Sentences with phrase «additional insurance coverage such»

Additional insurance coverage such as comprehensive, collision or uninsured motorist protection, may cause an increase in your rates, but it may be required by your finance company.

Not exact matches

However, homeowners» policies are limited in coverage and you may need to purchase additional policies such as home - based business insurance to cover other risks, such as general and professional liability.

Since the growth of your policy's cash value is tax - deferred, variable life insurance might be a good consideration if you've maxed out your retirement account contributions, have a sizable portfolio of more liquid assets (such as in your brokerage and savings accounts), and are looking for an additional investment vehicle that also offers coverage to your dependents should anything happen to you.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Take advantage of additional benefits that your travel rewards credit card may offer, such as travel insurance coverage, concierge services and airline perks.

If you're looking for additional coverage such as identity fraud, water backup, or renters insurance jewelry coverage, your insurance expert can help determine your needs and explain the options.

Optional coverage: As a landlord, you can buy additional coverage, such as rent guarantee insurance, natural disaster insurance, employer liability insurance and landlord contents insurance to cover your personal property items such as furnishings or carpet in the rental property.

More frequently available options include additional protection for valuables, such as jewelry and furs, umbrella insurance, coverage for living expenses if your home is uninhabitable, and insurance for natural disasters, such as earthquakes.

Guaranteed Purchase Option Rider: allows the insured to purchase additional life insurance coverage with no evidence of insurability at specific ages or for specific events, such as marriage, buying a home and the birth of a child.

You may also be required to purchase certain additional coverages, such as flood insurance, as a mortgage loan requirement.

Your auto insurance plan includes third - party liability coverage, but you can still sue an at - fault party for additional compensation in excess of the standard no - fault benefits if your damages warrant such action.

If a judgment against you exceeds the liability limits of an underlying policy, such as auto or homeowners insurance, a personal umbrella policy may help provide an additional layer of coverage.

However, they may find that they want additional short - term insurance coverage such as for 10 years.

Certain items such as jewelry, collectibles or other valuable items may have a value limit or require additional insurance coverage to provide full coverage for loss, theft or damage.

Most home warranty companies also offer additional coverage for an extra charge, such as protection for your swimming pool (which would get treated differently under your home insurance policy) or hot tub.

The reason for high home insurance costs can be house location (e.g. with history of flooding), house age and the last house upgrade date (e.g. old house elements such as roof can drive up costs), house components (from plumbing and wiring to building structure), level of insurance coverage, size of deductibles, additional riders (e.g. extra coverage for jewelries such as wedding / engagement ring) etc — all that can drive additional costs.

If you determine that you need additional coverage, the first thing you'll want to do is find out if your life insurance benefit through work (assuming you have such a benefit) has increased along with your compensation.

Renters insurance coverage in that situation could extend to the additional living expenses that you incur as a result of being told by a civil authority that you can't stay in your home due to nearby damage from a covered peril such as fire or wildfire.

Full coverage can also include adding additional riders such as Uninsured / Underinsured motorist which is when the other driver is at fault but does not currently have automobile insurance.

Renters insurance even comes with additional types of coverage, as well such as loss of use to protect you if a covered loss prevents you from using your apartment, and no fault coverage for small injuries suffered by guests in your home.

Depending on how much coverage your vision insurance provides for wearables such as glasses or contacts, you may pay no or some additional cost for frames, lenses and contacts you need to see clearly.

By law, your auto insurance plan carries third - party liability coverage, but you can still sue an at - fault party for additional compensation in excess of the standard no - fault benefits should your damages warrant such action.

When you purchase a Waco auto insurance policy, you have the option to purchase additional coverage such as uninsured motorist coverage, medical payments coverage, property damage coverage and comprehensive coverage.

When you review manufactured home insurance quotes, look for a policy that provides the coverage you need for damage to the home itself and any additional structures, such as storage sheds.

Debit cards offer little or no additional benefits, while some credit cards offer cash - back rewards, and major cards typically include extra benefits such as travel insurance, extended warranties, and secondary collision and theft coverage for rental cars (up to policy limits).

