Sentences with phrase «business credit portfolio»

Not exact matches

Among the factors that could cause actual results to differ materially are the following: (1) worldwide economic, political, and capital markets conditions and other factors beyond the Company's control, including natural and other disasters or climate change affecting the operations of the Company or its customers and suppliers; (2) the Company's credit ratings and its cost of capital; (3) competitive conditions and customer preferences; (4) foreign currency exchange rates and fluctuations in those rates; (5) the timing and market acceptance of new product offerings; (6) the availability and cost of purchased components, compounds, raw materials and energy (including oil and natural gas and their derivatives) due to shortages, increased demand or supply interruptions (including those caused by natural and other disasters and other events); (7) the impact of acquisitions, strategic alliances, divestitures, and other unusual events resulting from portfolio management actions and other evolving business strategies, and possible organizational restructuring; (8) generating fewer productivity improvements than estimated; (9) unanticipated problems or delays with the phased implementation of a global enterprise resource planning (ERP) system, or security breaches and other disruptions to the Company's information technology infrastructure; (10) financial market risks that may affect the Company's funding obligations under defined benefit pension and postretirement plans; and (11) legal proceedings, including significant developments that could occur in the legal and regulatory proceedings described in the Company's Annual Report on Form 10 - K for the year ended Dec. 31, 2017, and any subsequent quarterly reports on Form 10 - Q (the «Reports»).

«These adverse effects would weaken the credit quality of bank's loan portfolios and could lead to tighter lending conditions for households and businesses.

The HRC considered the fact that, despite credit write - downs in its home equity loan portfolio and a Visa - related litigation expense accrual, the Company's business performance for 2007 was strong, as exemplified by one of the highest returns on equity and returns on assets in our Peer Group.

Our cost of capital calculator offers visibility into the most popular business funding methods, including Small Business Administration loans, home equity lines of credit (HELOCs), home refinancing, unsecured loans, 401 (k) business financing and portfolibusiness funding methods, including Small Business Administration loans, home equity lines of credit (HELOCs), home refinancing, unsecured loans, 401 (k) business financing and portfoliBusiness Administration loans, home equity lines of credit (HELOCs), home refinancing, unsecured loans, 401 (k) business financing and portfolibusiness financing and portfolio loans.

Jay has been in commercial lending for 18 years throughout the Chicago area, with experience in business development, credit underwriting and portfolio management.

The High Yield Dividend Newsletter portfolio seeks to find some of the highest - yielding stocks supported by strong credit profiles and solid business models, but not always robust traditional free cash flow.

Synthetic CDOs transfer the credit risk on a portfolio of (typically) business loans from the issuer of the securities to the investor, but do not involve a sale of the underlying claims on the businesses.

The company's product portfolio consists of charge and credit card products; expense management products and services; consumer and business travel services; stored value products, including travelers checks and other prepaid products; network services; merchant acquisition and processing, and servicing and settlement, as well as point - of - sale, marketing, and information products and services for merchants; and fee services comprising market and trend analyses and related consulting services, fraud prevention services, and the design of customer loyalty and rewards programs.

It will seek to identify assets within the consumer, small business, and bridge loan markets with a goal to build short duration, income producing credit portfolios for its clients.

CrowdFund Insider P2Binvestor Adds Three Companies in Portfolio; Issues $ 2.9 M in New Credit Lines to Businesses 6/25/2014

Rather than tap into an existing portfolio, you can use credit as a valuable funding tool; for your business, your lifestyle, your family's future and your investments.

Amidst a subdued Nigerian credit market, we grew our loan portfolio by 10 %, leveraging our robust liquidity and capitalization to support good businesses through this challenging economic cycle.

The Performance and Risk business provides investment decision support tools, including equity indices, real estate indices and benchmarks, portfolio risk and performance analytics, credit analytics and environmental, social and governance products.

Take your credit portfolio to the next level with an IncredibleBank credit card for personal or business use.

More importantly, 77 % of its total portfolio rent is from retail tenants characterized by service - driven businesses, non-discretionary industries, low price points, and / or investment grade - rated credit.

A final point: Meridian co-owns their Visa portfolio, which is a small base having let CUETS Financial (i.e., TDCT) rebrand their MasterCard accounts from «Meridian» to «CUETS Financial»), with Collabria Financial so Collabria is worth investigating separately for similar credit cards, including business ones.

I also transitioned my portfolio over the years to emphasize more non-cyclical businesses that are higher quality (better credit rating and more conservative management).

To be truthful, I like the idea as it takes away the hassle of renewals, expiring credit cards, and other administrative distractions, and focus on picking stocks and the much more serious business of growing your portfolio.

However, I think it may be worthwhile to rank business credit card portfolios only.

The yield of a global portfolio is about as low as its ever been from a cyclically adjusted P / E, credit spread, and nominal interest rate standpoint, while the global economy is more likely to be in the later (than early) stages of the business cycle.

This represents a radical overhaul of the Capital One small business credit card portfolio, with the six new Spark Business cards replacing the existing fivbusiness credit card portfolio, with the six new Spark Business cards replacing the existing fivBusiness cards replacing the existing five cards.

