Sentences with phrase «agents use consumer»

Not exact matches

As consumers are increasingly interested in using professionals» websites to educate themselves, it is critical for advisors and agents to keep these sites refreshed and current.

No doubt some consumers do fear the use of ammonium - hydroxide to process their food, but nothing in the wording of my Change.org petition or my writing or speaking about this issue has ever once sought to confuse the public by associating this chemical with the cleaning agent you keep under your sink.

This means the MD and his agents deliberately sold the product for use by consumers without weighing the potential dangers.

Amazon on the other - hand has been the only company that has been able to develop and release a new breed of consumer product using their voice - agent.

Topics include: getting and using consumer data; building and managing customer databases; how to maximize all of the various marketing tools, services, and platforms; tracking and measuring a campaign's success; getting the most out of your promo budget; and how to align all of the key stakeholders — the author, agent, editor, marketing, publicist, etc. — around a campaign.

Information Collection and Use This Privacy Policy applies to consumers that have signed up («Consumers») on this website («Web Site») or any web site owned by the owner of The Credit Repaiconsumers that have signed up («Consumers») on this website («Web Site») or any web site owned by the owner of The Credit RepaiConsumers») on this website («Web Site») or any web site owned by the owner of The Credit Repair Agents.

You understand that the insurance companies or their agents or partner companies may confirm your information through the use of a consumer report, which may include your credit score and driving record.

Prohibited acts.A credit services organization, a salesperson, agent, or representative of a credit services organization, or an independent contractor who sells or attempts to sell the services of a credit services organization shall not: (1) Charge a buyer or receive from a buyer money or other valuable consideration before completing performance of all services, other than those described in subdivision (2) of this section, which the credit services organization has agreed to perform for the buyer unless the credit services organization has obtained a surety bond or established and maintained a surety account as provided in section 45 - 805; (2) Charge a buyer or receive from a buyer money or other valuable consideration for obtaining or attempting to obtain an extension of credit that the credit services organization has agreed to obtain for the buyer before the extension of credit is obtained; (3) Charge a buyer or receive from a buyer money or other valuable consideration solely for referral of the buyer to a retail seller who will or may extend credit to the buyer if the credit that is or will be extended to the buyer is substantially the same as that available to the general public; (4) Make or use a false or misleading representation in the offer or sale of the services of a credit services organization, including (a) guaranteeing to erase bad credit or words to that effect unless the representation clearly discloses that this can be done only if the credit history is inaccurate or obsolete and (b) guaranteeing an extension of credit regardless of the person's previous credit problem or credit history unless the representation clearly discloses the eligibility requirements for obtaining an extension of credit; (5) Engage, directly or indirectly, in a fraudulent or deceptive act, practice, or course of business in connection with the offer or sale of the services of a credit services organization; (6) Make or advise a buyer to make a statement with respect to a buyer's credit worthiness, credit standing, or credit capacity that is false or misleading or that should be known by the exercise of reasonable care to be false or misleading to a consumer reporting agency or to a person who has extended credit to a buyer or to whom a buyer is applying for an extension of credit; or (7) Advertise or cause to be advertised, in any manner whatsoever, the services of a credit services organization without filing a registration statement with the Secretary of State under section 45 - 806 unless otherwise provided by the Credit Services Organization Act.

From the consumer's point of view we truly believe that a term insurance buyer is best served by purchasing term insurance from an agent who uses comparison software.

We wanted a website that would direct consumers to agents who use our comparison software.

(1) A credit services organization, its salespersons, agents, and representatives, and independent contractors who sell or attempt to sell the services of a credit services organization may not do any of the following: (a) conduct any business regulated by this chapter without first: (i) securing a certificate of registration from the division; and (ii) unless exempted under Section 13 -21-4, posting a bond, letter of credit, or certificate of deposit with the division in the amount of $ 100,000; (b) make a false statement, or fail to state a material fact, in connection with an application for registration with the division; (c) charge or receive any money or other valuable consideration prior to full and complete performance of the services the credit services organization has agreed to perform for the buyer; (d) dispute or challenge, or assist a person in disputing or challenging an entry in a credit report prepared by a consumer reporting agency without a factual basis for believing and obtaining a written statement for each entry from the person stating that that person believes that the entry contains a material error or omission, outdated information, inaccurate information, or unverifiable information; (e) charge or receive any money or other valuable consideration solely for referral of the buyer to a retail seller who will or may extend credit to the buyer, if the credit that is or will be extended to the buyer is upon substantially the same terms as those available to the general public; (f) make, or counsel or advise any buyer to make, any statement that is untrue or misleading and that is known, or that by the exercise of reasonable care should be known, to be untrue or misleading, to a credit reporting agency or to any person who has extended credit to a buyer or to whom a buyer is applying for an extension of credit, with respect to a buyer's creditworthiness, credit standing, or credit capacity; (g) make or use any untrue or misleading representations in the offer or sale of the services of a credit services organization or engage, directly or indirectly, in any act, practice, or course of business that operates or would operate as fraud or deception upon any person in connection with the offer or sale of the services of a credit services organization; and (h) transact any business as a credit services organization, as defined in Section 13 -21-2, without first having registered with the division by paying an annual fee set pursuant to Section 63J -1-504 and filing proof that it has obtained a bond or letter of credit as required by Subsection (2).

