A PerspectiveSM variable annuity includes a standard death benefit and the option to choose one of our enhanced benefits that for
an additonal fee offers the potential to increase the amount of money you provide when the time comes.
Imho, you would have to generate significant amount of reward eligible purchases with that
additonal 50 cent points per $ 100 SPENDING to make it appear worthwhile the hassle of remembering (usually right) before December EACH YEAR to ask Rogers / Fido (other than towards Rogers / Fido store / stuff) for your hUge cash payout as next January statement credit ONLY; thus finally getting back ~ all Fido / Rogers» 2.5 % FX
fees you loaned / paid them except FX
fees Fido / Rogers bank keeps from any purchase returns / cancels / reversals, atm cash / cash advance needs and any cash - like transactions (e.g., pre-paid load, «lottery tickets, casino gaming chips») in «foreign currency» where you get zero / no rewards rebating them.