The basis point change presented in the preceding table, however, represents a fixed basis point change in reference obligation credit spreads across all credit quality rating categories and asset classes and, therefore, the actual impact of spread changes would vary from this presentation depending on the credit rating and distribution across asset classes, both of which will adjust over time depending on new business written and runoff of the existing portfolio.

Filed Under: Business, Saving Tagged With: Business, Investing, Portfolio, Small Business, Website Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and have not been reviewed, approved or otherwise endorsed by any of these entities.

This role is accountable for the monitoring, maintenance and assistance in the development of credit risk models that allow for effective management of the credit portfolio in Business & Private Banking (B&PB) and Institutional Banking & Markets (IB&M)

Hilton and American Express celebrate the launch of the upgraded Hilton Honors American Express co-branded credit card portfolio with the announcement of special bonus offers for consumers and small business owners who sign up for the newly available cards.

MCLEAN, Va. - January 30, 2018 - Hilton and American Express celebrate the launch of the upgraded Hilton Honors American Express co-branded credit card portfolio with the announcement of special bonus offers for consumers and small business owners who sign up for the newly available cards.

MCLEAN, Va. - Hilton and American Express celebrate the launch of the upgraded Hilton Honors American Express co-branded credit card portfolio with the announcement of special bonus offers for consumers and small business owners who sign up for the newly available cards.

The Amex Hilton Honors Business credit card offers a second Weekend Night Reward at a hotel or resort in the Hilton portfolio after spending $ 60,000 in purchases on the Card in a calendar year.

«For over 15 years, Citi and Hilton enjoyed a terrific co-brand credit card partnership, however during negotiations it became clear that terms of exclusivity, given the relatively small size of the portfolio, were not economically viable,» Jud Linville, CEO of Citigroup's global cards business, said in a phone interview.

Ana is responsible for the partnerships and communications teams at Nexus, leading the work on international business development and sales of the carbon credits portfolio.

SUMMARY AREAS OF KNOWLEDGE AND ABILITY Portfolio Risk Analysis * Credit Risk Modeling * Market Research * Economic / Financial Analysis * Forecasting and Budgeting * Customer Development * Strategic Planning * Revenue Management * Market Intelligence * Business Intelligence Tool Design and Presentation * Staffing Supervision / Development * Project Management * Data Mining Big Datasets * Neural Network Forecasting

Tags for this Online Resume: Credit, Banking, Commercial, Analyst, Sales, Relationship, Management, Portfolio, Accounting, Banking Industry, Underwriting, Commercial Lending, Commercial Loans, Financial, Business Plan

Previously he was part of ICAP's Post Trade Risk and Information Business division working on initiatives to remove, neutralize and rebalance risk within credit default swap portfolios.

Attorneys: Staff Legal Counsel (Financial Services and Hospitality) Chief Executive Officer: Banking, Technology, Credit Union, Non-Profit Organization Chief Financial Officer Accounting & Finance: Controller, CPA, Finance Director, Director of Accounting, Financial Analyst, Business Analyst Financial Services: Bank Manager, Director of Security, Senior Director of Portfolio Services, Trader, Hedge Fund Controller, Foreign Exchange (FX) Director Healthcare: Registered Nurse, Physical Therapist, LPN, Radiologist, Radiology Technician, Phlebotomist Healthcare Administration: Program Developer, VP Revenue Cycle Management, HER / EMR Sales, Healthcare Insurance Administration, Insurance Claims Director Human Resources: VP of HR, HR Director, HR Generalist, HR Manager Information Technology: IT Services Director, VP of IT Security, Web Developer, IT Infrastructure Engineer, Network Support Specialist, Network Engineer, IT Project Manager, Desktop Infrastructure Director Manufacturing: Supply Chain Director, Manufacturing Engineer, Subcontract Administrator Non-Profit: Development Director, Manager of Donor Relations Physical Security: Site Director, Corporate Security Director, Loss Prevention Manager Professional Services: Recruiting, Project Manager (PMP), Site Surveyor, Construction Project Manager Retail: Senior Vice President, Multi-Site Managers / Directors, Big - Box Store Manager, Assistant Store Manager Sales: National Sales Manager, Field Sales Director, Account Executive (IT, UC, others), Medical Equipment Sales, Pharmaceutical Sales Teaching: Elementary School Teacher, Middle School Teacher, LibrarianLet's get started today.

• Secured credits up to 600000 $ for the bank through PR protocol delivery and excellent customer care to potential customers • Reduced the bank's annual losses by 10 % in one year via effective credit risk analysis • Led the commercial client team for three years • Developed and maintained professional rapport and provided consultancy to 14 small business bankers in developing product portfolios • Critically analyzed and re-formulated the bank's credit policies based on detailed financial credit and risk analysis stretched over a period of two years

Experienced in call center management, loan servicing, training, compliance and loss mitigations financing concerning mortgage, business banking and credit card portfolios.

