No upfront deposit required Minimum Equifax Score 500 (FICO) Reports to all 3 Credit Bureaus Limit Ranges between $ 1,100 and $ 6,500 depending on your qualifications
APR Annual Fee Credit 21 % $ 100 per year Bad Credit, Fair Credit Processing Fee: $ 125 - only charged if approved Up - front Deposit: None — this is an unsecured card and your credit -LSB-...]
Not exact matches
I get that some people are more interested in low
annual fees, 0 %
APR teasers, and «rewards,» but for those of us looking long - term, building
credit can be more important than today's goodies.
For a high - rewards
credit card that has no annual fee, no APR for 12 months and no foreign transaction fees, look no further than the BankAmericard Travel Rewards Credit
credit card that has no
annual fee, no
APR for 12 months and no foreign transaction
fees, look no further than the BankAmericard Travel Rewards
CreditCredit Card.
We compared a variety of different cards, evaluating them based on their
annual fees,
APRs, Credible Rewards Points Value and other details, to bring you some of the best rewards
credit card of 2018.
The card comes with a $ 0.00
annual fee, an intro
APR of 0 % for 9 billing cycles, and is available to applicants with excellent
credit.
The best rewards
credit cards have no
annual fees and an introductory 0 %
APR on balance transfers and regular purchases.
The Citi ThankYou ® Preferred Card lets you earn ThankYou ® Points on life's everyday adventures, including dining out, entertainment and more — all with a low intro
APR and no
annual fee.1 Plus choose from a great selection of ThankYou ®
credit card redemption options including Shop with Points for eligible purchases at Amazon.com or at BestBuy.com.
Finally, the Chase Ink Business Cash ℠
Credit Card has no
annual fee plus a 0 % introductory
APR for 12 months on purchases and balance transfers.
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Credit Card Consolidation
Credit Cards
Credit Cards - Bad
Credit Credit Cards - Business
Credit Cards - Cash Back
Credit Cards - Debit
Credit Cards - Low Interest Rates
Credit Cards - No
Annual Fees Credit Cards - Prepaid
Credit Cards - Rewards Programs
Credit Cards - Secured
Credit Cards - Student
Credit Cards - Zero Balance Transfer
Fees Credit Cards - Zero Interest Rates
Credit Cards - Zero Introductory
APR Credit Repair Services
Credit Reports Cruise Vacations Cufflinks Curtains Custom T - Shirts Daily Fantasy Sports Dancewear Data Recovery Dating Services Debt Consolidation Debt Relief Dental Insurance Depression Dessert Clubs Diabetes Supplements Diamonds Divorce Forms Divorce Online DNA Testing DIY Home Security Dog Beds Dog Food Dog Houses Dog Training Programs Dropshippers Drug Tests Drum Lessons DUI Lawyers E-Cigarettes Eczema Elderly Care Elliptical Machines Exercise Bikes Eyeglasses Fatigue Faucets Feather Beds Feather Pillows Fertility (Women) Fibromyalgia Fitness Clothing Flooring Flower Clubs Flower Delivery Foam Mattresses Foreclosure Listings Forex Trading Platforms Forming an LLC French Lessons Fruit Baskets Fruit Clubs Futons Genealogy Services German Lessons Gift Baskets Gift Certificates Gifts GMAT Test Prep Golf Clubs Golf Equipment Gout Relief Government Auctions Government Grants Graduation Invitations Greek Lessons Green Cards Guitar Lessons Gutter Guards Hair Care Products Hair Loss Hair Removal Halloween Costumes Handbags HCG Health Insurance Hebrew Lessons Hemorrhoids HGH (Human Growth Hormone) Hockey Equipment Home Automation Home Brew Beer Home Equity Loans Home Gyms Home Loans Home Safes Home School Supplies Home Security Systems Home Warranty Home Theater Seating Homework Help Hoodia Hot Sauce Clubs Hot Tubs Identity Theft Incorporation Services Infertility (Women) Insomnia Installment Loans Insurance - Auto Insurance - Dental Insurance - Health Insurance - Life Insurance - Pet Insurance - Travel Internet Filters iPhone Repair Irritable Bowel Syndrome Italian Lessons Japanese Lessons Jewelry Jewish Dating Sites Job Search Sites Junk Removal Korean Lessons Lacrosse Equipment Lab Testing Lamps Latin Lessons Lawsuit Funding Learn to Read Programs Learn Spanish Lice Life Insurance Light Bulbs Light Fixtures Limos Living Trusts Living Wills LLC Formation Lobster Logo Design Low Carb Diets Luggage Stores Mail Scanning Services Makeup Maternity Clothes Medical Alert Systems Memory Loss Menopause Mobility Scooters Moles Money Transfers Mortgage Refinance Music Boxes Music Publishing Mystery Shopping Nail Fungus Name Change Services