You can make up to six withdrawals or transfers without charge from your savings
accounts during any statement cycle according to Regulation D of the Code of Federal Regulations, Title 12, Part 204.
The lowest end - of - day balance in
an account during a statement cycle; a certain minimum daily balance is often required with interest - bearing accounts to avoid a service charge or qualify for special services.
A printed or online statement of all the transactions that occur on
your account during a statement cycle.
The lowest end - of - day balance in
an account during a statement cycle; a certain minimum daily balance is often required with interest - bearing accounts to avoid a monthly maintenance fee or qualify for special services.
To determine whether this balance has been maintained, we look at the lowest balance in
the account during the statement cycle.
Federal law requires that no more than six preauthorized or automatic transfers (including online and telephone transfers) to other accounts you have with us or to third parties may be made from the Money Market
Account during any statement cycle.
A printed or online statement of all the funds paid out by or paid into
your account during a statement cycle.
Each account statement includes images of checks (up to five per page) that posted to
your account during the statement cycle.
Not exact matches
$ 10 monthly fixed charge and per check charges will be waived on your Gold Checking
account if the combined balances of your Gold Checking
account, savings
accounts, money market
accounts, IRA's and Certificates of Deposit are $ 10,000.00 or more everyday
during the
statement cycle.
If qualifications are met each monthly qualification
cycle: (1) Domestic ATM fees incurred
during qualification
cycle will be reimbursed up to $ 25 ($ 5 per single transaction) and credited to
account on the last day of monthly
statement cycle; (2) balances up to $ 7,000 receive APY of 2.25 %; and (3) balances over $ 7,000 earn 0.05 % APY on portion of balance over $ 7,000, resulting in a range of 2.25 % to 0.19 % APY on an assumed balance of $ 100,000.
Excessive transaction charge of $ 20 per check, transfers to other
accounts, and for payment to a third party by means of preauthorized automatic transfers in excess of six allowed
during statement cycle
Federal law limits savings
accounts to no more than six (6) pre-authorized automatic transfers and / or withdrawals or telephone (including data transmission) agreements
during any one (1) calendar month or
statement cycle of at least four weeks.
During any
statement cycle, you may not make more than 6 withdrawals or transfers to another
account of yours or to a third party by means of preauthorized, automatic, telephone, computer, mobile, check or debit card.
5 If the
account falls below $ 2,500 any time
during the
statement cycle, a service charge of $ 15.00 will apply.
If the
account balance falls below $ 300 at anytime
during the
statement cycle, a service charge of $ 10 will apply, no foreign ATM fees will be waived and the interest on the full balance will be paid at.03 % with.03 % APY.
1 Federal banking regulations limit the number of transactions (withdrawals or transfers) that can be made on a Money Market deposit
account (MMDA) or savings
account during a monthly
statement cycle.
TRANSFER LIMITATIONS: For savings and money market
accounts you may make up to six (6) transfers or withdrawals by means of a preauthorized, automatic, computer, or telephonic transfer to another
account of yours or (for money markets
account only) to a third party by check, debit card, or similar order
during any calendar month (or
statement cycle of at least four (4) weeks).
The portion of your credit card
account statement that itemizes every action in your
account during your
statement billing
cycle.
Bank of America charges a monthly fee on a regular savings
account unless the customer sets up an automatic funds transfer of $ 25 or more from a linked checking
account or maintains a minimum daily balance
during each
statement cycle.
* Regulation D Limit Changes -
During any calendar month or
statement cycle of at least four weeks, you may not make more than six withdrawals or transfers to another
account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, or by check, draft, debit card (if applicable) or similar order to a third party.
For each of your credit card
accounts, we will send you a monthly periodic
statement showing your outstanding balance at the beginning of the billing
cycle («Previous Balance»), all payments and credits posted to your
account, all charges and cash advances
during your billing
cycle, the amount of any finance charge, and your outstanding balance at the end of your billing
cycle («New Balance»).
What to Keep in Mind Minimum Balance to Open: $ 5,000.00 Below Minimum Balance Fee Waived: The
account with an average daily balance of less than $ 5,000.00
during the
statement cycle will be charged a Below Minimum Balance Fee of $ 15.00.
The monthly fee set forth below is waived for customers who meet at least one of the following minimums: 1) maintain an average monthly balance of $ 5,000 or more in their
account by the end of their second
statement cycle; 2) set up and maintain a direct deposit of $ 200 or more per month (a combination of direct deposits totaling $ 200 does not satisfy this requirement); 3) maintain a combined average monthly balance of $ 50,000 or more in linked E * TRADE Securities, E * TRADE Bank, and employee stock plan
accounts (including vested in - the - money options, stock option plan shares, ESPP shares, and released restricted stock); or 4) execute at least 30 stock or options trades
during a calendar quarter in their E * TRADE Securities
accounts.
