Sentences with phrase «brantford licensed insolvency trustee»
Licensed insolvency trustees regularly see people who manage to meet their mortgage payments for months, even years, while the rest of their fiscal house falls down around them.
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As a licensed insolvency trustee firm, our practice is on the front lines of Canada's household debt binge and the bad personal finance habits that ensnare so many people.
Doug Hoyes, a founder of licensed insolvency trustee Hoyes, Michalos & Associates, has witnessed the shift.
Scott Terrio, an estate administrator at Cooper & Co., a licensed insolvency trustee in Toronto, calls this phenomenon «extend and pretend.»
Scott Terrio is Manager, Consumer Insolvency at Hoyes Michalos & Associates Inc., Licensed Insolvency Trustees at Hoyes.com
All of this can only be administered by a licensed insolvency trustee.
Therefore, you can essentially walk away from your home in Canada, no matter the amount of the shortfall, if you file a bankruptcy or a proposal with a Licensed Insolvency Trustee.
Hoyes, Michalos & Associates Inc. was founded in 1999 by Licensed Insolvency Trustees Douglas Hoyes and Ted Michalos to provide personalized service to help you gain a fresh financial start.
As Licensed Insolvency Trustee (also known as bankruptcy trustees) regulated by Industry Canada, we provide free initial consultations to explain all your debt relief options, including credit counselling, debt settlement, debt consolidation, consumer proposal and personal bankruptcy.
Our Barrie Licensed Insolvency Trustee, Richard Quinney, will analyze your situation, explain the alternatives and help you make a plan to become debt free.
We recommend speaking with a Licensed Insolvency Trustee before you take this step.
It is important to know that this initial assessment is free and you are not committed to anything by talking with a licensed insolvency trustee about your situation.
By law, only a Licensed Insolvency Trustee may administer a consumer proposal.
If you are considering a consumer proposal as an alternative to bankruptcy, our team of Licensed Insolvency Trustees will explain the consumer proposal process and answer any questions you might have.
In Canada the only person who can be a consumer proposal administrator is a Licensed Insolvency Trustee (formerly called a bankruptcy trustee in Canada).
And do not hesitate to reach out to a licensed insolvency trustee if you already owe taxes and other debts.
With over 30 years in the industry, our licensed insolvency trustee has helped individuals and families reduce their debt and set up repayment programs.
It's an arrangement that's negotiated with your creditors through a consumer proposal administrator (who is also a Licensed Insolvency Trustee).
If you feel making a consumer proposal in Ontario is the right debt solution for your debt problems your next step is to speak with a Licensed Insolvency Trustee.
Sandra Sykora is a Licensed Insolvency Trustee helping people from our Toronto - Yonge & Bloor and Toronto Downtown offices.
In Canada, having Licensed Insolvency Trustees administering bankruptcy filings means that you have qualified professionals available to help you and take you through all parts of the bankruptcy process.
Doug is our co-founder and is a Licensed Insolvency Trustee, Consumer Proposal Administrator, certified Insolvency Counsellor and Chartered Professional Accountant.
Brian McIlmoyle is the Licensed Insolvency Trustee managing for our Mississauga and Toronto Danforth locations.
A consumer proposal must be filed through a Licensed Insolvency Trustee acting as a consumer proposal administrator.
As a gov» t Licensed Insolvency Trustee, we are the people who can protect you from creditors and help you overcome a load of debt.
Insolvency and debt management services in our Toronto Yonge and Bloor office are provided by Licensed Insolvency Trustee and Consumer Proposal Administrator, Sandra Sykora.
Jason Quinney is a Licensed Insolvency Trustee and Consumer Proposal Administrator.
Alternatively, you can simply complete the online evaluation form and we will match you with a Licensed Insolvency Trustee in Alberta in your neighbourhood.
Ted is our co-founder and is a Chartered Professional Accountant, certified Insolvency Counsellor, Licensed Insolvency Trustee, Consumer Proposal Administrator, and the President of Hoyes, Michalos & Associates Inc..
If someone needs a fresh start through a consumer proposal, this is something that only a licensed insolvency trustee can file.
Nicholas To is a Chartered Insolvency & Restructuring Professional, Licensed Insolvency Trustee and Consumer Proposal Administrator.
If you would like more information about consumer proposals in Greater Vancouver or need help figuring out if you qualify, a simple next step is to get in touch with Westgeest & Associates, your gov» t Licensed Insolvency Trustee, for an individual, private conversation, assessment.
We are your Licensed Insolvency Trustee!
For more details on bankruptcy exemptions in your province and for answers to your other questions about bankruptcy and consumer proposals, please contact our personal Licensed Insolvency Trustee in your area and arrange for an initial consultation, free of charge.
Both, Bankruptcy and a Consumer Proposal need to be filed by a Licensed Insolvency Trustee (LIT) and have similar benefits:
The legal procedure allows you to settle your financial obligation for less than you owe with the help of a gov» t Licensed Insolvency Trustee, by discussing, formulating and implementing a compromise (deal) with your creditors while under court protection preventing them from exercising their normal rights everything stops, including collection action unless specifically exempted, like child support.
Billy Martell is a Licensed Insolvency Trustee managing our Hamilton and Burlington locations.
Jeff is a Chartered Professional Accountant, Licensed Insolvency Trustee, Consumer Proposal Administrator, Certified Insolvency Counsellor; and meets with clients in our St. Catharines and Niagara Falls offices.
Shannon is a Licensed Insolvency Trustee and Consumer Proposal Administrator, helping individuals with their debt problems in our Ottawa location.
Julie Wildman is a Chartered Professional Accountant, Licensed Insolvency Trustee and Consumer Proposal Administrator.
The procedure begins with a debt assessment with a Licensed Insolvency Trustee.
Rebecca Martyn is our Licensed Insolvency Trustee managing our Windsor and Leamington offices.
If you live in Alberta and are considering bankruptcy we suggest you contact one of the following Licensed Insolvency Trustees in Alberta — the experts on Alberta bankruptcy law, by e-mail or by phone, to fully review your situation.
Your creditors will stop calling you and deal directly with us, your gov» t Licensed Insolvency Trustee.
The best thing about working with Westgeest & Associates, your Licensed Insolvency Trustee, is that we don't judge or belittle you for being in debt.
It is essential that you get advice from a Licensed Insolvency Trustee to avoid losing your car or house if it is possible.
The process begins with a free initial consultation with either Scott Schaefer or Ian Martin, our two federally licensed insolvency trustees in Kitchener.
When you file for bankruptcy, you surrender your assets to your Licensed Insolvency Trustee.
Licensed Insolvency Trustees will look at bankruptcy options when they complete their financial assessment.
To get the information you need to determine if declaring bankruptcy is the right option for you, contact a Licensed Insolvency Trustee today to schedule a free, no - obligation consultation.