Nanny Agencies New Cars Online Auctions Online Backup Online Divorce Online Stock Brokers Outdoor Furniture Paid Surveys Painting Lessons Pajamas Party Planning Passport Services Patent Application Payday Loans People Search Perfume Stores Personal Checks Personal Loans Personal Trainers Pest Control Pet Insurance Pet Meds Photo Books Photo Cards Piano Lessons Playhouses PMS Relief Poker Pool Supplies Pool Tables Popular Diets Portuguese Lessons Prenuptial Agreements Prepared Meals Printer Ink Prom Dresses Rapid Weight Loss Diets Reading Glasses Refrigerators Remote Control Toys Repairmen Restless Leg Syndrome Resume Builders Reverse Mortgages Ringworm Roadside Assistance Rowing Machines Rugs Russian Lessons Salsa Clubs Scabies Scar Creams Scuba Gear Seafood Self Publishing Sell Cars Sell Diamonds Sell Gold Senior Care Senior Dating Sites Shingles Shoes (Women) Sign Language Lessons Singing Lessons Skin Tags Slipcovers Snoring Spas Spanish Sporting Goods Sports Memorabilia Stair Climbers Steak Stock Brokers Stock Photos Stop Smoking Stress Relief Stretch Marks Structured Settlements Student Loan Consolidation Student Loans Sunglasses Survival Gear Swimsuits Tax Relief Tax Software Teeth Whiteners Thyroid Health Tickets Tinnitus Trademark Registration Travel Insurance Travel Visas Treadmills Trophies Tutors Used Cars Vacation Rentals Vehicle Inspections VoIP Services VPN Services Warts Watch Stores Water Filters Web Hosting Website Builders Website Templates Wedding Dresses Wedding Favors Wedding Invitations Wedding Planning Guides Wedding Planning Software Wedding Websites Wholesale Dropshippers Wigs Wills Window Blinds Wine Wine Clubs Wireless Security Systems Women's Shoes Workout Programs Wrinkle Creams
Credit cards for fair credit tend to charge higher APRs, but many are available with no annua
Credit cards for fair
credit tend to charge higher APRs, but many are available with no annua
credit tend to charge higher
APRs, but many are available with no
annual fee.
The State Department EMV Savings Secured Visa Platinum is the best secured
credit card in the market currently with a trifecta of no
annual fee, the lowest
APR, and a rewards program that easily beats out other competitors.
Rates as low as 8.65 % *
APR No
Annual Fees • No Balance Transfer Fee Use your AmeriCU VISA ® credit card for everything you buy and enjoy lower rates, low or no fees, and the same benefits as many of the top cards from national ba
Fees • No Balance Transfer
Fee Use your AmeriCU VISA ®
credit card for everything you buy and enjoy lower rates, low or no
fees, and the same benefits as many of the top cards from national ba
fees, and the same benefits as many of the top cards from national banks.
You could consider a
credit card with a cash back rewards program that can be used to offset a part of your
fees and interest charges, however, they tend to come with high
annual fees or higher than average
APRs.
So if you wish to close a
credit card just because it holds a high
APR or an
annual fee, try to first request a lower interest rate or ask the
credit issuer to waive the
fees (as mentioned earlier).
Capital One Secured MasterCard 4.1 Review Updated: December 28, 2017Author:
Credit Card Review Team COMPARE Using Our Free Credit Card Comparison Tool Card Details $ 200 — $ 3,000 credit line availableSecurity deposit required ($ 49, $ 99, or $ 200 depending on creditworthiness) No annual fee APR24.99 % Cash Advance APR: 28.24 % Special OffersCredit line improvements with good credit practices For consumers with good or -LS
Credit Card Review Team COMPARE Using Our Free
Credit Card Comparison Tool Card Details $ 200 — $ 3,000 credit line availableSecurity deposit required ($ 49, $ 99, or $ 200 depending on creditworthiness) No annual fee APR24.99 % Cash Advance APR: 28.24 % Special OffersCredit line improvements with good credit practices For consumers with good or -LS
Credit Card Comparison Tool Card Details $ 200 — $ 3,000
credit line availableSecurity deposit required ($ 49, $ 99, or $ 200 depending on creditworthiness) No annual fee APR24.99 % Cash Advance APR: 28.24 % Special OffersCredit line improvements with good credit practices For consumers with good or -LS
credit line availableSecurity deposit required ($ 49, $ 99, or $ 200 depending on creditworthiness) No
annual fee APR24.99 % Cash Advance
APR: 28.24 % Special OffersCredit line improvements with good
credit practices For consumers with good or -LS
credit practices For consumers with good or -LSB-...]
