Everything you earn under
the 5x points category goes towards a single cap of $ 50k, while all gas station and nights booked directly with your hotel go towards a separate but still single cap of $ 50k.
I use it for
the 5x point categories and then transfer those points to my Chase Sapphire Reserve.
The increase in
5X point categories to include hotels booked through American Express Travel will also help users earn a lot more Membership Reward points!
Backup plan: Chase Freedom The low sign - on bonus (10,000 - 20,000) comes with a correspondingly low minimum spend of $ 500, but you can rack up a lot of Ultimate Rewards points by maximizing quarterly
5x point categories.
Not exact matches
Using the two cards together would ideally look like this: use the Ink Plus ® Business Credit Card until you hit your annual spending cap in each
category, then use the Ink Business Cash ℠ Credit Card after, to continue earning
5x / 2x
points per $ 1.
As for utility charges, the ongoing service component generally earns
5x the
points, but the hardware and equipment (such as a new cell phone) typically falls into the 1x
category.
With the Ink Plus, there are a few
categories that you can earn
5x the
points on: office supply stores, internet services, and telephone / cell phone charges.
For example, if Staples offers a bonus of 2X
points per dollar and you use the Chase Ink Business Cash ℠ Credit Card, you would earn
5X points per dollar thanks to the office supply store bonus
category and 2X bonus
points per dollar for using the Chase shopping portal.
If you can utilize the 2x -
5x categories of these other cards on the items that you can't earn 2x
points on with the Chase Sapphire Preferred ® Card, you will fill your Ultimate Rewards Account more quickly.
In general, having the Chase Freedom ® and Chase Ink Business Cash ℠ Credit Card make it easy, as these cards are no annual fees and simply add 2 -
5x points in certain
categories that the Chase Sapphire Preferred ® Card can't earn.
For example, the Chase Freedom ® earns
5X points on up to $ 1,500 in combined purchases in bonus
categories each quarter.
If you're using the Chase Sapphire Preferred ® Card or Ink Business Preferred ℠ Credit Card (Tier 2) you'll redeem
points for a minimum of 1.25 cents (towards travel) per
point up to a max of 6.25 cents per
point (when maxing out the
5x categories).
As for utility charges, the ongoing service component generally earns
5x the
points, but the hardware and equipment (such as a new cell phone) typically falls into the 1x
category.
With the Ink Plus, there are a few
categories that you can earn
5x the
points on: office supply stores, internet services, and telephone / cell phone charges.
I prefer earning
5X Ultimate Rewards
points on rotating
categories on the Chase Freedom card to the 2X
points on dining on the Chase Sapphire (different from Chase Sapphire Preferred).
If you happen to spend a lot in the Chase bonus
categories (read our review of the Chase Freedom card for more details) you would be much better off earning
5X the
points than you would with the Chase Sapphire Preferred ® Card.
Here's the list of changing
categories for which you can earn
5X Ultimate Rewards
points or 5 % cash back.
It's a great no annual fee companion to the Sapphire Preferred and Ink cards with
5x points on the first $ 1,500 you spend in rotating
categories each quarter.
If you have a Chase card that earns Ultimate Rewards besides these three, such as the popular Chase Freedom card that earns
5x points on select
categories each quarter, you can not transfer those
points into miles.
Using the two cards together would ideally look like this: use the Ink Plus ® Business Credit Card until you hit your annual spending cap in each
category, then use the Ink Business Cash ℠ Credit Card after, to continue earning
5x / 2x
points per $ 1.
One of the many reasons we love the Ink Plus Business Card from Chase is its
5x category spending bonus at office supply stores up to an annual limit of $ 50,000 (that's 250,000 Ultimate Rewards
points!)
Card lets you choose one
category to earn
5x points in.
If you'd rather book your flight directly, you can still earn
category bonuses with cards such as The Platinum Card ® from American Express and the Premier Rewards Gold Card from American Express at
5X and 3X
points per dollar, respectively.
This card gives
5X cash back at office supply stores, which means you can rack - up a ton of
points in
categories outside of just office supply stores.
