Sentences with phrase «+ year retirement»

In comparison, someone with a 20 + year retirement horizon can look for properties with more of a balance of risk - and - reward.

Retiring results in a 50 + year retirement plan!

As a 57 - year - old woman, you have a 25 % change of living until age 94, so barring something extraordinary in your personal health or family history, I think you need to plan for a 30 + year retirement.

Any suggestions on how to plan for a 50 + year retirement horizon?

I don't know how that could not be the case for early retirees in particular, like ourselves, who are looking at a potential 50 + year retirement horizon.

As you can imagine, retirement expenses will not be a flat $ 60,000 over our potential 50 + year retirement horizon.

Not exact matches

Same comfort for a lot less money,» says Hester, a writer at Our Next Life early retirement blog, and veteran of «100 + flights a year and 80 + hotel nights.»

We also have 10 + years before we draw down our retirement portfolio.

Based on my 401 (k) dashboard where I've run different retirement scenarios, it states that I contributed roughly $ 200,000 to my 401 (k) over 13 years with the remaining $ 200,000 + coming from match, profit sharing, and investment returns.

Buy a home, hold it for a significant length of time (20 + years), pay the mortgage down, and live off the cashflow in retirement.

Beyond having an income floor (to ensure the basics are covered on an inflation linked basis for the rest of one's natural) it also seems to me that remaining substantially invested in equities post-retirement also makes sense if you are going to live for 30 + years in retirement.

For us — with 35 + years of «retirement» ahead — I think the investments need to grow faster than the usual «cautious» retirement portfolios would do.

Only 5 - 10 good years of retirement after 45 + years of working sounds like a poor trade - off, that's why I will not wait until I am 65 to retire.

Yet, all is not lost and at age 50, there's still a solid 15 + years to go before retirement.

Meaning for say investment properties our goal is within the next 5 years to purchase another property, but yet our retirement is 30 + years away.

This isn't a problem for investors with long time horizons (say 10 + years to retirement) or large enough portfolios to live entirely off dividends, but if your portfolio is small and you need to periodically sell shares to fund living expenses (such as with the 4 % rule), then this short to medium - term risk is something to be aware of as you think about portfolio diversification.

This 19 + year industry veteran helps individuals make key financial decisions during that critical yet oft underestimated period transitioning from the workforce into retirement — many of which are irrevocable and profoundly affect one's financial security and lifestyle for decades beyond.

After driving the car for a year with 4 long distance (1200 + miles) drives, while as a retirement car mostly local.

I'm in your 50 + demographic and started writing historical fiction after retirement 10 years ago.

It can be a way of breaking down the problem of retirement income into smaller pieces — for example if you were making $ 100K a year and think you only need $ 75K in retirement, then Social Security ($ 25K) + Part time work ($ 25K) + Drawdown savings ($ 25K) sounds like a more achievable plan.

I am in a private job and considering a time horizon of 15 - 20 years to retirement, i would like to invest more 5 - 7k / month for my child future and which gives me a corpus of nearly 1 CR +

In addition, saving money in retirement accounts will help you to defer your tax on that income for 30 + years or more.

Remember that living for 30 + years after retirement is a real possibility these days.

Let's consider someone with a 10 + year time horizon (a common situation for many people saving for goals such as retirement or college tuition for their children).

Are you investing for the long - term (20 + years), but not for retirement?

Although true over the past 100 + years, when investing for college you are likely working with a shorter time frame than your retirement account.

And even though $ 73,000 after 25 years is nothing to sneeze at, many people will need at least $ 1 million + in retirement savings to have a similar standard of living as their working years.

The true value of a TFSA is really for people who have 20 + years to grow the contribution room and create a sizable tax free, income generating investment for retirement.

The withdrawal phase is more questionable because I will have 40 + years in retirement.

LIC jivan saral = 36190 / ys (7.5 lc life cover), + LIC - jeevan anand + money back = 11000 / year (2 lac life cover), + Lic child future = 11000 / ys (2 lac life cover), + Birlasunlife clasic child plan 30000 / yr (7.5 lac life cover)(money ivested in equity in top 20 fund as plan says), + Birla sunlife dream retirement plan (35000 / year (25 lac life cover)(money invested in equity in enhanser plan) + Lic jeevan Amulya - Term insurance = 6750 / year (25 lc life cover) + Parent medical insurance = 11129 / year + Recurring deposit = 10700 / month for 3 years (9.5 % interest) + Loan EMI = 15736 / month (17 years loan remaining = 14 lac remaining amonut) + PF = 40000 / year I have Two girl kids.

You may invest in a Diversified equity fund + Balanced fund + Mid-cap oriented fund till atleast 5 years before your planned retirement age.

I'm planning to invest around 20K / Month for: 1) daughter's education: — 14 yrs from now (Large Cap = 1K, Large + Mid = 2K, Mid + Small = 3K) = 6K / month 2) daughter's marriage: — 20 years (Large Cap = 1K, Large + Mid = 2K, Mid + Small = 3K) = 6K / month 3) corpus fund for wealth creation and retirement: 20 + years (Index fund = 1K, Debt long term = 2K, Global Mutual fund = 1K, Mid + Small = 4K) = 8K / moth.

Retiring at age 50 can be a tall order as you are financing a retirement lifestyle that could be 40 + years long.

I am (65 + years old) and am looking to buy a retirement home (for $ 230,000 with a 20 % deposit) but do not have sufficient income to support both mortgages — I was told by a banker.

Rather than speculate on what's «hot» vs. «not», I've been spending my time thinking about how much risk I want to face in The Red Zone (+ / - 5 years of retirement).

Approximately $ 500,000 in lost retirement savings (and college graduates who extend their payoff to 20 + years will lose even more).

Now we're 40/60 stock / bonds + cash since we're no longer working and those first few years of retirement are the most critical.

Just to be sure, primary objective is to have funds for child education after 14 years and retirement after 20 + years.

I am using HDFC Prudence fund for long term investment with 10 + years time span for retirement planning.

I need money for baby education after 14 years and retirement after 20 + years

Do you find if one portfolio is better than other, I mean from your point of view which portfolio among two has little edge over other for somebody who is 33 years, have baby education after 13 + years and retirement 20 - 25 + years.

However, access your money for anything other than purchasing a first home or for retirement aged 60 + and you'll pay a 25 % withdrawal penalty (after the first year of the scheme).

Request you please review my portfolio — Long term (12 + years), Children education and wealth creation for retirement.

I personally haven't begun considering this for my own financial planning, but all the retirement goals are easily 15 + years ahead so I do feel comfortable using an average ROR for projections.

Obviously, you want to start saving for retirement as early as possible to take advantage of compounding interest, but you're also facing large student loan payments each month, every month, for the next 10 + years.

Remember, most of us will live 20 - 30 + years in so - called «retirement.»

I need money after 13 years for child education and 20 + years for retirement.

Or do you plan to invest for another 30 + years as you prepare for retirement?

For those of you wondering how much is enough, I would highly recommend http://www.firecalc.com which simulates your likelihood of achieving your early retirement goals using the investment returns from the past 100 + years, your spending needs, and your portfolio mix.

When it comes to actual spending in retirement, the survey found that as retirement progresses, retirees report an increase in spending from their pre-retirement levels: 28 percent (reporting an increase 1 - 5 years into retirement); 42 percent (6 - 10 years), 44 percent (11 + years)-- or 37 percent for all retired respondents.