Overall, the Chase Freedom Unlimited
Credit Card has some good benefits that are not all that special, but it makes its name with extremely low
APR offers and no
annual fee.
When looking for a no
annual fee credit card, the secret is to find the card that offers the most benefits and lowest
annual percentage rates (
APR).
Find the right
Credit Card to fit your needs and enjoy introductory 0 %
APR for 12 months1 plus no
annual fee.
Another good part about gas rewards
credit cards, though, is that many of these cards come with a relatively low
APR and no
annual fee, unlike many airline mileage cards, for instance.
You have to start somewhere this card offers no
annual fee, although the
APR is high it still works for my no
credit situation.
Most experts recommend choosing one with the following properties: low
APR and
annual fees, reports to the three major scoring bureaus (Equifax, Transunion, and Experian) and thirdly comes with tools to help consumers rebuild their
credit history.
This card doesn't have an upfront
annual fee or
APR, but anyone with poor to fair
credit can apply and learn whether or not they were approved within seconds.
The majority of these cards come with very low
credit limits; high
APRs, of between 25 % and 29.99 %; and
annual fees that can easily exceed $ 100 a year.
Generally, the best
credit card will charge a low
APR, low or no
annual fee, and generous rewards / sign - up bonuses.
This
credit card has a 9.99 %
APR and $ 49
annual fee through First Progress.
Some
credit card companies also offer low
APRs with no
annual fee on the first year of use — as long as the user is able to meet specific purchase and payment targets.
Today's best
credit cards go beyond
aprs and
annual fees.
Some of the top secured
credit offers come with no
annual fees, competitive
APRs and
credit bureau reporting services.
Check before deciding on a card if there are
annual fees, what the
APR amounts to, if the card is accepted at your list of frequently shopped stores and how the benefits measure up to the costs of the
credit card.
Credit card companies offer different features,
APRs,
annual fees and promotions.
The USAA Classic American Express Card ®
Credit Card is very similar to the USAA Classic Visa Platinum ® in terms of the
APR and
annual fee.
0 %
APR Air Miles
APR Bad
Credit Balance Transfers Build Credit History Business Cash Back Cash Back Rewards Credit Bureaus Credit Card Application Credit Card Issuers Credit Cards Credit History Credit Limit Credit Score Discover Earn Miles Excellent Credit Fair Credit Fees Frequent Flyer Gasoline Gas Rewards Gas Station Good Credit Interest Rates Limited Credit Loans MasterCard No Annual Fee No Credit Prepaid Cards Rewards Rewards Program Secured Cards Shopping Sign - up Bonus store card Store Credit Cards Student Travel Travel credit card Travel Reward
Credit Balance Transfers Build
Credit History Business Cash Back Cash Back Rewards Credit Bureaus Credit Card Application Credit Card Issuers Credit Cards Credit History Credit Limit Credit Score Discover Earn Miles Excellent Credit Fair Credit Fees Frequent Flyer Gasoline Gas Rewards Gas Station Good Credit Interest Rates Limited Credit Loans MasterCard No Annual Fee No Credit Prepaid Cards Rewards Rewards Program Secured Cards Shopping Sign - up Bonus store card Store Credit Cards Student Travel Travel credit card Travel Reward
Credit History Business Cash Back Cash Back Rewards
Credit Bureaus Credit Card Application Credit Card Issuers Credit Cards Credit History Credit Limit Credit Score Discover Earn Miles Excellent Credit Fair Credit Fees Frequent Flyer Gasoline Gas Rewards Gas Station Good Credit Interest Rates Limited Credit Loans MasterCard No Annual Fee No Credit Prepaid Cards Rewards Rewards Program Secured Cards Shopping Sign - up Bonus store card Store Credit Cards Student Travel Travel credit card Travel Reward
Credit Bureaus
Credit Card Application Credit Card Issuers Credit Cards Credit History Credit Limit Credit Score Discover Earn Miles Excellent Credit Fair Credit Fees Frequent Flyer Gasoline Gas Rewards Gas Station Good Credit Interest Rates Limited Credit Loans MasterCard No Annual Fee No Credit Prepaid Cards Rewards Rewards Program Secured Cards Shopping Sign - up Bonus store card Store Credit Cards Student Travel Travel credit card Travel Reward