Tags for this Online Resume: Financial Statements, Cash Management, Business Plans, Budgets, Forecasting, Taxation, Internal Control, Consulting, Negotiations, Payroll Preparation, Supervision of Employees, Strategic Skills and Vision, Communication, Auditing, Job Costing, Inventory Control, Breakeven Analysis, Corporate Documentation, Time Management, Research and Development, Patent Management, Patent Accounting, Organizational Skills, Consolidations, Policies and Procedures, Lease Management and Accounting, Grant Management and Accounting, Venture and Debt Capitalization, Financial Planning, Independent, Ethical, Revenue Models, Presentations, Integrity, Writing Skills, Team Building, People Skills, Management Skills, Departmental Coordination, GAAP, GAAS, FIFO and LIFO, Goodwill, Revenue Recognition, Cost of Goods Sold, Bad Debt Management, Cash and Accrual Accounting, Accounts Receivable Management, Accounts Payable Management, Fixed Asset Accounting, Depreciation, Union Negotiations, Contract Administration, Gross Margin Analysis, Inventory Valuation Methods, Portfolio Management, Trust Accounting, Projections, Chart of Accounts, General Ledger, Journals, Credit Terms, Matching Principle, Trial Balance, Executive Summaries, Title IV Funding, Multi-State Taxation, IRS Negotiations, Tax Litigation, Teaching, Curriculum Development, Tax Planning, Tax Compliance, Automated Conversions, Performance Evaluations, Problem Solving, Automated Billing, Manual Billing, Application Approvals, Vendor Contacts, Purchase Orders, Invoice Verification, Benefits Implementation, Insurance Management, Loan Negotiations, Banking Contacts, Payroll Tax Returns, Federal Tax Returns, State and Local Tax Returns, QuickBooks, Microsoft Excel, Microsoft Office, Peachtree Accounting, TurboTax, Accounting

Tags for this Online Resume: Forecasting, Financial modeling, Credit Underwriting, Market analysis, Profitability analysis, Pricing, Cost analysis, Portfolio Management, Due diligence, Compensation analysis, Profit and Loss analysis, Excel, MS Access, Visio, SOP Development, Business planning and analysis, Process mapping and design, Business specification development

Managed the approval process through interaction with key business partners, such as Client Management, Risk Management, Credit Underwriters, and Portfolio Management.

Business & Management Competencies Financial Modeling • Portfolio Management • Relationship Building • Forecasting • Business Development Recapitalizations • Credit Risk Management • Acquisition Financing • Debt Financing / Structuring • Leverage Buyouts • Business / Financial Analysis • Capital Markets / Derivatives • Due Diligence • Foreign Exchange Loan Documentation / Negotiations • Asset Securitizations • Audit / Compliance • Public Finance • Financial Planning • Profit Analysis • Compliance • Strategic Planning • Pricing Analysis • Team Leadership / Motivation Client Services • Statistical Modeling / Trend Analysis • Market Trends • Budget Management

Core Competencies Financial Planning • Compliance • Financial Management • Account Management • Strategic Planning • Team Leadership / Motivation • Client Services • Program Development • Policies & Procedures • Market Trends Forecasting • Negotiation • Financial Analysis • International Trade • Portfolio Lending • Corporate Finance Business Development • Project & Credit Program Management • Research • Implementation

Financial Analyst — Duties & Responsibilities Oversee corporate finances and accounting procedures ensuring timely, effective, and efficient operations Utilize extensive management training to effectively lead daily business operations Analyze financial reports, market trends, and other pertinent data Manage varied corporate portfolios, checking accounts, and credit card accounts Set and strictly adhere to departmental forecasts, budgets, and timelines Responsible for accounts receivable, accounts payable, and general ledger Offer sales, customer service, and project management best practices to junior staff Craft effective financial plans for clients based upon their interests and goals Build professional relationships with clients, coworkers, and business partners Draw upon extensive mathematics and engineering background in financial planning Oversee customer account maintenance and provide exceptional customer service Perform all duties in a professional, positive, and timely manner

Our portfolio is mainly comprised of multi-tenant, Class A office properties located in dense, urban areas or central business districts, mixed - use retail or grocery - anchored centers in high barrier - to - entry locations featuring credit - quality anchors, as well as Class A multifamily properties, including student housing assets, strategically positioned in our target markets and in high - demand locations.

«Target's credit portfolio appears to be wellrun, but it is worth watching, given that exposure to an in - house credit card business has tripped up other retailers,» writes Morningstar analyst Joseph Beaulieu.

Corevest provides real estate business line of credit loans to investors with stabilized single family home rental portfolios, as well as lines of credit for acquisitions, fix and flip portfolio strategies and to refinance existing properties.

Responsibilities included real estate portfolio advisory work, business development, instruction of Northern Trust's formal Credit Training Program and serving as an advisor to all Private Bankers with regards to the structuring of complex real estate solutions.

Also in my limited experience of calling around to start inquiring about a business line of credit for my portfolio the due tend to be shorter terms and interest only, this contrasts with a HELOC which has a more traditional and often longer term amortization associated with it.