It has full traditional insurance coverage for everything you may need during hurricane season — trip cancellation, trip interruption, medical coverage and emergency evacuation — and additional «fixed - benefit» coverage for more common overlooked travel issues such as flight cancellations and missed connections....

Not to mention travel credit cards often offer additional perks such as travel insurance, delayed or lost baggage coverage and free checked bags.

Any average person applying for this additional insurance coverage would understand a «policy of insurance» to mean an optional, private insurance contract and not a mandatory statutory scheme such as the CPP; so future CPP disability benefits do not reduce the amount payable by the insurer under the endorsement.

Timely access to protected health information is important because such information may be necessary for the individual to obtain additional health care services, insurance coverage, or disability benefits, and the covered entity may be the only source for such information.

If you determine that you need additional coverage, the first thing you'll want to do is find out if your life insurance benefit through work (assuming you have such a benefit) has increased along with your compensation.

Your personal auto insurance policy includes liability coverage and any additional coverages you've opted for, such as comprehensive or collision.

There are a few things you can do to save money on a travel insurance plan such as choosing a higher deductible or electing for the «basic» travel insurance policy without all of the additional policy add - ons such as identity theft protection, concierge services, rental care damage, coverage for pre-existing medical conditions, travel companion benefits, expanded luggage coverage or trip cancellation coverage for any reason just to name a few.

Since this only covers accidental death and does not cover natural causes (such as heart disease, stroke, or cancer), this life insurance rider is best purchased when the insured is maxed out on the amount of life insurance they can qualify for and he or she need some additional coverage.

Supplemental coverage, such as accidental death insurance, provides an additional death benefit.

If you're looking for additional coverage such as identity fraud, water backup, or renters insurance jewelry coverage, your insurance expert can help determine your needs and explain the options.

If you live in an area that is prone to flooding, such as Algonac, you may qualify for additional federal flood insurance, however that coverage will cost a little more as it is added to your renters insurance.

Although these liability coverages represent the minimum car insurance in California, drivers are always able to purchase additional coverage amounts and other types of coverage such as Collision, Comprehensive, Medical Payments or Uninsured / Underinsured Motorist.

Besides Liability Insurance, consider the additional coverage such as Collision, Comprehensive, Underinsured / Uninsured Motorist etc..

There are many additional optional coverages available, such as rental reimbursement, which pays for a rental car if your car is in the shop after a covered claim, roadside assistance or towing insurance and full - glass coverage, which pays to repair or replace broken window glass, without a deductible.

With lower cost trailers, such as simple utility trailers, you can typically add coverage to your homeowners, renters or auto insurance, sometimes at no additional cost.

Additional coverage such as general liability insurance protects businesses if they are sued.

Insurance providers will give additional information when such current events may affect coverage.

Both Term and whole life insurance policies have optional riders such as disability waivers, spouse riders, children's riders, additional accidental coverage, and so forth.

Additional benefits such as a waiver of pre-existing conditions or financial default coverage may be available if you purchase your travel insurance plan within 15 days of your initial trip payment.

Since the growth of your policy's cash value is tax - deferred, variable life insurance might be a good consideration if you've maxed out your retirement account contributions, have a sizable portfolio of more liquid assets (such as in your brokerage and savings accounts), and are looking for an additional investment vehicle that also offers coverage to your dependents should anything happen to you.

However, they may find that they want additional short - term insurance coverage such as for 10 years.

Most international auto insurance can be bundled with additional coverage types such as trip insurance, medical, hospitalization, personal property loss and even legal representation.

As long as certain conditions are met, several trip cancellation insurance plans allow you to cancel your mission trip for any reason; such trip insurance plans are higher priced and such coverage is typically optional at any additional premium.

Certain items such as jewelry, collectibles or other valuable items may have a value limit or require additional insurance coverage to provide full coverage for loss, theft or damage.

Some trip cancellation insurance plans provide additional advantages if purchased within a specificed time period, such as coverage for pre-existing conditions or financial default of the supplier.