Credit Card Application
Credit Card Issuers Credit Cards Credit History Credit Limit Credit Score Discover Earn Miles Excellent Credit Fair Credit Fees Frequent Flyer Gasoline Gas Rewards Gas Station Good Credit Interest Rates Limited Credit Loans MasterCard No Annual Fee No Credit Prepaid Cards Rewards Rewards Program Secured Cards Shopping Sign - up Bonus store card Store Credit Cards Student Travel Travel credit card Travel Reward
Credit Card Issuers
Credit Cards Credit History Credit Limit Credit Score Discover Earn Miles Excellent Credit Fair Credit Fees Frequent Flyer Gasoline Gas Rewards Gas Station Good Credit Interest Rates Limited Credit Loans MasterCard No Annual Fee No Credit Prepaid Cards Rewards Rewards Program Secured Cards Shopping Sign - up Bonus store card Store Credit Cards Student Travel Travel credit card Travel Reward
Credit Cards
Credit History Credit Limit Credit Score Discover Earn Miles Excellent Credit Fair Credit Fees Frequent Flyer Gasoline Gas Rewards Gas Station Good Credit Interest Rates Limited Credit Loans MasterCard No Annual Fee No Credit Prepaid Cards Rewards Rewards Program Secured Cards Shopping Sign - up Bonus store card Store Credit Cards Student Travel Travel credit card Travel Reward
Credit History
Credit Limit Credit Score Discover Earn Miles Excellent Credit Fair Credit Fees Frequent Flyer Gasoline Gas Rewards Gas Station Good Credit Interest Rates Limited Credit Loans MasterCard No Annual Fee No Credit Prepaid Cards Rewards Rewards Program Secured Cards Shopping Sign - up Bonus store card Store Credit Cards Student Travel Travel credit card Travel Reward
Credit Limit
Credit Score Discover Earn Miles Excellent Credit Fair Credit Fees Frequent Flyer Gasoline Gas Rewards Gas Station Good Credit Interest Rates Limited Credit Loans MasterCard No Annual Fee No Credit Prepaid Cards Rewards Rewards Program Secured Cards Shopping Sign - up Bonus store card Store Credit Cards Student Travel Travel credit card Travel Reward
Credit Score Discover Earn Miles Excellent
Credit Fair Credit Fees Frequent Flyer Gasoline Gas Rewards Gas Station Good Credit Interest Rates Limited Credit Loans MasterCard No Annual Fee No Credit Prepaid Cards Rewards Rewards Program Secured Cards Shopping Sign - up Bonus store card Store Credit Cards Student Travel Travel credit card Travel Reward
Credit Fair
Credit Fees Frequent Flyer Gasoline Gas Rewards Gas Station Good Credit Interest Rates Limited Credit Loans MasterCard No Annual Fee No Credit Prepaid Cards Rewards Rewards Program Secured Cards Shopping Sign - up Bonus store card Store Credit Cards Student Travel Travel credit card Travel Reward
Credit Fees Frequent Flyer Gasoline Gas Rewards Gas Station Good
Credit Interest Rates Limited Credit Loans MasterCard No Annual Fee No Credit Prepaid Cards Rewards Rewards Program Secured Cards Shopping Sign - up Bonus store card Store Credit Cards Student Travel Travel credit card Travel Reward
Credit Interest Rates Limited
Credit Loans MasterCard No Annual Fee No Credit Prepaid Cards Rewards Rewards Program Secured Cards Shopping Sign - up Bonus store card Store Credit Cards Student Travel Travel credit card Travel Reward
Credit Loans MasterCard No
Annual Fee No
Credit Prepaid Cards Rewards Rewards Program Secured Cards Shopping Sign - up Bonus store card Store Credit Cards Student Travel Travel credit card Travel Reward
Credit Prepaid Cards Rewards Rewards Program Secured Cards Shopping Sign - up Bonus store card Store
Credit Cards Student Travel Travel credit card Travel Reward
Credit Cards Student Travel Travel
credit card Travel Reward
credit card Travel Rewards Visa
Another factor you may need to consider why shopping for low
apr credit cards is that, some of them may come with other charges such as
annual fee.
Since different
credit cards have different features,
APRs,
annual membership
fees and promotions you will need to understand your needs and preferences before choosing the best
credit card deal.
