Both the Chase Sapphire Reserve ℠ Card and the Citi Prestige Card have travel - related
3x point categories.
The flexibility of the Chase Ultimate Rewards program and the fantastic
3X point categories from the Chase Sapphire Reserve ℠ Card make it one of the best award programs out there.
Both the Chase Sapphire Reserve ℠ Card and the Citi Prestige Card have travel - related
3x point categories.
Plus, earn better rewards than most other credit cards, including one ScoreCard point for every dollar spent — and year - round 2x and
3x points categories.
Buying new cases / screen protectors directly from AT&T stores or website will also count towards
the 3X point category.
The more you use the card for your business expenses — especially in
the 3x points categories — the more points you will bank in your Chase Ultimate Rewards account.
Bottom Line: The SimplyCash ® Plus Business Credit Card from American Express only allows one 3 % category, whereas its competitor the Ink Business Preferred ℠ Credit Card has additional
3x points categories.
The more you use the card for your business expenses — especially in
the 3x points categories — the more points you will bank in your Chase Ultimate Rewards account.
Not exact matches
The card, which has a $ 95 annual fee, earns
3x points per dollar on the first $ 150,000 you spend each cardmember year in a few
categories, including travel, shipping, internet / cable / phone, and advertising on social media sites or with search engines, such as Google Ads.
3X and 2X apply to the first $ 100,000 in purchases in each of the 5
categories per year, 1X
point per dollar thereafter
Applying for the Ink Preferred first can be your best option because you can earn
3x points in four different
categories.
You will earn
3X points per dollar on the first $ 150,000 in combined spending across these bonus
categories.
The Business Gold Rewards Card from American Express OPEN does earn
3x points for advertising (when you select «US purchases for advertising in select media» as your bonus
category).
Earn
3x points based on a quarterly rotating
category, like travel & entertainment, restaurants, bills, and home improvements!
The Citi Prestige ® Card, however, earns you superior rewards on your spending, and works better as an everyday credit card, due to the
3x and 2x
point accrual
categories.
Points earned with the Farmers ® Rewards Visa ® card can be grouped into two
categories —
3x rewards and 1x.
From Laura Adams (personal finance author and speaker): «The Chase Sapphire Reserve Card is a top pick because you get
3x points on purchases in the travel and restaurant
categories, plus 1x
points on all other purchases.
With additional expenses going onto the card, you'll still earn
3X points since the following
categories are included:
Beginning August 26, 2018, 3
points («
3X points») on travel purchases that post to your account: You'll earn 3
points for each $ 1 after the first $ 300 is spent annually when your card is used for purchases in the travel
category.
3
points («
3X points») on travel purchases that post to your account through August 25, 2018: You'll earn 3
points for each $ 1 spent when your card is used for purchases in the travel
category.
3
points («
3X points») on dining at restaurants: You'll earn 3
points for each $ 1 spent when your card is used for purchases in the dining at restaurants
category.
Earn
3X points per $ 1 on net purchases in one of three
categories that you choose at time of application:
These cards earn
3X and 2X
points per dollar spent, respectively, on travel and dining purchases... which are 2 of the most commonly used
categories for those who like to travel.
3X points in one of 13
categories (capped at $ 2,000 each quarter or 6000
points), and all other purchases earn 1X
points
The Huntington Voice Credit Card ® has no annual fee and earns you
3X points in one of 13
categories.
Business Gold Rewards: The Business Gold Rewards gives you the freedom to choose which out of 5
categories you earn the
3x points in.
You may select the
category in which to earn
3X points within the first two months of becoming a Card Member.
The
3x travel and dining
categories mean lots of extra Ultimate Rewards
points, and the easy - to - use $ 300 annual travel credit offsets two - thirds of the $ 450 annual fee.
Tip # 1: Because you get
3x points in travel and dining using the Sapphire Reserve card, you should always use it for these
categories!
You can choose 1 of these
categories to earn
3X points per dollar, and the other 4 will earn 2X
points per dollar on up to $ 100,000 in combined purchases per year.
The card earns
3x points in travel and dining, which beats the Chase Sapphire Preferred ® Card's 2x
points in the same
categories.
HP is one of the select merchants for computer hardware, software, and cloud computing purchases that can earn
3X points per dollar if you designate it as your
3X bonus
category.
This is in addition to the 90,000
points you would earn from the
3X bonus
category, for a total of 120,000 Membership Rewards.
Bonus
points categories are travel and dining, and they earn at
3x points per dollar, foreign and domestic.
3X and 2X apply to the first $ 100,000 in purchases in each of the 5
categories per year, 1X
point per dollar thereafter
Each card also has bonus
categories that earn up to
3X points per dollar.
If you'd rather book your flight directly, you can still earn
category bonuses with cards such as The Platinum Card ® from American Express and the Premier Rewards Gold Card from American Express at 5X and
3X points per dollar, respectively.
One important distinction is that the Chase Sapphire Reserve ® includes more things in its travel
category, so it will be generally easier to get
3x points per dollar or find uses for your $ 300 credit travel credit.
Wells Fargo has introduced 2 brand new
points cards that offer substantial sign - up bonuses which are worth ~ $ 500 or more, and have 2X and
3X spending
categories, no foreign transaction fees, and many other perks.
Members can now earn
3x points in one of 5
categories they choose.
We recommend the Premier Rewards Gold Card from American Express for
3X points on travel — or the Chase Freedom ® for 5 % cash back in bonus
categories each quarter you activate.
The card pays
3x points in your choice of one of five
categories.
If your business has high expenses and you reach the maximum of $ 150,000 in the
3X categories, that's 450,000
points.
You need to spend at least $ 2,534 / year in the
3X bonus
categories OR $ 7,600 / year in other expenses to break even on the annual fee (assuming you redeem your
points for travel on the Chase travel portal).
The
3x and 2x apply to the first $ 100,000 in purchases in each of the 5
categories per year, 1x
point per dollar thereafter.
The Business Gold Rewards Card from American Express OPEN does earn
3x points for advertising (when you select «US purchases for advertising in select media» as your bonus
category).
If you spend a large chunk of your budget on office supplies, restaurants, and gas the 2 % to 5 % cash - back can be a huge plus because the Ink Business Preferred ℠ Credit Card doesn't include them as bonus
categories (although it does earn
3x points for shipping).
That is an important
point of departure from other similar cards like the American Express Premier Rewards Gold, which offers
3x points but just on airfare rather than several travel
categories, for example, or the Citi Hilton HHonors Reserve, which offers 5x
points on airline and car rental purchases and 10x
points on Hilton hotel purchases, but not other travel merchants.
What we like about this card is that you can choose 1 out of 5
categories of purchases to earn
3X points per $ 1 in (U.S. purchases for advertising in select media, airfare purchased directly from airlines, U.S. purchases at gas stations, U.S. computer hardware, software, and cloud computing purchases made directly from select providers, and U.S. purchases for shipping.
The best benefit of the Amex Gold Business card is that it offers
3X points for one
category of purchases that the cardholder chooses.