Sometimes also called «
Bobtail coverage.»
If the tractor is not being used for a trucking company's business, then they may obtain what is called
bobtail coverage, which is the coverage solely for the operation of the vehicle.
Not exact matches
For example, a pizza shop with a fleet of delivery vehicles will not need
bobtail insurance, while a manufacturing company that only uses company - owned vehicles will not need non-owned vehicle
coverage.
For commercial autos, «
Bobtail and «Deadhead»
coverage, employers non-ownership liability, hired automobile liability and physical damage, are a few examples of the suitable options available.
Bobtail insurance or non-trucking liability insurance provides
coverage for truck drivers when they are operating their trucks in a non-trucking capacity, like getting the truck washed or repaired or operating the vehicle for other personal use.
That's why there are vehicle insurance
coverage policies such as non-trucking liability and
bobtail insurance which specializes in providing full protection from claims arising from certain situations which the primary liability insurance can not cover.
Although
Bobtail or Deadhead
coverage is often used interchangeably with Non-Trucking Liability
coverage, technically it is not the same thing.
Bobtail insurance protects a tractor when it's operated without a trailer, whether or not it's under dispatch, while Non-Trucking Liability
coverage only covers a vehicle when it's driven for personal, nonbusiness use.
For example, a pizza shop with a fleet of delivery vehicles will not need
bobtail insurance, while a manufacturing company that only uses company - owned vehicles will not need non-owned vehicle
coverage.
For example, a flower shop with a fleet of delivery vehicles will not need
bobtail insurance and a construction company that only uses company - owned vehicles may not need non-owned vehicle
coverage.
If you are in one of these states we should be able to help you get a few quotes and find primary auto liability, physical damage
coverage, motor truck cargo,
bobtail - non trucking liability and / or several other
coverage's important to trucking companies small or large.