Sentences with phrase «as a mortgage broker with»

To work as a mortgage broker with a reputed company where I can use my knowledge of the borrowing and lending world and communication and analytical skills to contribute towards the organization

As a mortgage broker with the vantage point of working with many lenders, I can't express strongly enough how positively I feel about their integrity, professionalism and process.

Not exact matches

Home Capital Group has seen some of its riskier lending business drain away to the private, unregulated mortgage lenders — firms like Alpine Credit or the many so - called «mom - and - pop» shops which proliferated as small investors teamed up with brokers to provide short - term, non-amortized loans.

He figured that, with around seven years of experience in finance, he could easily work as a mortgage broker in his new home.

As with mortgage brokers, the ability to jack up earnings is ever - present, and thus the temptation to so as welAs with mortgage brokers, the ability to jack up earnings is ever - present, and thus the temptation to so as welas well.

With banks not lending as much as they once did, more and more borrowers are turning to commercial mortgage brokers or consultants for help with their capital neWith banks not lending as much as they once did, more and more borrowers are turning to commercial mortgage brokers or consultants for help with their capital newith their capital needs.

Any initial conversation with a broker or loan officer should include specifics about what you want in a mortgage — as well as what you're bringing to the table in terms of down payment, debt - to - income ratio and credit score.

Members benefit from guest speakers such as Mortgage Brokers, Tax Specialists, along with Real Estate Investors in both Canada and the US.

Why couldn't the Fed and Treasury do for Lehman what they did with other Wall Street investment firms and stock brokers: let it reclassify itself as a bank so it could pawn off its junk mortgages at the Fed's discount window for 100 cents on the dollar, sticking taxpayers with the loss?

All We Had (Unrated) Dysfunctional family drama about a cash - strapped single - mom (Katie Holmes) living hand - to - mouth with her 13 year - old daughter (Stefania Owen) until they move to a tiny town where she finds a steady job as a waitress only to be victimized by a fast - talking mortgage broker (Mark Consuelos).

We have since worked with the broker on other projects as well and always appreciate the opportunity to work with mortgage brokers and real estate agents.

Of course, this is where your mortgage broker earns their money, with your application presented in the best manner possible so as to ensure getting the lowest interest rate and best repayment schedule possible.

QuinStreet Media, Inc. and its affiliated companies, including QuinStreet Properties, Inc., a California corporation, use GTL as the site of a virtual marketplace where interested consumers can be made aware of lenders and mortgage brokers who are seeking the opportunity to do business with people like them living in their area.

QuinStreet Properties, Inc. and its affiliated companies use GTL as the site of a virtual marketplace where interested consumers can be made aware of lenders and mortgage brokers who are seeking the opportunity to do business with people like them living in their area.

Phil now earns more with credit repair than he ever did as a mortgage broker (and he works fewer hours).

Banks vs. Mortgage Brokers — Applying for FHA first time home buyer loans involves lot of research as banks and lenders follow varying underwriting standards with the costs and services also varying.

Talking with many mortgage brokers the trend seems be be on the rise as they are experiencing more calls from prospective homeowners looking to finance a new home so they can dump their current property to buy a new one that in many cases is more home for less dollars.

The most competitive lenders — typically those that work with independent mortgage brokers and specialize in mortgage lending — raised their rates by 0.15 % to 0.25 %, while some major banks increased their variable rates by as much as 0.25 %.

In every province, we have a team of specialised mortgage brokers that will assist you with information on whether you qualify for a loan and help you get the money you need as a second mortgage loan.

A mortgage broker as the name suggests is the negotiator who connects consumers with lenders of the mortgages they seek.

«Those buyers with only 5 % down payment saved will focus on homes under $ 500,000 and in the larger cities, such as Vancouver and Toronto, these segment is dominated by condos,» explains independent mortgage broker Jake Abramowicz.

As such, aim to meet with three mortgage lenders — which could be banks, credit unions, mortgage brokers, or any combination thereof — and get what's called a good - faith estimate, which breaks down the mortgage's terms, including the interest rate and fees.

As mortgage professionals, brokers often enjoy established connections to the lenders they work with most frequently.

If you're in the market to purchase a home â $ «and now is a perfect time with industry low mortgage rates and an $ 8,000 federal tax credit for first - time homebuyers â $ «you should contact a licensed mortgage broker as soon as possible to get... View Article

While Ross Taylor doesn't necessarily disagree with any of those comments, as a mortgage broker he also knows that to get the best rate on a mortgage, you need a clean credit report, and a high credit score.

We've done business with thousands of satisfied borrowers, mortgage brokers, and real estate agents — just read the testimonies that point to our proven track record as a premiere hard money lender.

Any initial conversation with a broker or loan officer should include specifics about what you want in a mortgage — as well as what you're bringing to the table in terms of down payment, debt - to - income ratio and credit score.

If you're in the market to purchase a home â $ «and now is a perfect time with industry low mortgage rates and an $ 8,000 federal tax credit for first - time homebuyers â $ «you should contact a licensed mortgage broker as soon as possible to get pre-approved.

As an experienced mortgage lead generation company, we have been able to keep up with the mortgage marketing needs of banks, mortgage lenders, brokers and loan officers in an effort to increase sales for home finance companies across the nation.

