Sentences with phrase «as cash value increases»

This is the more economical way to go, since as the cash value increases over time, the insurance company is required to pay out less money from its own funds when the policy holder passes away.

Over time, it decreases as the cash value increases.

As the cash value increases, the death benefit will also increase and this growth is also non-taxable.

As the cash value increases, the insurance company's risk decreases as the accumulated cash value offsets part of the insurer's liability.

Your beneficiary would only get the death benefit, which increases as your cash value increases.

Determining amounts to be received by multiple beneficiaries should be done as a percentage of the amount to be dispensed at the time of expiry since the death benefit of permanent policies may change as their cash values increase or decrease over time.

Not exact matches

In a note, analyst Michael Senno wrote that «as an owner of sports cable networks and teams, we believe that MSG is well positioned to capitalize on the increasing value of premium sports content, which should result in AOCF and free cash flow growth above its peers and, combined with incremental leverage, lead to solid shareholder returns.»

Buying paid - up additions is similar to buying a small single - premium life insurance policy as you increase the policy's cash value and death benefit but don't have ongoing payments.

By definition, cash - out mortgages increase your loan to value ratio, which means that a lender will view the new mortgage as a riskier proposition than a smaller mortgage loan.

During the boom years of the early and mid-2000s, Roger and Lynda Cruz appear to have used the house as an ATM, taking advantage of its rapidly increasing property value to refinance often and take cash out, real estate records suggest.

This income can come in the form of dividends paid out in cash, or as an increased investment price as the value rises.

Even as new demands increase their position's stress, rising stock values sweeten incumbent CFOs incentive to cash out and spend their time more amenably.

As the discount rate increases, the present value of those future cash flows decline, decreasing the value of the investment.

You can probably see how increasing property values might trigger an interest in refinancing as people drop mortgage insurance, combine their first and second mortgages, or cash out some home equity.

Each of these sub-accounts behaves somewhat like a mutual fund, as your money is invested in a specified portfolio and the cash value will increase or decrease in value depending upon how that portfolio performs.

In this specific case it happens to be increased concerns with privacy and security After recognizing this an opportunity presented itself to create a stored value transaction system that would allow anyone with Internet access — even those without credit cards — to buy anonymously and safely online just as they would at a traditional retailer today with cash.

This is an excellent system as you only get cash for winning races, and since the circuits have lots of races this really increases the difficulty and the replay value because if you don't win races you may not have enough cash to just to maintain the upgrades you have.

Included in the PowerPoint: a) Scarcity, Choice and Opportunity Cost - The Fundamental Economic Problem - The Meaning of Scarcity and the inevitability of choices at all levels (individual, firms, govt)- The basic questions of what will be produced ow and for whom - The Meaning of the term «Ceteris Paribus» - The Margin and Decision Making at the Margin - Sort run, long run, very long run b) Positive and Normative Statements - the distinction between fact and value judgements c) Factors of Production - the rewards to the factors of production: land, labour, capital and enterprise - Specialization and division of labour d) Resource Allocation in Different Economic Systems and Issues of Transition - decision making in market, planned and mixed economies - the role of the factor enterprise in a modern economy e) Production Possibility Curves - shape and shifts of the curve - constant and increasing opportunity costs f) Money - functions and characteristics in a modern economy - barter, cash and bank deposits, cheques, near money, liquidity g) Classification of Goods and Services - free goods, private goods (economic goods) and public goods - merit goods and demerit goods as the outcome of imperfect information by consumers PowerPoint Also Includes: - Key Terms for each Chapter - Activities - Multiple Choice and Essay questions from past exam papers.

Excess premium payments result in increase policy cash value and contribute to policy stability as interest rates fluctuate.

Buying paid - up additions is similar to buying a small single - premium life insurance policy as you increase the policy's cash value and death benefit but don't have ongoing payments.

You can probably see how increasing property values might trigger an interest in refinancing as people drop mortgage insurance, combine their first and second mortgages, or cash out some home equity.

Because we advocate using permanent life insurance for tax advantaged cash value accumulation through paid up additions AND other approaches, we suggest that convertible term will allow you increase your base of permanent life insurance as your needs and budget increase.

