In examining the credit cards in our database, we found the average
APR on a cash advance to be around 24 % - significantly higher than the purchase APR which averages between 13.02 % and 15.77 %.
The Chase Freedom card charges an APR of 23.99 %
APR on cash advances.
There is a 26.24 %
APR on all cash advances.
Otherwise, the card does offer a 17.24 percent APR on purchases and balance transfers, and a 26.24 percent
APR on cash advances.
The card has a 26.24 percent
APR on cash advances and a 29.99 percent penalty rate for missed or returned payments.
The card has a 26.49 percent
APR on cash advances.
The typical
APR on a cash advance from your MasterCard or Visa is usually capped at around 30 %.
There's still a higher - than - average, 25.74 %,
APR on cash advances and it starts accruing immediately.
On top of that, the Shell Credit Card charges a 29.99 %
APR on cash advances that starts accruing the moment the transaction goes through.
Cardholders will enjoy a (relatively) low 23.99 %
APR on cash advances, and are charged a minimum fee of $ 10 or 3 % of the advance — whichever is higher — for the service.
Not exact matches
It also has a 26.24 % variable
APR for
cash advances, and when you use this card to get a
cash advance, you start paying interest
on that money right away.
Use the
APR calculator below to find out what you will be paying
on a merchant
cash advance.
Cash Advance APR: 23.74 % variable, based
on creditworthiness.
The standard variable
APR for purchases,
cash advances, and balance transfers is between 9.95 % and 21.00 %, based
on your creditworthiness at the time of application.
The
APR for purchases, balance transfers,
cash advances, and penalty
APRs will all vary with the market based
on the Prime Rate.
(You will receive notice, though, if the penalty or
cash advance APR on your account is changing, i.e., if the penalty rate for your card is raised from 25.99 % to 29.99 %.)
Get a reduced annual percentage rate (
APR) for the first six billing cycles plus great rates for the life of the card —
on everything from purchases to balance transfers and
cash advances.
To get an idea of how much a 24 %
APR will cost you, we calculated the interest
on a $ 1,500
cash advance that was taken out
on the 1st day of the billing cycle.
Capital One Secured MasterCard 4.1 Review Updated: December 28, 2017Author: Credit Card Review Team COMPARE Using Our Free Credit Card Comparison Tool Card Details $ 200 — $ 3,000 credit line availableSecurity deposit required ($ 49, $ 99, or $ 200 depending
on creditworthiness) No annual fee
APR24.99 %
Cash Advance APR: 28.24 % Special OffersCredit line improvements with good credit practices For consumers with good or -LSB-...]
Annual Percentage Rate for Purchases and
Cash Advances Your ANNUAL PERCENTAGE RATE («
APR») appears
on the then - current Rates and Fees Table accompanying your card or as otherwise provided to you by us.
The
APR on a small dollar,
cash advance loan represents the amount of your loan, cost of the loan, term of the loan and repayment amounts and timing.
However, a 29.9 %
APR is applied to
cash advances on the day of transaction.
«
Cash advances have their own
APR (separate from your purchase
APR), which sits much higher than a credit card's purchase
APR — it will be detailed
on your statement.
Surge MasterCard 2.0 Review Updated: January 4, 2018Author: Credit Card Review Team COMPARE Using Our Free Credit Card Comparison Tool Card DetailsHelps you build creditInitial credit line of $ 500
APR29.99 %
Cash Advance APR: 29.99 % Special OffersOffers monthly credit reports to the three major credit bureausSome waived fees for the first year If you have been
on the lookout -LSB-...]
Merrick Bank Secured Visa Credit Card 3.0 Review Updated: November 16, 2017Author: Credit Card Review Team COMPARE Using Our Free Credit Card Comparison Tool Card DetailsHelps you build your creditInitial credit line is based
on your depositAccount information is reported to the major credit bureaus
APR18.45 %
Cash Advance APR: 23.45 % Special OffersOnline management toolsSecurity deposit funds are FDIC -LSB-...]
Enjoy a reduced annual percentage rate (
APR) for the first six billing cycles plus great rates
on everything from purchases to balance transfers and
cash advances.
Use the
APR calculator below to find out what you will be paying
on a merchant
cash advance.
APR information must specify both introductory
APR if any and long - term
APR, as well as
APR on balance transfer,
cash advance, and default.
There are different annual percentage rates (
APRs) that you may pay
on each amount of outstanding balances,
cash advances, or balance transfers.
After the Introductory Period, a variable
Cash Advance APR of 9.49 %, 13.49 % or 17.49 %, depending
on your creditworthiness, will apply to all
Cash Advance transactions (electronic / telephonic methods, checks, and balance transfers); and a variable Overdraft
APR of 19.49 % will apply to Overdrafts from qualifying linked HSBC checking account (s).
Whenever in need of a
cash advance, cardholders are subjected to an
APR of 23.24 %
on the
cash advance total.
Cash advance APR is set at a variable 25.49 % depending
on the market while the penalty
APR is 29.49 % when needed.
For
cash advances, the
APR will range anywhere from 14.24 % to 25.24 %, depending
on the type of
advance and your creditworthiness.