Criteria used:
Credit needed, tools to track credit score, ability to improve credit line, rewards rate, rewards categories, sign - up bonuses, redemption options, promotional 0 % APR periods, annual fee, other rates and fees, extra features and benefits, customer service, ease of appli
Credit needed, tools to track
credit score, ability to improve credit line, rewards rate, rewards categories, sign - up bonuses, redemption options, promotional 0 % APR periods, annual fee, other rates and fees, extra features and benefits, customer service, ease of appli
credit score, ability to improve
credit line, rewards rate, rewards categories, sign - up bonuses, redemption options, promotional 0 % APR periods, annual fee, other rates and fees, extra features and benefits, customer service, ease of appli
credit line, rewards rate, rewards categories, sign - up bonuses, redemption options, promotional 0 %
APR periods,
annual fee, other rates and
fees, extra features and benefits, customer service, ease of application
Let's say the offer for
Credit Card A is a 12.99 %
APR on purchases and there's a $ 95
annual fee.
Several
credit cards for no
credit offer rewards, no
annual fee, and fair
APRs.
Key data in the Schumer Box are
annual fees if any, information on
annual percentage rate (
APR), finance charges, grace period,
credit limit, minimum payment, and other transaction
fees.
Although the features and terms may not be the best (i.e. higher
annual fee, lower
credit limit, higher
APR, etc), there are still options available.
Research your
credit options by reviewing the Schumer Box (an easy to read summary of
credit card disclosures), which provides information on the
annual percentage rate (
APR) and
fees to find the best secured
credit card available, then apply for one secured
credit card.
These low
APR credit cards have no
annual fee, and offer rewards at the rate of one point for every dollar spent with your Chase card.
If your
credit is fair to good, your options open up to cards with low or no
annual fees, lower
APRs and higher
credit limits.
When it comes to comparing these cards, we like to see cards that have $ 0
annual fee, low
APRs, and reasonable
credit history requirements.
The fact that you may save a ton of money on interest
fees is an added bonus, as the average
annual percentage rate (
APR) for a general use
credit card is a brutal 16 %.
Processing
Fee: $ 125 - only charged if approved Up - front Deposit: None — this is an unsecured card and your
credit limit is determined by your credit score and debt - to - income ratio Annual Fee: $ 100 per year - billed @ $ 25 / month for first 4 months Credit: Limit Ranges between $ 1,100 and $ 6,500 depending on your qualifications Reporting: Reports to all 3 bureaus (Equifax, Experian, TransUnion) within 2 weeks Interest Rate: 21 % APR on purchases only (not
credit limit is determined by your
credit score and debt - to - income ratio Annual Fee: $ 100 per year - billed @ $ 25 / month for first 4 months Credit: Limit Ranges between $ 1,100 and $ 6,500 depending on your qualifications Reporting: Reports to all 3 bureaus (Equifax, Experian, TransUnion) within 2 weeks Interest Rate: 21 % APR on purchases only (not
credit score and debt - to - income ratio
Annual Fee: $ 100 per year - billed @ $ 25 / month for first 4 months
Credit: Limit Ranges between $ 1,100 and $ 6,500 depending on your qualifications Reporting: Reports to all 3 bureaus (Equifax, Experian, TransUnion) within 2 weeks Interest Rate: 21 % APR on purchases only (not
Credit: Limit Ranges between $ 1,100 and $ 6,500 depending on your qualifications Reporting: Reports to all 3 bureaus (Equifax, Experian, TransUnion) within 2 weeks Interest Rate: 21 %
APR on purchases only (not
fees)
Our FDIC insured bank, has a Visa secured
credit card that features: — NO CREDIT CHECK OR INQUIRY — Reports to all 3 major credit bureaus — No annual fee — 0 % APR for 6 months on purchases — Low $ 200 minimum d
credit card that features: — NO
CREDIT CHECK OR INQUIRY — Reports to all 3 major credit bureaus — No annual fee — 0 % APR for 6 months on purchases — Low $ 200 minimum d
CREDIT CHECK OR INQUIRY — Reports to all 3 major
credit bureaus — No annual fee — 0 % APR for 6 months on purchases — Low $ 200 minimum d
credit bureaus — No
annual fee — 0 %
APR for 6 months on purchases — Low $ 200 minimum deposit
Methodology: GOBankingRates.com identified the best rewards
credit cards by analyzing
annual fees,
APRs, sign - up bonuses, rewards and features.
«If you are unsure if your
credit card rate is reasonable or not, you should simply look at some alternatives online and see where your card stacks up in terms of
APR and
annual fees,» said CFP Jennifer Davis and Planning Consultant at Halpern Financial.
1 For additional information about
Annual Percentage Rates (
APRs),
fees and other costs, see the Summary of
Credit Terms links above.
Methodology: GOBankingRates.com identified the best hotel
credit cards by analyzing intro
APR, regular
APR,
annual fees and hotel rewards or perks.