Sentences with phrase «as covered policy holders»

As covered policy holders and premium paying consumers, we need to be thoroughly familiar with the policies we have in our glove compartments and our filing cabinets at home.
One of the threats auto insurance protects us against as covered policy holders is the risk of theft.
But as a covered policy holder you can increase your limit if you need to.
This type reimburses you as a covered policy holder for the present day market or cash value of the item lost or destroyed in the claim situation.
As a covered policy holder, you will quickly see that you do not have to spend all that much money to purchase a renters insurance policy, but the money you do spend buys a whole lot of peace of mind.
As a covered policy holder, your personal property protection is based on a maximum limit of coverage, and also includes a deductible.
Underinsured motorist coverage protects you as a covered policy holder from having to personally take care of the costs ordinarily paid by the other party in cases when you get into an accident and the negligent driver has no insurance.
Adding these modes of coverage along with collision and comprehensive can really beef up your state auto insurance policy and enhance its effectiveness for you as a covered policy holder.
One option you have as a covered policy holder is to have your provider raise that deductible.
There are a number of ways you can work to hold down renters insurance price as a covered policy holder.
As a covered policy holder you have the flexibility to add to your coverage as needed, meaning you can be protected no matter how much you own.
Personal property protection looks after your things and compensates you as a covered policy holder if any covered event leads to a loss of any kind, from theft to loss of use or damage.
Personal liability insurance safeguards you as a covered policy holder from the difficulty of having to bear direct personal financial responsibility for the expenses associated with any liability event that might transpire at your rented home.
To get the most out of your auto insurance policy, get an auto insurance tune up at least once a year and make sure your policy performs the way it ought to so that it delivers the kind of coverage you want and need as a covered policy holder.
Insurance plans like these are designed to take care of you when you need it and be there for you as a covered policy holder.

Not exact matches

As a policy holder, be fully aware of what your insurance plan does and does not cover.
By that definition, plaintiff as the UM policy holder was covered because she had not intended to harm herself.
In section (1) the statute requires auto insurance companies licensed in the state to cover the injuries and property damage of their out - of - state policy holders if it is «arising from the ownership, operation, maintenance, or use of a motor vehicle as a motor vehicle by an out - of - state resident.»
Travelers covered the legal fees for Dentons as well as Advani but the insurer has claimed the money back on the basis that the insurance policy was invalid if a court found that the policy holder was guilty of dishonest or fraudulent activity.
As an aside, keep in mind that a significant part of the payment would go to the mortgage holder, if any, and that a homeowner's insurance policy almost never covers the part of the value of a home that is attributable to the land that it is build upon, rather than that building that was destroyed itself.
It is important to know that personal injury liability does not cover injuries to the car insurance policy holder, nor other people that are under the same auto insurance coverage plan (such as family members).
Again, the policy holder will have to contact the insurance company to determine whether you need to officially be added to the policy, or whether you will simply be covered so long as you have your learner's permit.
As customers were left in a quandary post the suspension of cashless facility, the Insurance Regulatory and Development Authority (IRDA) in August came out with a circular stating that the policy holders undergoing treatment would continue to get cashless benefit even if the hospital where they are admitted is delisted by insurers from cashless cover.
A prime benefit of the whole life cover is that it is regarded as a permanent life insurance policy, which is designed to provide the policy holder with a lifetime coverage protection without any changes in the premium amount or the time period.
Term insurance has garnered importance in recent times as it is a policy which provides a life cover for a definite period of time and benefits the nominee of the deceased policy holder in case of his / her death.
There are a few specialty companies as well, such as Fidelity Security (which offers policies for people in less than ideal health) and Petersen's International, a U.S. cover - holder for Lloyd's of London.
The Policy Holder must be between 18 and 69 years of age and needs to be included in the cover as an Insured Person.
This insurance acts similar to Bodily Injury Liability insurance, except it covers their passengers as well as the policy holder when they're in an accident brought on by a driver free of insurance.
Personal Injury Protection insurance is the policy that covers the harm related prices and clinical treatment for the policy holder as well as their passengers when they're in a accident — regardless of fault.
Finally, Medical Payments insurance covers their passengers as well as the insurance policy holder for injury treatment, rehabilitation, funeral or other expenditures associated with a crash, no matter who's to blame for the mishap.
Insurance can be a great choice for covering basic, preventative care as coverage often includes free checkups, cleanings and x-rays annually for policy holders.
Earn additional discounts on your premium as an existing AIG car insurance policy holder with our 20 % Loyalty Discount off your home cover.
Insurance is a business, and although it would be nice for insurance companies to just leave rates at the same level all the time, the reality is that as a business they have a responsibility to make enough money to make sure they have the money to cover all the potential claims their policy holders may make.
IRDA said that policy holders will gradually have to pay more for insurance covers as companies are setting aside higher funds for claim settlements.
Once the policy is approved and «in force,» the policy holder is then covered for the next 120 months, so long as they make their payments on time.
Money back plan is a life insurance product as well as an investment plan which provides life insurance cover against death of the policy holder along with periodic returns as a percentage of sum assured.
ULIP is a life insurance product, which provides risk cover for the policy holder along with investment options to invest in any number of qualified investments such as stocks, bonds or mutual funds.
Collision auto insurance protects you as a policy holder from the cost of repairing or replacing your covered vehicle following an accident.
Scottsdale renters insurance contains protection for policy holders for their personal possessions, as well as safeguards against personal financial liability in covered instances.
Kindly help me out and also let me know any Indian term plans which covers the policy holder outside India as well.
Since whole life insurance covers a policy holder until death (or as long as the premiums are paid), there are no renewals.
It is advisable to go for a comprehensive motor insurance cover as it provides all types of coverage and minimizes the policy holder's financial dent.
By paying a little extra premium, a policy holder can opt for the add - on covers along with the base plan so as to enhance the scope of coverage provided to his car.
This means that as a policy holder if you have defaulted on the premium payments for six months, the life cover is still available.
b) You or Policy Holder may cancel this Certificate of Insurance or Policy respectively by giving Us 15 day's written notice for the cancellation of such Certificate of Insurance or Policy by registered post, and then we shall refund premium on short term rates for the unexpired Cover Period as per the rates detailed below.
Harm caused by the policy holder to himself intentionally such as attempt to suicide will not be covered under Critical Illness Insurance Policy unless the policy holder suffer from any mental dispolicy holder to himself intentionally such as attempt to suicide will not be covered under Critical Illness Insurance Policy unless the policy holder suffer from any mental disPolicy unless the policy holder suffer from any mental dispolicy holder suffer from any mental disorder.
For example, an auto policy may cover accidents in which the policy holder injures another, while a homeowner's policy may cover injuries that occur on the holder's property, such as someone tripping over a crack in the driveway,
As many discounts as there are for drivers based on the profile of the policy holders, there are probably just as many based simply on the cars being covered and their particular characteristicAs many discounts as there are for drivers based on the profile of the policy holders, there are probably just as many based simply on the cars being covered and their particular characteristicas there are for drivers based on the profile of the policy holders, there are probably just as many based simply on the cars being covered and their particular characteristicas many based simply on the cars being covered and their particular characteristics.
These policies usually cover the policy holder, regardless of who's as fault, but since those policies aren't required in Michigan, rates are inherently higher.
Renters liability insurance provides covered policy holders with excellent protection in bodily injury claims that may arise as a result of injuries suffered by guests at their apartment or other rented home.
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