The Capital One ® card has a 24.99 %
APR on purchases,
cash advances and balance transfers.
Use the check by filling it out for the balance
on your high -
APR credit card or to yourself for a
cash advance.
The
APR ranges from 16.99 percent to 24.99 percent for regular purchases and 21.49 percent
on cash advances.
But if you need quick
cash, you might want to consider alternatives to making
cash advances on your credit card due to the relatively steeper
APR for
cash advances.
The
Cash Advance APR is 21.24 % and may vary based
on the Prime Rate.
Bank of America recently launched the BankAmericard Basic Visa, featuring a single
APR of Prime +14 % (17.25 %)
on purchases, balance transfers and
cash advances, and no default rate.
The Business Platinum Card 4.0 Review Updated: December 21, 2017Author: Credit Card Review Team COMPARE Using Our Free Credit Card Comparison Tool Card DetailsEarn 2x
on purchases made through the Amex travel websiteEarn 1.5 x points
on purchases that exceed $ 5,000 Earn 1 point for every dollar spent
on normal purchases
APR19.24 %
Cash Advance APR: 28.24 % Penalty
APR: 29.99 % Special OffersEarn -LSB-...]
Citi / AAdvantage Executive World Elite MasterCard 4.0 Review Updated: December 6, 2017Author: Credit Card Review Team COMPARE Using Our Free Credit Card Comparison Tool Card DetailsEarn 2 miles for every $ 1 spent
on eligible American Airlines purchasesEarn 1 mile for every $ 1 spent
on all other purchasesChip Technology
APR16.74 % — 24.74 %
Cash Advance APR: 26.24 % Penalty
APR: 29.99 % -LSB-...]
The
cash advance APR can be anywhere up to 26.24 %, depending
on market prime rates.
Amazon Rewards Visa Signature Card 4.5 Review Updated: February 2, 2018Author: Credit Card Review Team COMPARE Using Our Free Credit Card Comparison Tool Card DetailsEarn 3 %
cash back at amazon.comEarn 2 % cash back at restaurants, gas stations, and drugstoresEarn 1 % cash back on all other purchases APR15.49 % — 23.49 % Cash Advance APR: 26.24 % Special OffersReceive a Amazon welcome -LSB-
cash back at amazon.comEarn 2 %
cash back at restaurants, gas stations, and drugstoresEarn 1 % cash back on all other purchases APR15.49 % — 23.49 % Cash Advance APR: 26.24 % Special OffersReceive a Amazon welcome -LSB-
cash back at restaurants, gas stations, and drugstoresEarn 1 %
cash back on all other purchases APR15.49 % — 23.49 % Cash Advance APR: 26.24 % Special OffersReceive a Amazon welcome -LSB-
cash back
on all other purchases
APR15.49 % — 23.49 %
Cash Advance APR: 26.24 % Special OffersReceive a Amazon welcome -LSB-
Cash Advance APR: 26.24 % Special OffersReceive a Amazon welcome -LSB-...]
Discover it for Students Credit Card 5.0 Review Updated: December 28, 2017Author: Credit Card Review Team COMPARE Using Our Free Credit Card Comparison Tool Card Details5 %
cash back on rotating categories1 % cash back on all purchases APR13.99 % — 22.99 % Cash Advance APR: 25.99 % Penalty APR: N / A Special Offers0 % APR for first 6 monthsFreeze it switch for your account One -LSB-
cash back
on rotating categories1 %
cash back on all purchases APR13.99 % — 22.99 % Cash Advance APR: 25.99 % Penalty APR: N / A Special Offers0 % APR for first 6 monthsFreeze it switch for your account One -LSB-
cash back
on all purchases
APR13.99 % — 22.99 %
Cash Advance APR: 25.99 % Penalty APR: N / A Special Offers0 % APR for first 6 monthsFreeze it switch for your account One -LSB-
Cash Advance APR: 25.99 % Penalty
APR: N / A Special Offers0 %
APR for first 6 monthsFreeze it switch for your account One -LSB-...]
Chase Freedom Credit Card 4.5 Review Updated: December 28, 2017Author: Credit Card Review Team COMPARE Using Our Free Credit Card Comparison Tool Card Details5 %
cash back on quarterly categorical purchases1 % cash back on all purchasesNo annual fee APR14.24 % — 23.24 % Cash Advance APR: 25.24 % Special Offers $ 150 bonus for spending $ 500 within the first 3 months $ 25 bonus for adding -LSB-
cash back
on quarterly categorical purchases1 %
cash back on all purchasesNo annual fee APR14.24 % — 23.24 % Cash Advance APR: 25.24 % Special Offers $ 150 bonus for spending $ 500 within the first 3 months $ 25 bonus for adding -LSB-
cash back
on all purchasesNo annual fee
APR14.24 % — 23.24 %
Cash Advance APR: 25.24 % Special Offers $ 150 bonus for spending $ 500 within the first 3 months $ 25 bonus for adding -LSB-
Cash Advance APR: 25.24 % Special Offers $ 150 bonus for spending $ 500 within the first 3 months $ 25 bonus for adding -LSB-...]
