to put the majority of your regular everyday spending on a different credit
card that will earn more.
The Expedia
+ Voyager
card comes with several additional benefits not offered by the basic, no
annual fee card.
If I can make as controversial a claim as is supported by the evidence, even the American Express Delta Platinum credit
card, with its $ 195
annual fee and companion ticket awarded on each account anniversary, only makes sense (compared to redeeming Arrival
+ miles) if you can consistently redeem the companion ticket for flights costing more than $ 672 — the value of the Arrival
+ miles you could manufacture with the same $ 195 in disposable income — or if you can use the Medallion Qualifying Miles earned with the
card to achieve Platinum or Diamond Medallion status.
While I can easily justify paying $ 65 to help me with my elite status with SPG or $ 75 to get a free Category 1 - 4 night each year with Hyatt, it's a lot more difficult to stomach a $ 450
+ annual fee for any Amex Platinum
Card.
Citi offers two versions of their Expedia
cards, the no
annual fee Expedia
+ card and the $ 95
annual fee Expedia
+ Voyager
card.
Since the
annual fee for the Expedia
+ card is $ 0, you don't have to spend anything to cover the
annual fee.
The Expedia
+ card is a decent option for someone looking for a simple, no
annual fee travel rewards
card.
When my first
annual fee is due, I'll ask for a product change to the lucrative, no -
fee US Bank Cash
+ card.
The U.S. Bank FlexPerks Select
+ card doesn't offer the most rewards for your spending, but it has no
annual fee and solid redemption options.
It's not a bad choice for converting an existing Arrival
+ card to when the second year
annual fee hits — you can continue to carry your existing Arrival points, which are still redeemable at 1 cent apiece for travel credits and still get the 10 % rebate.
As I mentioned last month in my post on product changes, I recently changed one of my two US Bank Flexperks Travel Rewards
cards into a US Bank Cash
+ card (apply in - branch only, or ask for a product change), which has no
annual fee and offers 5 % cash back on up to $ 2,000 in spending per quarter in two categories of your choosing (and 2 % cash back in your choice of gas stations, grocery stores, or drug stores).
Of course, Amex could have just lowered the
annual fee to $ 95, which would have matched similar
cards such as the Sapphire Preferred or Barclay Arrival
+.
The FlexPerks Select
+ card isn't the most valuable out there, but it does offer decent redemption value for a
card that doesn't have an
annual fee.
If you don't mind the $ 95
annual fee and you are able to use the
card 30
+ times each month, the Amex Everyday Preferred
card may be your best bet — with its 50 percent bonus, you can earn up to 4.5 percent back on your first $ 6,000 in grocery purchases and 3 percent back on gas purchases.
With 5 percent back on rotating bonus categories, the U.S. Bank Cash
+ Visa Signature
card offers a decent value for no
annual fee, but
card owners will have to do a lot of maintenance to get the most out of their rewards.
The Barclays Arrival ® Premier World Elite Mastercard ® is another addition to the «hybrid» premium travel credit
cards that offer additional travel benefits like airport lounge access and Global Entry clearance without the $ 450
+ annual fees of a full - service premium travel credit
card.
Recent reports indicate that while Barclays is still willing to waive the
annual fee on some of their other
cards, you're more likely to be offered a downgrade to the regular Arrival rather than an
annual fee waiver on the Arrival
+.
The Arrival
+ still comes with its $ 89
annual fee waived for the first year, so there's no reason not to hang onto the
card for a full year.
But times, they are a changin», and Barclays has definitely tightened up on
annual fee waivers, especially when it comes to the Arrival
+ card.
In Canada, the standard seems to be closer to the value of 2.5 x
annual fees for the gold / infinite level
cards ($ 90 — $ 120
annual fees), and closer to 1x the
annual fees for the very expensive platinum level
cards ($ 400
+ annual fees).
In addition, those with the Expedia
+ Card will have no
annual fee, and will be able to attain Expedia
+ gold status at a faster rate.
Since some other
cards with true Chip
+ PIN — like the J.P. Morgan Palladium
card from Chase — are only offered to customers with a large balance in excess of $ 250K and for a high
annual fee, this seems reasonable at only $ 175 a year for anyone with a decent credit score.
I wouldn't even mind if they marketed it as a premium
card for a $ 200
+ annual fee if they could include everything I noted above, plus a nice sign - up bonus of course.
Typically, premium
cards come with $ 400
+ annual fees but are loaded with benefits like lounge access.
The one «discount» travel
card that will reimburse the application
fee is the Expedia
+ Voyager ($ 95
annual fee) and it counts against your $ 100
annual travel credit.
Since the
annual fee can be offset so easily for this
card I think it'd be worth getting for whenever the time arises to stay at a VIP
+ hotel.
And if you just added one more
card like a Green Card (with annual fee also waived the first year), you could have 150K + Membership Rewards, enough to get two people roundtrip business class to Ja
card like a Green
Card (with annual fee also waived the first year), you could have 150K + Membership Rewards, enough to get two people roundtrip business class to Ja
Card (with
annual fee also waived the first year), you could have 150K
+ Membership Rewards, enough to get two people roundtrip business class to Japan.
The MERRILL
+ ® Visa Signature ®
Card is a solid travel card give its potential for up to $ 1,000 in value and no annual
Card is a solid travel
card give its potential for up to $ 1,000 in value and no annual
card give its potential for up to $ 1,000 in value and no
annual fee.
The point is that the Sapphire Reserve offers some of the best value for a rewards credit
card and comes with a $ 450
annual fee, so the fact that the Expedia
+ Voyager
card, with essentially no
annual fee, could even compete with the earning rate on the Reserve should (in certain scenarios) should be taken into consideration.
If you have $ 50,000
+ on deposit but have trouble redeeming the airline incidental credit, you can consider downgrading to the no
annual fee version of this
card when your
annual fee comes due.
It is fairly easy to find a credit
card with a $ 400
+ signup bonus either with no
annual fee or the first year's
annual fee waived.
If you dine out a bit but less than $ 400 / month and don't travel much, or if you already have the Citi Costco Visa
card, consider any number of other
cards that just have a large signup bonus ($ 400
+) and cancel those
cards later if they have
annual fees you don't want to pay.