Sentences with phrase «base your decision on credit»

«Usually they're going to base their decision on your credit as well as what kind of a line increase you ask for.

When you are ready to consult a lender to find out if you can be approved for a loan, the lender will base a decision on your credit profile, income, assets, job history and debt - to - income ratio.

While loan to value is the most important metric for home equity lenders, some also base their decision on the credit and employment history of the individual.

Base your decision on credit history, debt / income ratios, and past rental histories.

Not exact matches

It then explained its view on how debt analysts should pursue their profession: «Credit rating decisions should be based on objective data, policymakers» announcements and realistic assessments of the conditions facing an economy.

To the Fed's credit, the majority of FOMC members in January 2008 based their policy decisions on the mounting dysfunctional behavior of the financial markets rather than ephemeral coincident indicators such as real GDP growth.

The decision about whether to grant credit to a certain customer must be evaluated on a case - by - case basis.

«So we make our decision based on the owner's credit record.»

We know you base your leasing decision on more than just a credit profile or renter balance sheet.

Instead, bank spokeswoman Judith Schmidt sent a statement saying the bank «makes credit decisions based on each customer's credit profile, not on factors such as race and ethnicity.»

The statements that «90 % of top lenders use FICO Scores» and «FICO Scores are used in 90 % of credit decisions» are based on a third - party study of all versions of FICO Scores sold to lenders, including but not limited to scores based on FICO Score 8.

Scores Equifax sold to consumers were based on Equifax's proprietary model, the Equifax Credit Score, which is an «educational» credit score that also is typically not used by lenders to make credit deciCredit Score, which is an «educational» credit score that also is typically not used by lenders to make credit decicredit score that also is typically not used by lenders to make credit decicredit decisions.

Don't let poor credit determine your decision to become a successful entrepreneur; ATO's business model isn't based on credit scores.

One of the main challenges of getting a loan for your small business from traditional lenders is that they base the majority of their decisions on a credit score.

Your decision may initially be based on your credit score.

While saying he took full responsibility for the tax credit, Mr Brown insisted he had made an informed decision based on expert advice.

If the algorithm based its decisions on race or some race - related variable like zip code that shouldn't affect credit scoring, that would be a problem.

Speaking to Variety's chief film critic Scott Foundas, Mann discusses growing up in Chicago, becoming interested in crime stories, the visual ideas he had for the film, the nonfiction book he discarded but still credited, the influence of real criminals and past films (particularly his eye - opening time shooting The Jericho Mile in Folsom Prison), choosing Tangerine Dream to do the score (a decision he still second guesses), the film's writing (including basing characters on real crime figures), casting, explosive stunts, changes made from the shooting script, and the modernist narrative.

Decisions of the Regents are laying the groundwork for the state to replace the current course credit plus modest clinical exposure model to one that is squarely on the clinical experience, on performance - based assessments, and on a value - added model for professional certification.

In an interview with Education Week prior to the announcement, Houston Superintendent Terry Grier credited the district's success in part to its focus on making quality teaching available to every student in every classroom and its commitment to site - based decision - making, which Grier said allows principals and teachers greater flexibility in managing their schools and addressing students» needs.

However, high stakes decisions involving tracking, grade promotion, admission to dual - credit courses and graduation based on a single testing event present major educational and motivational challenges.

Translation: Decisions about who gets a raise, a wanted transfer or protection from layoff will continue to be based mostly on how many and what kinds of college credits teachers earn, and on that old union standby, seniority.

Our online process, an industry - leading experience, provides you with a real credit decision based on the information you provide.

They're based on your financial decisions, so they change as your credit reports change.

No credit check lenders evaluate alternative reports or based their decision on income only.

Our network of private lenders in this city do not reach a decision based on credit score, allowing bankrupt and those faced with consumer proposals to get much - needed loans.

This means that approval - decline decisions as well as the loan terms are based on an applicant's (or a cosigner's) credit history.

The decision is not based on the your credit score.

Still more companies request your credit score but don't make their credit decisions based solely on your score.

Personally, however, I feel there is a very large segment of the population who don't have the discipline to budget with a credit card because of this «lack of emotional pain», but there is another smaller segment who «bring down the average», if you will, who live on a strict budget, and have the discipline to not impulse buy or change their purchase decision based on plastic.

Most lenders base their decisions based on your credit score, along with a handful of other factors.

Make decisions regarding credit on the basis of whether the debit would be better paid with cash or credit.

Banks base their lending decisions on an individual's credit status but while this saves them time and losses, it locks out many deserving people.

This might be the most important metric but some lenders also make their decisions based on credit score and employment history and other parameters.

Instead of basing their approval decisions primarily on applicants» credit scores, they have created a proprietary set of criteria that include factors such as income, employment history, and other relevant current circumstances, and use this as the basis of their determination.

Instead of basing approval decisions on a number generated by an algorithm created by the credit bureaus to measure someone's creditworthiness based on past behavior, lenders for tax loans base their decisions on each person's current income and ability to repay.

There is one other thing that is important to remember: A lender can not reject your loan application based on your decision not to use credit or a lack of credit history.

They then make a funding decision based primarily on your income and credit.

When you typically apply for a credit card, a bank performs what's called a hard inquiry into your credit history, and makes their approval decision based on that.

Lenders may impose stricter guidelines on a loan that is written for bad credit, and base their decisions upon what you have proven to other lenders in the past, without regard to the situation that you were in at the time.

Their decision is not based on credit score but rather on equity presented as loan security.

This is much unlike banks that base lending decisions on credit score.

This means that the decision to lend is based on the equity and value of the property being put up as collateral, and not based on your credit.

MYGAs are largely uniform from carrier to carrier, meaning you can make your decision based on just two things: the interest rate being offered and the insurer's credit rating.

Credit Underwriting Criteria A lender's decisions about the extension of credit to a borrower are based on a set of credit underwriting criCredit Underwriting Criteria A lender's decisions about the extension of credit to a borrower are based on a set of credit underwriting cricredit to a borrower are based on a set of credit underwriting cricredit underwriting criteria.

Look for the specific perks and rates that you need to make the most of your credit card and make your decision based on your own research.

Also, some private lenders don't make decisions based strictly on your FICO credit score.

When you use your credit card on a regular basis, you're faced with the decision of how you should pay it off each month.

You should make the decision on credit repair based on your particular situation.

Our decision on how much we are willing to lend is based upon a full affordability assessment where we will look to understand your income, any loan or credit card commitments and regular essential household expenditure.