If the interest rate increases
after the introductory period of the ARM ends, your monthly payments will increase, too.
Not exact matches
With those attractive
introductory interest rates
of 3.9 percent shooting up to 13 percent or higher
after the six - month grace
period, that's no bargain.
The assigned rate will become effective
after the expiration
of the nine - month
introductory period unless a default occurs under the Customer Agreement and we elect to increase the rate, or we exercise our right to change the terms
of the account.
After the
introductory periods end, a variable APR
of 16.49 % -25.24 % applies on balance transfers and purchases, and there will be a fee
of either $ 5 or 5 %
of the amount
of each transfer, whichever is greater.
Or, become a STANDARD member and enjoy a 2 - month
introductory trial
of just $ 19.97 with a regular membership
of $ 24.95 / month
after your 2 - month
period.
After the
introductory period, owners
of Blue Link - equipped vehicles can choose to extend these and other services as desired.
Sun Trust's MasterCard combines the best
of cash back with a manageable APR rate as low as 10 %
after the initial 0 %
introductory period that's good for 15 months on both purchases and transfers.
After the
introductory period, APR on outstanding balance is variable and based on the Prime Rate minus.51 % for 1 - 4 family owner occupied / second homes as published in the Wall Street Journal as
of the last business day
of the month effective with the first day
of the following month.
The 500 free trades from e * Trade and TD Ameritrade are great deals, but they also accompany the more expensive per trade fees
of $ 9.99 that you'll have to pay
after the
introductory period runs out.
Option ARM loans are available with an initial
introductory period, usually
of 1, 3 or 6 months,
after which the interest rate may change.
But be careful, your interest rate and monthly payment will increase
after the
introductory period, which can be 3, 5, 7 or even 10 years, and can climb substantially depending on the terms
of your specific loan.
Be cautious
of low
introductory interest rates that can increase greatly
after their initial low interest
period
After the
introductory period, the line has a minimum APR
of 4.00 % and a maximum APR
of 15 % during the remaining term.
After the
introductory APR
period ends, the Standard Variable Purchase APR
of 14.49 % — 23.49 % applies to both your purchases and balance transfers.
b) If there is an
introductory rate, it must be in place for a minimum
of 6 months;
after this time
period your rate can revert to the «go - to» rate the credit card company disclosed when you received the card.
Avoid monthly maintenance fees
after the
introductory period with a scheduled recurring transfer each month from checking to savings
of $ 25 or more or a minimum daily balance
of $ 300 or greater in Regular Savings.
Minimum APR
of 2.99 %
after the
introductory rate
period.
Even though the LIBOR index adjusts frequently, Bank
of America adjustable - rates mortgages only adjust annually
after the
introductory period expires.
Your payment may go up
after an
introductory period, so that you would be paying down some
of the principal — or you may end up owing a «balloon» payment, a lump sum usually due at the end
of a loan.
If you wish to continue to receive the e-Bills
after the
introductory period, please follow the instructions at the e-Bills page
of Online Banking.
After the
introductory APR
period ends a variable APR
of 15.49 % — 24.99 % applies, based on your creditworthiness.
If you are concerned about the annual percentage rate
after the
introductory period has passed, Discover it has the possibility
of being the lowest.
Pros The Citi Simplicity offers an
introductory period of 18 months for 0 % APR on purchases and balance transfers (
after that variable APR
of 15.49 % - 25.49 %).
Adjustable rate mortgages do carry a higher degree
of risk as rates can and do adjust
after the
introductory rate
periods end
ARMs do carry a higher degree
of risk as rates can and do adjust
after the
introductory rate
periods end.
After the
Introductory Period, a variable Cash Advance APR
of 9.49 %, 13.49 % or 17.49 %, depending on your creditworthiness, will apply to all Cash Advance transactions (electronic / telephonic methods, checks, and balance transfers); and a variable Overdraft APR
of 19.49 % will apply to Overdrafts from qualifying linked HSBC checking account (s).
After the
Introductory Period, a variable Purchase APR
of 16.49 % or 20.49 %, depending on your creditworthiness, will apply to credit card purchases.
This rate increases to a range
of 13.24 % to 23.24 %
after this
introductory period.
Other pros
of the Discover It include: a relatively lower regular APR
after the
introductory APR
period lapses (and it won't raise if you do pay late occasionally), a free FICO credit score every month, highly - rated customer service, more options and rewards (as high as 20 %) when you shop through Discover Deals (Discover's online shopping portal), and no minimum for redeeming your cash rewards.
