Not exact matches
Settlement negotiations are often more successful with collection agencies
because they've often taken on the
debt for just a fraction of the total balance due.
And any
debt negotiation company that fails to go over all of your other options probably isn't a reputable company
because debt settlement should be your last resort.
But like
debt negotiation, the
debt settlement process can destroy your credit rating
because they too often suggest that their clients suspend making payments to their creditors.