A credit repair business and its salespersons, agents, and representatives, and independent contractors who sell or attempt to sell the services of a credit repair business, shall not do any of the following: (1) Charge or receive any money or other valuable consideration prior to full and complete performance of the services that the credit repair business has agreed to perform for or on behalf of the consumer; (2) Charge or receive any money or other valuable consideration solely for referral of the consumer to a retail seller or to any other credit grantor who will or may extend credit to the consumer, if the credit that is or will be extended to the consumer is upon substantially the same terms as those available to the general public; (3) Represent that it can directly or indirectly arrange for the removal of derogatory credit information from the consumer's credit report or otherwise improve the consumer's credit report or credit standing, provided, this shall not prevent truthful, unexaggerated statements about the consumer's rights under existing law regarding his credit history or regarding access to his credit file; (4) Make, or counsel or advise any consumer to make, any statement that is untrue or misleading and which is known or which by the exercise of reasonable care should be known, to be untrue or misleading, to a consumer reporting agency or to any person who has extended credit to a consumer or to whom a consumer is applying for an extension of credit, with respect to a consumer's creditworthiness, credit standing, or credit capacity; or (5) Make or use any untrue or misleading representations in the offer or sale of the services of a credit repair business or engage, directly or indirectly, in any act, practice, or course of business which operates or would operate as a fraud or deception upon any person in connection with the offer or sale of the services of a credit repair business.

You hereby consent and authorize us or our authorized agents or successors to: (i) obtain from a consumer reporting agency one or more consumer reports on you to be used in evaluating whether to open and approve a new Account for you or on your behalf, or to maintain any such Account (s); and (ii) to provide to such consumer reporting agency any information you have provided to us in your Account Application.

No employer, employment agency, licensing agency or agent shall use information in a consumer credit report of a job applicant or employee in connection with or as a criterion for employment decisions related to hiring, termination, promotion, demotion, discipline, compensation, or the terms, conditions or privileges of employment.

Travelport - connected agents have the ability to access Economy Plus seat availability and prices within the Travelport travel commerce platform with real - time booking and automated integration into the trip built for the travelling leisure or corporate consumer who has elected to use the services of a travel agency.

According to the Association of British Travel Agents, changes to how we book travel — such as using online booking sites to build personalised holidays — has created a gap in consumer rights, with 50 per cent of holiday arrangements not currently financially protected if a company ceases trading.

OTC's self - packaging formula is based on offering consumers the flexibility of tailoring holidays from a comprehensive choice of airfares and accommodation, using discounted flights only otherwise available from tour operators and travel agents as part of package holidays.

The list of restricted search engines will be maintained in the Programme description and may be updated and modified by Radisson Hotel Group at any time • Placing Radisson Hotel Group ads in search engines based on the purchase of competitive brand keyword terms (e.g.: Hilton hotel), used alone or in conjunction with any other word or phrase • The utilization of software applications of any kind • Online sweepstakes or promotions • Rebates or loyalty programmes of any kind • The placement of Radisson Hotel Group ads within search engine products that syndicate content or ads outside of the search engine's main domain (e.g. Google's AdSense) • Earning of commission from the sale of Radisson Hotel Group products (e.g. authorised travel agents) • Alteration of Radisson Hotel Group - provided ad text in search engines or site content • Consumer booking of a non-commissionable rate (e.g. employee rate or group rate) • Tactics that obstruct or interfere with the presentation of the Site in any way when a user is referred from your site (e.g. through the use of frames or pop - ups) • Tracking technology (such as spyware) that enables correlation of tracking data with personally identifiable information • The display of Radisson Hotel Group price information on your site or within the ads appearing in your marketing programmes or • Interference with a referral of a potential customer or visitor to the Site

The device could then be used by consumers for improving air conditioning in buildings, as well as governments for security since the MINIGAS will be able to detect explosives vapors and chemical agents.

