Sentences with phrase «as licensed insolvency trustees»

As licensed insolvency trustees, one of the first things we advise a debtor is not to fall behind in filing your tax returns.

Bankruptcy may not be your only debt solution, and as Licensed Insolvency Trustees we can help you evaluate all your debt options in White Rock, or any of our other BC office locations.

As Licensed Insolvency Trustees we will ask you some simple questions about your debts, what you own, your income and family size to determine what a bankruptcy may cost in your situation and help you compare this to alternatives like a consumer proposal or a debt management plan through a credit counselling agency.

As Licensed Insolvency Trustees, Sands & Associates are experts in bankruptcy and debt consolidation — and we file more Consumer Proposals each year than any other BC - based bankruptcy trustee.

«As Licensed Insolvency Trustees, we see the direct impact of average Ontarian's struggling to make ends meet.

As Licensed Insolvency Trustees, we are debt experts licensed by the federal government to provide you with safe, effective debt relief solutions.

As Licensed Insolvency Trustees in Maple Ridge, we make debt solutions as simple and straight - forward as possible.

As a licensed insolvency trustee firm, our practice is on the front lines of Canada's household debt binge and the bad personal finance habits that ensnare so many people.

As Licensed Insolvency Trustee (also known as bankruptcy trustees) regulated by Industry Canada, we provide free initial consultations to explain all your debt relief options, including credit counselling, debt settlement, debt consolidation, consumer proposal and personal bankruptcy.

As a licensed insolvency trustee firm, our practice is on the front lines of Canada's household debt binge and the bad personal finance habits that ensnare so many people.

As a Licensed Insolvency Trustee I meet with people every day who need to file for bankruptcy or submit a proposal to their creditors to deal with their debts.

As a Licensed Insolvency Trustee, I'll always advise that you prioritize debt repayment.

Howard Hayes, our Cambridge trustee, has been working in the debt relief industry since 2005; first as a Credit Counsellor and now as a Licensed Insolvency Trustee.

Our role as a Licensed Insolvency Trustee is to review your situation with you, conduct a debt assessment and present you with various options, not just bankruptcy.

As a Licensed Insolvency Trustee I meet with people every day who are experiencing severe financial problems.

As Licensed Insolvency Trustee (also known as bankruptcy trustees) regulated by Industry Canada, we provide free initial consultations to explain all your debt relief options, including credit counselling, debt settlement, debt consolidation, consumer proposal and personal bankruptcy.

As a Licensed Insolvency Trustee, my clients tell me how difficult it is to live on minimum wage.

As a Licensed Insolvency Trustee, I'll always advise that you prioritize debt repayment.

Not exact matches

If you are considering a consumer proposal as an alternative to bankruptcy, our team of Licensed Insolvency Trustees will explain the consumer proposal process and answer any questions you might have.

A consumer proposal must be filed through a Licensed Insolvency Trustee acting as a consumer proposal administrator.

As a gov» t Licensed Insolvency Trustee, we are the people who can protect you from creditors and help you overcome a load of debt.

As a government Licensed Insolvency Trustee, we believe bankruptcy is a final resort.

We're here to help with all of your debt relief, financial restructuring needs as your Government Licensed Insolvency Trustee.

A phone call or free consultation with a Licensed Insolvency Trustee can help you analyze the causes of your financial difficulty, as well as the most effective way to get your debt under control.

A consumer proposal can only be filed by a Licensed Insolvency Trustee acting in their capacity as a Consumer Proposal Administrator.

When you file a consumer proposal, you are working with a Licensed Insolvency Trustee to create a plan to pay off your unsecured debts, such as credit cards, payday loans, and income tax debt.

Licensed insolvency trustees and their staff, such as ours, spend a lot of time dispelling misinformation when we are asked about what is involved with bankruptcy.

Clients have to go through a licensed insolvency trustee, and accredited firms, such as Hoyes, Michalos & Associates, have a list of criteria for clients who are applying.

KITCHENER, ONTARIO, February 12, 2018 — Payday loan use among heavily indebted Ontarians continues to escalate, as research conducted by Licensed Insolvency Trustee firm Hoyes, Michalos & Associates Inc. reveals that 3 in 10 (31 %) insolvencies in Ontario in 2017 involve payday loans, up from 27 % in 2016.

Filed through a Licensed Insolvency Trustee as an approved government debt relief program, you receive the same protections available through bankruptcy, however because you spread your payments over a period of up to 5 years, your monthly payments are lower than they might be in a bankruptcy, debt consolidation loan or debt management plan.

A Licensed Insolvency Trustee (Trustee in Bankruptcy), he oversees the administration of the firm's personal insolvency offices as well as handling his own Insolvency Trustee (Trustee in Bankruptcy), he oversees the administration of the firm's personal insolvency offices as well as handling his own insolvency offices as well as handling his own clientele.

Before you realize you need help from Licensed Insolvency Trustees Drumheller, your debt might cause you to feel as if there is little or no hope in recovering from this difficult financial time.

Our team of Licensed Insolvency Trustees treat each situation as unique.

Consumer proposal administrators are licensed trustees, registered with the federal government under the Bankruptcy and Insolvency Act and as such fees paid to a trustee for administering a consumer proposal are set by legislation.

Our Brantford Licensed Insolvency Trustee, Howard Hayes, has been with Hoyes Michalos since 2005 having worked as a Credit Counsellor prior to joining us and obtaining his trustee lTrustee, Howard Hayes, has been with Hoyes Michalos since 2005 having worked as a Credit Counsellor prior to joining us and obtaining his trustee ltrustee license.

Bankruptcy can only be filed by a licensed trustee in bankruptcy under the Bankruptcy and Insolvency Act (BIA) as set out by the Office of the Superintendent of Bankruptcy.

A Licensed Insolvency Trustee can help you through the process and make sure it is done as quickly and efficiently as possible.

Your Licensed Insolvency Trustee will discuss the likely length of your bankruptcy with you during your first meeting, and will help you to keep it as short as possible.

He skimmed a few more sites and learned that the «60 - month» option was probably a legal process known as Consumer Proposal, which only Licensed Insolvency Trustees can administer.

In a consumer proposal, a Licensed Insolvency Trustee makes a formal proposal to your unsecured creditors based on various factors such as your total debt, who your creditors are, current income and the value of any realizable assets.

So, if you have student loans, talk to a licensed insolvency trustee, and consider a consumer proposal as a way to deal with your student loans and avoid court.

Once your Licensed Insolvency Trustee has reviewed bankruptcy as an option, he / she can advise you regarding the Consumer Proposal option.