Big institutions often have to move around large blocks of money: new inflows for a mutual fund, or a maturity payment from a bond held by an insurance company.
No wonder
big institutions often hold dozens, even hundreds, of private - equity funds to spread such risks.
Not exact matches
While this argument can take many forms, it
often centers around two separate concerns: whether community
institutions have the economies of scale to go toe - to - toe with the
biggest banks; and whether the «too
big to fail» crowd has unfair advantages that slants the playing field in their direction.
There are a lot of smaller financial
institutions who are likely more than happy to lend you a mortgage — and at rates
often at least one percentage point lower than what one of the
big five banks offered you.
Often times, private
institutions will be more expensive than
bigger, public schools, making financial aid all the more important.
And, dark pool advocates point out,
big institutions actually are running funds — through retirement and pension accounts — that
often make trades on behalf of ordinary people.
There are other
big financial
institutions that offer investment advice for employer - sponsored plans, but they
often have a hands - off management approach.
«At
big firms, the clients are
often larger
institutions.
Though many doubted that large
institutions like law firms are capable of change, one participant, Professor John Coates (formerly of Wachtell, which he left because he felt that the firm's structure and clients stymied true innovation) offered the idea that law firms might follow the example of
big pharmaceutical companies that have created innovative research subsidiaries,
often teaming with startup companies.
In the era of
Big Data, the cyber security interests of the individual are dependent upon the protection of personal information
often held by third parties such as corporations, governments and
institutions.
The answer of course, is that that it is not simple, each case must be evaluated on its own merits to determine whether the latest financial scandal was a systemic failure within a financial
institution or the devious ways of a master manipulator or indeed as is most
often the case, an uncertain mix of both with the heady addition of
big juicy bonuses thrown in.