Sentences with phrase «base point credit»

Any bonus points issued on base points, including tier bonuses (25 % or 50 %, depending on Member tier) and bonus points from qualifying promotions will apply to the total base point credit earned for each room.

Bonus Points issued on Base Points, including tier bonuses (20 %, 80 % or 100 %, depending on Member tier), Bonus Points earned through double or triple Base Point promotions, will apply to the total Base Point credit earned for both rooms.

Bonus Points issued on Base Points, including tier bonuses (20 %, 80 % or 100 %, depending on Member tier), Bonus Points earned through double or triple Base Point promotions, will apply to the total Base Point credit earned for both rooms.

Bonuses issued on Base Point credit or total folio charges, including elite tier bonuses and quarterly promotions, will apply to the total Base Point credit earned or folio charges incurred for both rooms.

Not exact matches

Case in point: In mid-September, three weeks before Morneau tabled his rules, credit reporting agency TransUnion estimated that hundreds of thousands of Canadians carrying variable rate subprime mortgages could be significantly impacted by interest rate increases of even 25 basis points.

Adyen, a much smaller start - up based in the Netherlands, is an online payment company that provides businesses with backend payment services including credit card processing and point - of - sales (POS) systems.

The MBA team ultimately recommended that Howard get a Square Register, an iPad - based point - of - sale system that will allow his customers to enter their products, calculate the cost and pay by credit or debit card — still checking out without the need for a human cashier.

Earlier in the month, the Federal Reserve raised the funds rate by 25 basis points, its fifth increase since December 2015, which impacts some of the terms by which you borrow money and access credit.

Within the first year of signing up for the popular travel credit card, the Chase Sapphire Reserve, I saved over $ 2,000 on travel, thanks to a generous sign - up bonus and rewards points earned for using the card on a regular basis.

The Premier Rewards Gold from American Express isn't as benefit - rich as the Amex Platinum but you can still transfer your points on a 1:1 basis to Delta and the $ 100 annual travel credit offsets your baggage fees and in - flight purchases.

OnDeck also extended the maturity date of its asset - backed debt facility that finances its line of credit offering to May 2019, increased the facility's borrowing capacity to $ 100 million, and decreased the funding costs by 200 basis points.

Because of the Durbin amendment, as of October 1, 2011, debit interchange is capped for transactions (21 cents, plus 5 basis points -LRB-.05 %), plus an additional penny for issuers that qualify for fraud) for debit cards issued by banks and credit unions with $ 10 billion in assets or more.

At the same time, credit spreads were up over 200 basis points (in other words two percentage points) even before the election.

The cost of insuring Vivendi bonds using credit - default swaps increased as much as 4 basis points, or 2 percent, to 203 basis points today, according to Bloomberg prices.

Relative to the five - year average, Korean credit default swaps, the cost of insuring against defaults, is 3 basis points (hundredths of a percentage point) higher while the Korean Won is 3 % lower.

For example, your line of credit might be based on the prime rate, plus a margin of 2 percentage points.

We compared a variety of different cards, evaluating them based on their annual fees, APRs, Credible Rewards Points Value and other details, to bring you some of the best rewards credit card of 2018.

There could be more pain in other sectors of the bond market based on credit quality and maturity, but the point is that bonds were never meant to be long - term return enhancers for your portfolio.

I based my growth expectations on what I think were conservative estimates of consumption growth and the growth in productive investment (with which the reported data is currently consistent, although do not prove my assumptions one way or the other), but I always pointed out that as long as credit growth accelerated, the growth in non-productive investment would remain high, in which case reported GDP would also remain high for much longer.

Usage of our proprietary cards increased 10 basis points over the last year in the quarter reaching 48.7 % and while on the subject of credit I want to point out that we signed over new loan expansions of our partnership with Citi that now goes until 2025 instead of 2016 expiration of our original contract.

Prior to this plan being frozen, participants received «pay credits» which varied with age and years of service (points) and differed for pay above and below the taxable wage base.

A second - quarter earnings report indicated that Equitable's provision for credit losses was less than one basis point of its mortgage portfolio.

