Sentences with phrase «arm contract rate»

This 5/1 ARM contract rate is the lowest recorded in the survey.

Not exact matches

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

«Are you aware of the number of militants they [South Africans] had trained, what if they trained these militants in badges (sic), can we link the increase (sic) rate in arm (sic) robbery to this training offered by mercenaries, can we link the recent cases of contract killings to the training; are there young people in the country already trained by these men and what are they actually doing with the skills acquired.»

How often the rate adjusts and other details about how your ARM works are written in the mortgage contract.

Unlike a fixed rate home loan, which has a fixed interest rate for the life of the loan, the interest rate on an adjustable rate mortgage, or ARM, changes at contracts, agreed upon intervals.

The average contract interest rate for 5/1 ARMs decreased to 3.77 percent from 3.79 percent, with points increasing to 0.42 from 0.41 (including the origination fee) for 80 percent LTV loans.

The average contract interest rate for 5/1 ARMs increased to 2.92 percent from 2.87 percent, with points decreasing to 0.21 from 0.26 (including the origination fee) for 80 percent LTV loans.

You can compare payments between short and long contracts, evaluate a lower initial interest rate on an adjustable - rate mortgage («ARM») versus a more traditional fixed - rate option, or whether an interest - only («I - O») mortgage makes the most sense for you.

Consider Mutual Benefit, which wrote fixed - rate GICs [Guaranteed Investment Contracts] putable on a ratings downgrade, or General American and ARM Financial, which wrote floating - rate GICs putable on a ratings downgrade.

Other services include Legal Contract Services, an arm of CAMG that focuses on the obtaining the highest conversion rates in the industry for contract proContract Services, an arm of CAMG that focuses on the obtaining the highest conversion rates in the industry for contract procontract processing.

The average contract interest rate for 15 - year fixed - rate mortgages decreased to 3.10 % from 3.19 %, while the average contract interest rate for 5/1 ARMs decreased to 2.94 % from 3.07 %.

The average contract interest rate for 5/1 ARMs decreased to 3.45 percent from 3.48 percent, with points increasing to 0.24 from 0.20 (including the origination fee) for 80 percent LTV loans.

The average contract interest rate for 15 - year fixed - rate mortgages decreased to 3.06 % from 3.13 %, while the average contract interest rate for 5/1 ARMs increased to 2.93 % from 2.91 %.

The average contract interest rate for 15 - year fixed - rate mortgages increased to 3.13 % from 3.09 %, while the average contract interest rate for 5/1 ARMs decreased to 2.91 % from 3.02 %.

The average contract interest rate for 5/1 ARMs increased to its highest level since February 2011, 3.93 %, from 3.87 %, with points increasing to 0.60 from 0.28 (including the origination fee) for 80 % LTV loans.

The average contract interest rate for 5/1 ARMs increased to 3.26 percent from 3.16 percent, with points decreasing to 0.35 from 0.36 (including the origination fee) for 80 percent LTV loans.

For the ARMs I did it on the assumption that interest rates increased by the largest amount permitted by the loan contract — a worst case.

For example, if the interest rate on the 5/1 ARM rose from 2.625 percent to 8.625 percent, which is the largest increase the contract allows, the payment on a $ 300,000 loan would rise from $ 1,205 initially to $ 2,124 in month 85.

The average contract interest rate for 5/1 ARMs decreased to 2.96 percent from 3.00 percent, with points decreasing to 0.29 from 0.44 (including the origination fee) for 80 percent LTV loans.

An option ARM is an adjustable rate mortgage loan that has a scheduled loan payment that may result in negative amortization for a certain period of time, but that expressly permits specified larger payments in the contract or servicing documents, such as an interest - only payment or a fully amortizing payment.

«Option ARM» is a term frequently used to describe adjustable rate mortgage loans that have a scheduled loan payment that may result in negative amortization for a certain period of time, but that expressly permit specified larger payments in the contract or servicing documents, such as an interest - only payment or a fully amortizing payment.