Capital One Journey Student Credit Card 3.0 Review Updated: December 28, 2017Author: Credit Card Review Team COMPARE Using Our Free Credit Card Comparison Tool Card Details1 %
cash back on all purchasesNo annual feeNo foreign transaction fee APR20.24 % Cash Advance APR: 20.24 % Special OffersAdditional 0.25 % cash back after 5 on time credit payments Young adults often make the mistake -LSB-
cash back
on all purchasesNo annual feeNo foreign transaction fee
APR20.24 %
Cash Advance APR: 20.24 % Special OffersAdditional 0.25 % cash back after 5 on time credit payments Young adults often make the mistake -LSB-
Cash Advance APR: 20.24 % Special OffersAdditional 0.25 %
cash back after 5 on time credit payments Young adults often make the mistake -LSB-
cash back after 5
on time credit payments Young adults often make the mistake -LSB-...]
Victoria's Secret Angel Credit Card 4.1 Review Updated: December 28, 2017Author: Credit Card Review Team COMPARE Using Our Free Credit Card Comparison Tool Card DetailsTier membership system1 points earned for each dollar spentFree shipping online with purchase of a bra
APR25.74 %
Cash Advance APR: N / APenalty
APR: N / A Special Offers $ 10 or $ 15 credit
on your birthday $ 10 or $ 15 credit -LSB-...]
The Business Gold Rewards Card 4.0 Review Updated: December 18, 2017Author: Credit Card Review Team COMPARE Using Our Free Credit Card Comparison Tool Card DetailsNo foreign transaction fees2x points
on four categories1x points
on all other purchases3x points
on one category of your choice from a specified list
APR19.24 %
Cash Advance APR: N / APenalty
APR: 29.99 % Special Offers $ 0 introductory -LSB-...]
Blue
Cash Everyday Card 4.5 Review Updated: December 28, 2017Author: Credit Card Review Team COMPARE Using Our Free Credit Card Comparison Tool Card Details3 % cash back on purchases from supermarkets2 % cash back on purchases from gas stations and department stores1 % cash back on everything else APR13.99 % — 22.99 % Cash Advance APR: 26.24 % Penalty APR: 29.99 % Special Offers0 % intro APR -LSB-
Cash Everyday Card 4.5 Review Updated: December 28, 2017Author: Credit Card Review Team COMPARE Using Our Free Credit Card Comparison Tool Card Details3 %
cash back on purchases from supermarkets2 % cash back on purchases from gas stations and department stores1 % cash back on everything else APR13.99 % — 22.99 % Cash Advance APR: 26.24 % Penalty APR: 29.99 % Special Offers0 % intro APR -LSB-
cash back
on purchases from supermarkets2 %
cash back on purchases from gas stations and department stores1 % cash back on everything else APR13.99 % — 22.99 % Cash Advance APR: 26.24 % Penalty APR: 29.99 % Special Offers0 % intro APR -LSB-
cash back
on purchases from gas stations and department stores1 %
cash back on everything else APR13.99 % — 22.99 % Cash Advance APR: 26.24 % Penalty APR: 29.99 % Special Offers0 % intro APR -LSB-
cash back
on everything else
APR13.99 % — 22.99 %
Cash Advance APR: 26.24 % Penalty APR: 29.99 % Special Offers0 % intro APR -LSB-
Cash Advance APR: 26.24 % Penalty
APR: 29.99 % Special Offers0 % intro
APR -LSB-...]
Blue
Cash Preferred Card 4.5 Review Updated: December 28, 2017Author: Credit Card Review Team COMPARE Using Our Free Credit Card Comparison Tool Card Details6 % cash back on supermarket purchases3 % cash back on gas station purchases and department store purchases1 % cash back on general purchases APR13.24 % — 22.24 % Cash Advance APR: 25.49 % Penalty APR: 29.49 % Special Offers0 % intro APR for -LSB-
Cash Preferred Card 4.5 Review Updated: December 28, 2017Author: Credit Card Review Team COMPARE Using Our Free Credit Card Comparison Tool Card Details6 %
cash back on supermarket purchases3 % cash back on gas station purchases and department store purchases1 % cash back on general purchases APR13.24 % — 22.24 % Cash Advance APR: 25.49 % Penalty APR: 29.49 % Special Offers0 % intro APR for -LSB-
cash back
on supermarket purchases3 %
cash back on gas station purchases and department store purchases1 % cash back on general purchases APR13.24 % — 22.24 % Cash Advance APR: 25.49 % Penalty APR: 29.49 % Special Offers0 % intro APR for -LSB-
cash back
on gas station purchases and department store purchases1 %
cash back on general purchases APR13.24 % — 22.24 % Cash Advance APR: 25.49 % Penalty APR: 29.49 % Special Offers0 % intro APR for -LSB-
cash back
on general purchases
APR13.24 % — 22.24 %
Cash Advance APR: 25.49 % Penalty APR: 29.49 % Special Offers0 % intro APR for -LSB-
Cash Advance APR: 25.49 % Penalty
APR: 29.49 % Special Offers0 % intro
APR for -LSB-...]