The Markit iTraxx Financial Index of credit - default swaps on 25 European banks and insurers rose 4.5 basis points to 73.5, the highest since May 27, according to data compiled by Bloomberg.

In addition, our provision for credit losses (PCL) ratio of 0.29 % was up 5 basis points (bps) primarily as a result of the low oil price environment.

These positive earnings drivers were more than offset by the combined impact of several factors, including increased energy - related provisions for credit losses, a 17 basis point decline in net interest margin, moderate growth of non-interest expenses, the addition of acquisition - related contingent consideration fair value changes reflecting performance within CWB Maxium Financial (CWB Maxium), higher preferred share dividends, and the 20 % increase to CWB's income tax rate in Alberta.

To date, the Federal Reserve has increased the Federal funds rate by 175 basis points in this tightening phase, and recent evidence from the Federal Reserve's survey of senior loan officers suggests that lenders are also becoming somewhat more cautious about extending credit to businesses.

If you are looking at a 10 year corporate bond which is yielding 5 % for example, and at the same time the 10 Year treasury bond is yielding 2 %, then the credit spread is 300 basis points (3 %).

As you can see the credit spread for JCPenney Bonds at 769 basis points is much «wider» than the spread for Exxon Mobile bonds at 119 basis points (a much «tighter» or «narrow» spread than JCPenny).

CHARLIE MUNGER: Well, the truth of the matter is we don't pay much attention to trying to get an extra two basis points by being gamey on our short - term things and that credit default position is a weird, historical accident.

U.S. high - yield bond spreads are 34 basis points, or hundredths of a percentage point, tighter; cover spreads are 21 basis points tighter, and emerging - market credit excess returns are at 3.6 %.

Home equity line of credit mortgage rates are typically based on Prime Rate, which is equal to the Fed Funds Rate plus three percentage points.

FHA mortgage rates can be 100 basis points (1.00 %) or more below rates for similar conventional home loans, especially for borrowers with less - than - perfect credit.

Credit spreads confirm the speculative nature of this market with spreads narrowing 12 basis points over the last month.

The cost of protecting the company's subordinated debt from default for five years using credit - default swaps has more than doubled since the end of 2015, rising to 438 basis points, a four - year high, from 187.

Almost all travel rewards credit cards work on a points - based system.

The credit card net charge - off rate increased 48 basis points year over year, to 3.3 percent.

The delinquency rate for credit card loans more than 30 days past due, meanwhile, grew by 27 basis points, to 2.3 percent.

As a basis for comparison, between 1980 and 1995, household credit grew, on average, by around 3 3/4 percentage points faster than nominal GDP.

Management stated that net credit losses were up nine percent year on year, with NCLs in North America at 304 basis points, in line with guidance.

Similarly to consumer credit cards, qualifying for a business credit card is based on your personal credit history, and many of the top issuers offer rewards, cash back or points for charging purchases.

Credit - default swaps also sank for the fifth consecutive day and slid 1.1 basis points.

The current gap between the 10 - year Treasury note and credit card interest rates is huge — around 1,300 basis points (at the time of this article).

All of the major banks have increased their standard credit card interest rates by at least 25 basis points, with a couple announcing slightly higher increases.

But even if you are able to qualify based on better than average credit, you could reduce your credit card rate by two to three points, which would result in significant interest cost savings over the term of the loan.

In February, BMO's home equity line of credit securitization program Fortified Trust registered a loss rate of 12 basis points, the highest level since the program's inception in 2016, the analyst said.

Because of their ability to invest in these longer duration securities of slightly less credit quality, stable value funds have outperformed money market funds on average by 150 - 200 basis points (1.50 % -2.00 %) net of fees annually over the past 20 years.

For consumers with excellent credit, here are the inflection points between the two credit cards on an ongoing basis.

The Markit iTraxx Europe Index, which includes credit default swaps tied to European companies deemed investment grade, reached 56 basis points on July 10 compared with 53 basis points on June 26.

Since hotels have fewer blackout dates, a couple could pick a loyalty program or credit card based on where they want to honeymoon and still have enough time to rack up points and book before the big day.

As such, you will find that the best parts of this credit card are based around earning ThankYou ® Points.