From the consumer's point of view we truly believe that a term insurance buyer is best served by purchasing term insurance from an agent who uses comparison software.

Nowadays, the term «direct writer» may apply to any company using captive or exclusive agents, as well as companies selling directly to consumers through the mail, Internet or through telephone solicitations, although technically the latter are «direct marketing» or «direct response» companies.

These direct response companies use salaried employees or company representatives to interact with consumers offsite, whereas agents generally conduct some business with their policyholders face - to - face in their office.

Some companies market their policies directly to consumers without using agents.

You understand that the insurance companies or their agents or partner companies may confirm your information through the use of a consumer report, which may include your credit score and driving record.

As a consumer, it is wise to speak to your agent or insurance company about how your insurer uses credit information.

Our annual survey of consumers tracks changes in how travelers find a travel agent, why they use... READ MORE

Ladder Insurance is a digital insurance agency that has partnered with Fidelity Security Life to offer life insurance without the use of agents directly to consumers online without charging any annual policy fees.

Our website offers you the free use of a consumer quote engine to compare plans, but you still need the help of an experienced agent.

This is why we like Allstate (our pick for the best auto insurance company with agents)- consumers get the best of both worlds: a network of agents well - versed in their company's products and backed by a savvy and easy - to - use website.

Others don't use agents at all but sell directly to consumers over the phone or via the Internet.

Trusted Choice ® educates consumers about the benefits of using independent agents and brokers for their insurance needs: choice of companies, customized policies and advocacy support.

Auto Insurance Quotes car insurance agents near meHow savvy consumers search for an independent auto or car insurance agents to get the best rates.You might surprised at the Mind - blowing savings people receive when using a local independent auto insurance agents and brokers.

So many insurance consumers are used to bland websites, labyrinthian forms, and the dreaded phone call with a sales agent who's trying to push an expensive, unnecessary policy on them.

Travel agents don't really seem to have much use anymore either, as most consumers prefer to use sites like Priceline and Kayak.

It used to be that every life insurance agent claimed their rate was the best and there was no easy way for the consumer to know any different.

This is a fairly new data source for insurance companies and not every company uses this data, so an independent agent can direct consumers to companies that do not look at this data.

Bob Young used to be a captive agent, so he knows firsthand the drastic difference between being a captive agent and an independent agent and what it ultimately means to you, the consumer.

Talking to agents in person and shopping over the phone really were the two primary options we used to have as auto insurance consumers to try to find ways to save on our premiums.

ITC's partnership with Google Compare provides auto insurance quotes to online consumers through its rating application program interface for its comparative rating system TurboRater, a system already in use by agents.

ALEXANDRIA, Va., April 1 - Maine Mutual Group Insurance Company, a regional provider with operations in Maine, Vermont and New Hampshire, is joining a growing number of companies that are partnering with Trusted Choice - the national branding initiative created to educate consumers about the benefits of using independent insurance agents and brokers.

ALEXANDRIA, Va., Feb. 8, 2005 - Liberty Northwest Insurance Corp., based in Portland, Ore., has joined a growing number of leading carriers that are participating in the Trusted Choice branding movement - the national consumer branding campaign created to educate consumers about the benefits of using independent insurance agents and brokers.

Launched in October 2001 by the Big «I» and several agency companies, Trusted Choice ® educates consumers about the benefits of using independent agents and brokers for their insurance needs: choice of companies, customized policies and advocacy support.

PROFESSIONAL EXPERIENCE Wireless Solutions, Inc., Eastern • NC 2001 — Present Exclusive Agent for U.S. Cellular Experienced and savvy wireless agent demonstrating direct consumer and B2B account development using innovative and creative outside sales expertise.

For more information, use the following link to read a Merrimack Valley Magazine article about exclusive buyer agents and watch below to see what the media and consumer groups have to say about using an exclusive buyer agent.

It used to be that agents talked to other agents, and consumers didn't do much.

Using the example of a client losing a bidding war, a common occurrence in Toronto's current market environment, Davis had Syrianos confirm that the final selling price could later be obtained from the consumer's agent.

A dismal 17 per cent of homeowners actually use their agent again, according to a consumer panel at Inman Real Estate Connect San Francisco.

SmartListing When HomeSmart agents use a SmartListing yard sign, they give consumers the ability to text, click or call to get instant access to property details on their phone.

When consumers use the app, they can search and compare properties and connect directly with their agent of choice about the listings they want to see.

Research shows that in this Internet - everywhere world, real estate consumers are using online searches not just to view properties for sale but to learn more about agents.