You can make up the 5k mile difference by maximizing
the 2x the points category bonuses on travel and dining.
Travel purchases, as defined in
the 2X points category, include airline tickets purchased directly with the airline, as well as purchases at restaurants and rental car agencies.
However, if you end up spending a large amount in
the 2x points category, your earned points may not be as valuable as they would be with another card.
Avid gamers will like that GameStop is classified as a «Video Amusement Game Supplies» merchant, meaning purchases there fall under
the 2x point category as well.
If we assume half of the travel expenses go toward hotels, then that would fall under
the 2x point category if spent at SPG or Marriott hotels.
If we assume half of the travel expenses go toward hotels, then that would fall under
the 2x point category if spent at SPG or Marriott hotels.
Then spend as much as you can (up to the $ 100,000 limit) on your 3x and
2x points categories to collect rewards on types of purchases you make most.
Not exact matches
3X and
2X apply to the first $ 100,000 in purchases in each of the 5
categories per year, 1X
point per dollar thereafter
In order for it to be worthwhile, you need to spend heavily in dining and travel
categories, where this card awards you
2x points per $ 1.
With
2x points on every $ 1 spent in those
categories, the Chase Sapphire Preferred ® Card offers a rewards rate of up to 2 % (and 1 % on all other spending).
Using the two cards together would ideally look like this: use the Ink Plus ® Business Credit Card until you hit your annual spending cap in each
category, then use the Ink Business Cash ℠ Credit Card after, to continue earning 5x /
2x points per $ 1.
These cards earn between
2x - 7x Honors
points for each dollar spent in a variety of
categories, provide boosts to get you closer to elite status, and offer a few unique benefits.
For example, if Staples offers a bonus of
2X points per dollar and you use the Chase Ink Business Cash ℠ Credit Card, you would earn 5X
points per dollar thanks to the office supply store bonus
category and
2X bonus
points per dollar for using the Chase shopping portal.
You'll earn
2x points for all purchases, meaning you don't have to worry about what
category you're spending in.
The Citi Prestige ® Card, however, earns you superior rewards on your spending, and works better as an everyday credit card, due to the 3x and
2x point accrual
categories.
Plus, earn better rewards than most other credit cards, including one ScoreCard
point for every dollar spent — and year - round
2x and 3x
points categories.
First, you earn
points at
2x per dollar spent on all
categories.
If you can utilize the
2x - 5x
categories of these other cards on the items that you can't earn
2x points on with the Chase Sapphire Preferred ® Card, you will fill your Ultimate Rewards Account more quickly.
With
2x points on every $ 1 spent in those
categories, the Chase Sapphire Preferred ® Card offers a rewards rate of up to 2 % (and 1 % on all other spending).
As you can see, the JetBlue Plus Card and the business version only differ inside the
2x category - the business card trades earning extra
points on groceries for office supply stores.
Besides the
2x on AA purchases, you also get bonus
points in popular business
categories like telecommunication services, car rentals, and gas stations.
All other
categories on this card equal those of the regular The Amex EveryDay ® Credit Card from American Express -
2x on UBER and AmexTravel.com, and 1
point per $ 1 everywhere else.
The Chase Sapphire Preferred ® Card offers
2x points on a far broader «travel»
category, which includes things like hotels and taxis.
These cards earn 3X and
2X points per dollar spent, respectively, on travel and dining purchases... which are 2 of the most commonly used
categories for those who like to travel.
I prefer earning 5X Ultimate Rewards
points on rotating
categories on the Chase Freedom card to the
2X points on dining on the Chase Sapphire (different from Chase Sapphire Preferred).
If you are a heavy spender in the U.S. supermarket
category, you may max out your
2x point benefit before the year is up.
Using the two cards together would ideally look like this: use the Ink Plus ® Business Credit Card until you hit your annual spending cap in each
category, then use the Ink Business Cash ℠ Credit Card after, to continue earning 5x /
2x points per $ 1.
The card pays
2x points for the four remaining
categories and 1
point for other purchases.
And
2X Citi ThankYou
points on dining and the broad
category of entertainment.
In order for it to be worthwhile, you need to spend heavily in dining and travel
categories, where this card awards you
2x points per $ 1.
You can choose 1 of these
categories to earn 3X
points per dollar, and the other 4 will earn
2X points per dollar on up to $ 100,000 in combined purchases per year.
The card earns 3x
points in travel and dining, which beats the Chase Sapphire Preferred ® Card's
2x points in the same
categories.
If this is the ideal bonus
category for you, you could earn
2X bonus
points on up to $ 30,000 in spending from HP.com, which would give you 60,000
points.
3X and
2X apply to the first $ 100,000 in purchases in each of the 5
categories per year, 1X
point per dollar thereafter
Our favorite combination is Chase Sapphire Preferred (
2x points on travel and dining) and the Chase Freedom (5 % for bonus
categories).
While the cards don't earn
2X points on everything (like the Barclaycard Arrival Plus ® World Elite Mastercard ®), they do have some good bonus spending
categories, annual
points bonuses, plus extra perks like travel discounts.
Wells Fargo has introduced 2 brand new
points cards that offer substantial sign - up bonuses which are worth ~ $ 500 or more, and have
2X and 3X spending
categories, no foreign transaction fees, and many other perks.
However, if I could only have 1 card, I would recommend the Chase Sapphire Preferred card because I can earn
2X points on dining and travel, which is a major spending
category for Emily and me.
As part of its bonus offer for business
categories, the CitiBusiness ® / AAdvantage ® Platinum Select ® World Mastercard ® offers
2x points on car rentals.
These cards earn between
2x - 7x Honors
points for each dollar spent in a variety of
categories, provide boosts to get you closer to elite status, and offer a few unique benefits.
This card has no annual fee but comes with one bonus
category:
2x points at U.S. supermarkets on the first $ 6,000 per year.
The 3x and
2x apply to the first $ 100,000 in purchases in each of the 5
categories per year, 1x
point per dollar thereafter.
Each Ultimate Rewards card has bonus
categories that allow you to earn between
2X and 5X
points per dollar on many purchases.
Travel and dining purchases earn
2x points per $ 1, while all other purchases earn 1.5 x
points per $ 1 — no rotating
categories to worry about each quarter.
For example, if Staples offers a bonus of
2X points per dollar and you use the Chase Ink Business Cash ℠ Credit Card, you would earn 5X
points per dollar thanks to the office supply store bonus
category and
2X bonus
points per dollar for using the Chase shopping portal.
You earn
2X points on purchases you make in the remaining 4
categories, and 1
point per $ 1 on other purchases.
Earn
2x points for dining and entertainment (a unique
category!)
Bonus
categories can help you earn between
2X and 5X
points per dollar on some purchases.
For instance, get 3x
points in 1 of 5 business - related
categories plus
2x points on the rest for up to $ 100,000 in purchases.
First, earn
2x points because car rentals are in the
2x bonus mile
category.