Plus, you can earn
5X Chase Ultimate Rewards
points on up to $ 1,500 in spending when you activate the bonus and use your Chase Freedom card to make purchases in different
categories each quarter.
The most valuable benefit of this card is that you can earn
5X Ultimate Rewards
points (on up to $ 1,500 in spending) for certain
categories each quarter.
We now have a sneak peek of 2016's
5X Chase Ultimate Rewards
points (5 % cash back) bonus
categories for the Chase Freedom!
You can get
5X Chase Ultimate Rewards
points with your Chase Freedom in the quarterly
categories.
I use my Chase Freedom over my other cards to earn
5X Chase Ultimate Rewards
points in the bonus
categories each quarter.
By letting you a total of
5x rewards
points on office supplies, cell phones, and internet, you are able to accumulate a lot of bonus
points in
categories where your business is guaranteed to spend a lot of money.
Chase Freedom cardholders will earn
5X Chase Ultimate Rewards
points on up to $ 1,500 in spending when they activate the bonus in the following
categories next year:
You can use the regular Freedom card to earn
5x UR
points on rotating
categories like gasoline and groceries, or the Sapphire Preferred to enjoy 20 % off travel redemptions.
As part of the Ultimate Rewards program, you have a lot of redemption options, plus it has great earning potential, offering
5x points in several
categories of purchases.
But it does NOT have rotating
5X Chase Ultimate Rewards
points (5 % cash back) quarterly bonus
categories like the regular Chase Freedom card.
Each Ultimate Rewards card has bonus
categories that allow you to earn between 2X and
5X points per dollar on many purchases.
For example, if Staples offers a bonus of 2X
points per dollar and you use the Chase Ink Business Cash ℠ Credit Card, you would earn
5X points per dollar thanks to the office supply store bonus
category and 2X bonus
points per dollar for using the Chase shopping portal.
That is an important
point of departure from other similar cards like the American Express Premier Rewards Gold, which offers 3x
points but just on airfare rather than several travel
categories, for example, or the Citi Hilton HHonors Reserve, which offers
5x points on airline and car rental purchases and 10x
points on Hilton hotel purchases, but not other travel merchants.
The less - premium version of the Chase Ink Business Preferred ℠ Credit Card, the Chase Ink Business Cash ℠ Credit Card earns 1 -
5x points in almost all the same
categories.
Bonus
categories can help you earn between 2X and
5X points per dollar on some purchases.
As part of the Ultimate Rewards program, you have a lot of redemption options, plus it has great earning potential, offering
5x points in several
categories of purchases.
You will earn 2x
points for the first 3
categories and
5x points at IHG hotels.
It is usually advertised as a cash back card, but when used to its full potential, it can earn 1X Ultimate Rewards
point on all purchases and most importantly,
5X Ultimate Rewards
points per dollar on rotating quarterly bonus
categories.
For those with a card that pays out
points for Office Supply stores, like Chase Ink «s
5x category bonus, this can mean serious earnings.
We won't include the
5x category for purchasing Choice Hotels gift cards or Choice Privileges
points.
Earn up to
5X points per dollar on the first $ 50,000 in purchases in some
categories, for a potential 250,000 Ultimate Rewards
points each year.
Earn
5x points on specific
categories when you use the Chase Freedom ®, 3x
points in business
categories when you use the Chase Ink Business Preferred ℠ Credit Card, and 2x
points on travel and restaurants when you use the Chase Sapphire Preferred ® Card.
Then you'll also get
5x points with your card since Staples is in the office supply store
category.
First, use the Chase Freedom ® Card for all spending in the quarterly bonus
categories to earn
5x points on the $ 1,500 limit while keeping you from reaching your spending thresholds.
If you have a Chase card that earns Ultimate Rewards besides these three, such as the popular Chase Freedom card that earns
5x points on select
categories each quarter, you can not transfer those
points into miles.
Considering previous
categories have included grocery stores, gas stations, drug stores, department stores, wholesale clubs, and even Amazon, 5 % cash - back or
5x points start to look pretty nice!