After the
introductory period, a variable APR for balance transfers and purchases from 13.99 % to 23.99 %, based on the Prime Rate and your creditworthiness, with a transaction fee for each balance transfer
of either $ 10 or 4 %, whichever is greater.
Search credit card websites to see if you can find a credit card offer without a transfer fee, but be aware that the credit card issuer is likely to compensate for the lack
of a fee with a shorter zero percent interest
period or a higher interest rate
after the
introductory period.
0 % Intro Annual Percentage Rate on balance transfers for 18 billing cycles if taken within the first 90 days
of account opening ***;
After the
introductory period a variable APR for balance transfers from 13.99 % to 23.99 % based on the Prime Rate and your credit worthiness.
After the
introductory APR
period for purchases ends then a Standard Variable Purchase APR
of 13.49 % — 24.49 % applies, based on your creditworthiness.
(We're looking past the
introductory period, while I also disregard the Arrival Plus
introductory offer
of 40,000 bonus miles
after $ 3,000 in spending, in addition to the waived $ 89 annual fee for the first year.)
After the
introductory APR
period ends the ongoing purchase and ongoing balance transfer variable APR
of 16.49 % — 25.24 % applies.
On a $ 5,000 transfer, the 5 % balance transfer fee amounts to $ 250 verses a balance transfer fee
of 3 % which amounts to $ 150, which makes this card slightly more expensive if you decide to transfer a balance
after the $ 0
introductory balance transfer fee
period ends.
After the
introductory period, a variable APR for balance transfers from 16.99 % to 23.99 %, based on the Prime Rate and your creditworthiness, with a transaction fee for each balance transfer
of either $ 10 or 3 %, whichever is greater.
Credit card issuers may offer combinations
of variable and fixed rates, For example, a variable - rate APR that becomes a fixed rate
after your
introductory period ends.
After the
introductory period, the rate will be based on the value
of the index, plus or minus a margin that will be determined by the underwriting process: line amount, CLTV, credit, occupancy, property type and any applicable discounts.
The interest rate on the 1 - year and 3 - year versions can not increase by more than 1 % per year
after the
introductory period or by more than 5 % over the life
of the loan.
An ARM is a loan that offers a low
introductory interest rate that «resets»
after a set
period of time, whether it's one year from your closing date or five years or more.
After the
introductory APR
period ends then a variable APR
of 16.49 % — 25.24 % applies for purchases and balance transfers.
For example, a 5/1 ARM might have a cap structure
of 2 -2-6, meaning that in year six (
after the
introductory period expires) the interest rate can increase by 2 %, in subsequent years the interest rate can increase by an additional 2 %, and the total interest rate can never increase by more than 6 %.
After the
Introductory Period, a variable Purchase APR
of 16.49 % or 20.49 %, depending on your creditworthiness, will apply to credit card purchases; and a variable Balance Transfer APR
of 16.49 % or 20.49 %, depending on your creditworthiness, will apply to balance transfers and credit card checks, for the HSBC Advance Mastercard ® credit card.
After the
Introductory Period, a variable Balance Transfer APR
of 14.49 %, 18.49 % or 24.49 %, depending on your creditworthiness, will apply to balance transfers and credit card checks.
Additional credit card transaction fees will apply as follows: Balance Transfers - Either $ 10 or 3 %
of the amount
of each transfer, whichever is greater (
after the end
of the
introductory period, the maximum fee is $ 99).
After the
Introductory Period, a variable Purchase APR
of 14.49 %, 18.49 % or 24.49 %, depending on your creditworthiness, will apply to credit card purchase balances; and a variable Balance Transfer APR
of 14.49 %, 18.49 % or 24.49 %, depending on your creditworthiness, will apply to balance transfers and credit card checks for the HSBC Platinum Mastercard ® with Rewards credit card.
After the
Introductory Period, a variable Purchase APR
of 14.49 %, 18.49 % or 24.49 %, depending on your creditworthiness, will apply to credit card purchase balances; and a variable Balance Transfer APR
of 14.49 %, 18.49 % or 24.49 %, depending on your creditworthiness, will apply to balance transfers and credit card checks.
After the
Introductory Period, a variable Purchase APR
of 12.49 %, 16.49 % or 20.49 %, depending on your creditworthiness, will apply to credit card purchases; and a variable Balance Transfer APR
of 12.49 %, 16.49 % or 20.49 %, depending on your creditworthiness, will apply to balance transfers and credit card checks, for the HSBC Gold Mastercard ® credit card.
Make a budget to pay off your debt by the end
of the
introductory period, because any remaining balance
after that time will be subject to a regular credit card interest rate.