(1) The following shall be exempt from the Credit Services Organization Act: (a) A person authorized to make loans or extensions of credit under the laws of this state or the United States who is subject to regulation and supervision by this state or the United States or a lender approved by the United States Secretary of Housing and Urban Development for participation in a mortgage insurance program under the National Housing Act, 12 U.S.C. 1701 et seq.; (b) A bank or savings and loan association whose deposit or accounts are eligible for insurance by the Federal Deposit Insurance Corporation or a subsidiary of such a bank or savings and loan association; (c) A credit union doing business in this state; (d) A nonprofit organization exempt from taxation under section 501 (c)(3) of the Internal Revenue Code; (e) A person licensed as a real estate broker or salesperson under the Nebraska Real Estate License Act acting within the course and scope of that license; (f) A person licensed to practice law in this state acting within the course and scope of the person's practice as an attorney; (g) A broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (h) A consumer reporting agency; (i) A person whose primary business is making loans secured by liens on real property; (j) A person, firm, corporation, or association licensed as a collection agency in this state or a person holding a solicitor's certificate in this state acting within the course and scope of that license or certificate; and (k) A person licensed to engage in the business of debt management pursuant to sections 69 - 1201 to 69 - 1217.

As one of the fastest growing mortgage lead generators, we pride ourselves in matching interested loan applicants with competitive lenders and brokers.

As an experienced mortgage lead company, we have been able to keep up with the needs of banks, mortgage lenders, brokers and loan officers in an effort to increase sales for home finance companies across the nation.

As the name suggests, a mortgage broker in Sault Ste. Marie is the negotiator who connects mortgage lenders with clients.

With a good credit rating as well as a good loan to value ratio, mortgage brokers in Gravenhurst can get you the loan needed to start your new business.

With a good credit rating as well as a good loan to value ratio, mortgage brokers in Etobicoke can get you the loan needed to start your new business.

Some real estate companies offer an in - house mortgage broker as part of their suite of services, but you're not obligated to go with that company or individual.

To get more information as well as the best advice possible, talk with your Gravenhurst mortgage broker today.

As a broker I always discuss the true cost of mortgage penalties with my clients to ensure we work with lenders that have best options for penalties if ending the term is a possibility for any reason.

Also, some high - risk borrowers, such as self - employed or those with large debt loads, may end up being charged a mortgage broker fee — a finder's fee that can add an extra $ 1,000 up to $ 9,000 on your mortgage closing costs.

Along with a lower interest rate, you'll also avoid fees that come with second mortgages, such as underwriting, doc drawing, origination fee, and anything else a broker or mortgage lender may charge you.

If you're working with a private or uninsured lender, be sure to listen to your mortgage broker and avoid locking your rate in for as short a term as possible.

As both mortgage bankers and mortgage brokers, our clients receive double benefits with one loan application.

Your mortgage broker will continue to work with the banks, credit unions and mortgage companies so nothing has changed in that regard — business as usual.

As you review your financing needs with your mortgage broker if you are especially rate sensitive ask about how to get best rates before your closing date.

The challenge for our clients, and for us as mortgage brokers, over the past few years, arguably over the past nine years, has been the constant tinkering with lending guidelines by the federal government.

The one thing I see as a mortgage broker dealing with renewals or refinancing a mortgage for clients that have went into a consumer proposal is the debts owed to the same bank that holds your mortgage payment may cause issues at the time of renewal.

However there is a problem with that since as many mortgage brokers will tell you, banks want to know the source of the funds.

«Credit Services Organization» does not include any of the following: (i) a person authorized to make loans or extensions of credit under the laws of this State or the United States who is subject to regulation and supervision by this State or the United States, or a lender approved by the United States Secretary of Housing and Urban Development for participation in a mortgage insurance program under the National Housing Act (12 U.S.C. Section 1701 et seq.); (ii) a bank or savings and loan association whose deposits or accounts are eligible for insurance by the Federal Deposit Insurance Corporation or the Federal Savings and Loan Insurance Corporation, or a subsidiary of such a bank or savings and loan association; (iii) a credit union doing business in this State; (iv) a nonprofit organization exempt from taxation under Section 501 (c)(3) of the Internal Revenue Code of 1986, [FN1] provided that such organization does not charge or receive any money or other valuable consideration prior to or upon the execution of a contract or other agreement between the buyer and the nonprofit organization; (v) a person licensed as a real estate broker by this state if the person is acting within the course and scope of that license; (vi) a person licensed to practice law in this State acting within the course and scope of the person's practice as an attorney; (vii) a broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (viii) a consumer reporting agency; and (ix) a residential mortgage loan broker or banker who is duly licensed under the Illinois Residential Mortgage License Act mortgage insurance program under the National Housing Act (12 U.S.C. Section 1701 et seq.); (ii) a bank or savings and loan association whose deposits or accounts are eligible for insurance by the Federal Deposit Insurance Corporation or the Federal Savings and Loan Insurance Corporation, or a subsidiary of such a bank or savings and loan association; (iii) a credit union doing business in this State; (iv) a nonprofit organization exempt from taxation under Section 501 (c)(3) of the Internal Revenue Code of 1986, [FN1] provided that such organization does not charge or receive any money or other valuable consideration prior to or upon the execution of a contract or other agreement between the buyer and the nonprofit organization; (v) a person licensed as a real estate broker by this state if the person is acting within the course and scope of that license; (vi) a person licensed to practice law in this State acting within the course and scope of the person's practice as an attorney; (vii) a broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (viii) a consumer reporting agency; and (ix) a residential mortgage loan broker or banker who is duly licensed under the Illinois Residential Mortgage License Act mortgage loan broker or banker who is duly licensed under the Illinois Residential Mortgage License Act Mortgage License Act of 1987.

The lenders who work with mortgage brokers include traditional sources, such as chartered banks, trust companies, as well as corporate and private pension funds.

Rather than qualifying for the higher, posted rate, these buyers could qualify for the loan based on the much lower discounted rates, explained Calum Ross, a Toronto - based independent mortgage broker, who works with high net worth clients as a dually licensed wealth advisor (with his MBA) and mortgage broker.