Let's assume I pose the following set of facts: 1) I need to plan
for a 60 year retirement, 2) I want to have at the end of Year 60 100 % of my original balance (
inflation adjusted obviously), 3) Only 10 % of my savings / investments is in tax deferred
accounts (e.g., the bulk are in a taxable
accounts), 4) I need a 6 % withdrawal rate pre-tax, and 5) I am indifferent to strategy (VII, etc) and asset choices (
annuity vs. dividend blend vs. income, etc) but to guarantee the goals above.