This fee will be waived if the
account holder 1) maintains an average monthly balance of $ 1,000 or more by the end of the second
statement cycle, or 2) maintains at least $ 5,000 in combined E * TRADE Bank deposits by end of their second
statement cycle, or 3) maintains a combined balance of $ 50,000 or more in linked E * TRADE Securities, E * TRADE Bank
accounts, and employee stock plan
accounts (including vested in - the - money options, stock option plan shares, ESPP shares, and released restricted stock), or executes at least 30 stock or options trades
during a calendar quarter.
It is also waived for customers who: 1) maintain an average monthly balance of $ 5,000 or more in total E * TRADE Bank deposits by the end of their second
statement cycle; 2) maintain a combined average monthly balance of $ 50,000 or more in linked E * TRADE Securities, E * TRADE Bank, and employee stock plan
accounts (including vested in - the - money options, stock plan shares, ESPP shares, and released restricted stock); or 3) execute at least 30 stock or option trades
during a calendar quarter in linked E * TRADE Securities
accounts.
If qualifications are met each monthly qualification
cycle: (1) Domestic ATM fees incurred
during qualification
cycle will be reimbursed up to $ 25 and credited to
account on the last day of monthly
statement cycle; (2) balances up to $ 15,000 receive APY of 2.50 %; and (3) balances over $ 15,000 earn 0.25 % dividends rate on the portion of the balance over $ 15,000, resulting in 2.50 % - 0.45 % APY depending on the balance.
If you elect not to pay the entire New Balance shown on your previous monthly
statement within that 25 - day period, a Finance Charge will be imposed on the unpaid average daily balance of such Credit Purchases from the previous
statement closing date and on new Credit Purchases from the date of posting to your
account during the current billing
cycle, and will continue to accrue until the closing date of the billing
cycle proceeding the date of which the entire New Balance is paid in full or until the date of payment if more than 25 days from the closing date.
One Radisson RewardsTM Visa ® Reward Card Free Night E-Certificate («E-Cert») is available for the business owner / authorized officer if you charged US $ 10,000 or more in Net Purchases (purchases minus credits and returns) on the
Account during the 12 - month
statement cycle period immediately prior to the annual anniversary of your
Account opening date.
A $ 10 monthly
account service charge is waived if you maintain a $ 2,500 average daily balance
during the
statement cycle.
(11) Earn the Higher Rate on balances of $ 100,000 or less
during each interest
cycle when you have both a combined
statement and make a minimum of $ 50 in total deposits into your Performance Savings
account through either Online Banking transfer or ACH deposit.
You can avoid this fee when you meet any ONE of the following requirements
during each monthly
statement cycle: Keep an average daily balance in your checking or a linked Regular Savings
account of $ 5,000 or more OR Keep a $ 10,000 average daily combined balance in linked checking, savings, Money Market Savings, CD and IRA
accounts OR Keep an outstanding balance on a linked installment loan or line of credit of $ 15,000 or more OR Keep total combined assets in eligible, linked Merrill Edge or Merrill Lynch investment
accounts of $ 15,000 or more OR have a linked Bank of America first mortgage loan that we service.
** Earn the Higher Rate on balances of $ 100,000 or less
during each interest
cycle when you have both a combined
statement and make a minimum of $ 50 in total deposits into your Performance Savings
account through either Online Banking transfer or ACH deposit.
If you do not qualify for a Premier Relationship Premium as of the last day of any
statement cycle, your
account will earn only the standard interest rate
during the next full
statement cycle.
One Radisson RewardsTM Visa ® Reward Card Free Night E-Certificate («E-Cert») is available per
Account if you charged US $ 10,000 or more in Net Purchases (purchases minus credits and returns) on the
Account during the 12 - month
statement cycle period immediately prior to the annual anniversary of your
Account opening date.
For every additional $ 10,000 in eligible net spend, you will receive an additional Free Night E-Cert, up to two additional E-Certs given
during the 12 - month
statement cycle period immediately prior to the annual anniversary of the
Account opening date.
Limitations on frequency of transfers —
During any calendar month of
statement cycle of at least four weeks, you may not make more than six withdrawals or transfers to another
account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, or by check, draft, debit card (if applicable) or similar order to a third party.
STATEMENTS: Each month Lender will send You a
statement of your loan
account balance, showing all loans, payments, and credits made
during the billing
cycle.
If you close your
account for any reason before the end of the
statement cycle, you will forfeit all rewards accrued through your linked Debit Card
during that
statement cycle.
Home Depot does not issue a credit card monthly
statement if the
account has a zero balance and no activity occurred
during the billing
cycle.
Net Purchases
during each billing
cycle will be calculated for transactions that a merchant classifies as travel (such as purchases made directly with airlines, hotels, car rentals, taxicabs, limousines, passenger trains and cruise line companies) and a corresponding
statement credit will be applied to your
Account the next time it
cycles.
«Net Purchases» for a
statement period are determined by totaling all applicable new purchases charged to the
Account during the billing
cycle, then subtracting credits posted to the
Account during the billing
cycle for returned purchases and / or adjustments.
Points earned
during a billing
cycle on a Southwest Airlines Rapid Rewards Credit Card from Chase are not available for redemption or qualification for Companion Pass status until they are posted on your billing
statement and posted to your Rapid Rewards
Account.