The Walmart credit card, for example, offers cash rebates that rise in value as your spending on the card increases, while the Best Buy credit card has a reward program that earns rewards back on all Best Buy spending.

Many of these companies also generate cash flow that is currently being used to pay increasing dividends as we wait for longer term value recognition in our shares.

So if you're earning.01 % in your checking account or.05 % in your savings account, your cash is losing value as the cost of living increases.

And the death benefit on a properly designed life insurance retirement plan increases each year as your cash value grows, so when you do die, your beneficiary receives the maximum death benefit possible.

Another option is to borrow from a local bank using your cash value as collateral that might provide more favorable terms on your loan, increasing your potential for positive arbitrage.

Over time, as more of the premium is devoted to the cash account, this account will begin to amass funds more rapidly, as compound interest really kicks in, increasing both your cash value and death benefit.

All this to say, that as you get older the cost per $ 1000 of death benefit increases, but so should your cash value.

You may borrow against the policy's value, use the cash value to increase your income in retirement or even help pay for needs, such as a child's tuition, without canceling the policy.

This effectively increases the cash value accumulation potential as well as the risk.

With this policy the value of your accumulated cash account and the death benefit may increase faster, but it carries more risk as well.

If the cash value performs well, it can be used to increase the death benefit, withdrawn as cash or used as collateral for a loan.

And with features such as paid - up additions, you can greatly enhance your cash value accumulation, which also increases your whole life insurance death benefit.

Actual cash value coverage is largely a thing of the past, as retail prices for replacement property increase and the savings of American families decrease rapidly.

That means you could possibly increase, decrease, or even skip a payment depending on such factors as the amount of premium you have paid into the policy, its cash value, and any policy loans or withdrawals that you may have taken.

In 1999, the ratio started to climb as easy credit drove housing prices higher and the willingness of lenders to lend on property value, rather than the cash flow from rents increased.

7 Withdrawals reduce the death benefit and cash value and thereby diminish the ability of the cash value to serve as a source of funding for cost of insurance charges, which increase as you age.

Cash is nice, but having puts that increase in value as the market drops through the floor helps me psychologically to be more aggressive.

This would be done through increasing the value of the property through rehabs, raising rents, etc... The hurdle I see is that getting a commercial cash - out refinance can take as long as 2 years for seasoning for 20 + unit buildings.

Then again, my valuation's a year old now: So applying the same methodology (as last year's write - up), Applegreen's underlying (i.e. maintenance) free cash flow has increased spectacularly — from $ 35 million to $ 62 million (see p. 80)-- and yes, I still believe it's worth the same 20.0 P / FCF Fair Value multiple.

NENG's Q1 10Q shows an increase in cash, which seems to be largely as a result of reducing accounts receivable and inventories (the «Carrying» column shows the assets as they are carried in the financial statements, and the «Liquidating» column shows our estimate of the value of the assets in a liquidation):

This buildup in cash value is part of the reason the premiums on a whole life policy generally remain fixed instead of escalating to match the increased risk of death as you age.

This guaranteed dividend payout makes REITs ideal for investors looking to actually get cash from the investment, as opposed to just waiting for the value to increase, then selling.

As the number of opportunities increase, so does the value of cash optionality.

As the policy continues in force, and as the cash value in the policy increases, so do the dividend payoutAs the policy continues in force, and as the cash value in the policy increases, so do the dividend payoutas the cash value in the policy increases, so do the dividend payouts.

Unlike other savings vehicles, such as a 401k plan, cash value life insurance also has a death benefit for increased leverage.

One of the reasons banks turned to restrictive underwriting standards after the 2007 financial crash is that many homeowners were using HELOCs as cash machines, assuming houses would increase rapidly in value and they could sell and pay off their HELOCs later.

The individuals that want to bank within their policy are typically looking to increase their cash value as quick as possible.

as an owner - operator — we constantly work to increase the value of the assets within our operating businesses and the cash flows they produce through our operating expertise, development capabilities and effective financing.