Sentences with phrase «business insurance policies provide»

Some Californians mistakenly believe that their home or business insurance policy provides coverage against flood damage, but, with the exception of some rare cases, it does not.

Not exact matches

During the 1930s, insurance companies sold life insurance policies and worked with businesses to provide employee pensions.

Our team of insurance professionals provides free guidance every step of the way, from helping you choose your first policy to adding critical coverage as your business grows.

The purpose of this guide is to provide detailed descriptions and explanations of the business insurance policies technology companies and startups should consider putting in place to properly protect their operation.

Because the insurance industry doesn't recognize software as a product, the product liability that is included with many general liability or business owner's policies won't provide any protection for the types of products and services many of today's technology companies provide.

Yes, many types of businesses — including auto and homeowners insurance companies and phone companies — are using credit scores to decide whether to issue you a policy or provide you with a service, and on what terms.

When you plan for life's uncertainties by having a life insurance policy, you provide your family the opportunity to help replace lost income, eliminate debt, pay for college, keep a business afloat, protect family wealth, or address other financial needs and goals while they adjust to a new life.

If you want to invest in commercial insurance on interest in providing financial protection for your business, you should look into policies that your business is most at risk at.

A IUL policy may therefore be used in a similar fashion to a traditional whole life insurance policy for providing a ready source of available business capital.

Business umbrella insurance provides additional coverage to all the underlying policies (hence the name umbrella) that you hold for extra protection.

A packaged insurance policy providing small and mid-sized businesses the option to combine property, liability and other insurance coverages into one policy.

Universal Life policies, backed by the financial strength of NYLIAC, provide the traditional life insurance protection that you need to protect your loved ones, ensure their continued financial security, and help protect your business upon your death.

That's why you can build a customized Farmers business insurance policy with options that provide coverage for your specific needs and challenges.

Many partnerships and small businesses maintain life insurance policies on the principles so that they can complete a buy / sell agreement that provides life insurance proceeds to the other business partners so they can buy out your interest in the business in the event of your death.

Coverage for other kinds of damage that may result from earthquakes, such as fire and water damage due to burst gas and water pipes, is provided by standard home and business insurance policies.

These days, other types of businesses — including auto and homeowners insurance companies and phone companies — are using credit scores to decide whether to issue you a policy or provide you with a service and on what terms.

Whether you own a manufacturing company like Kingston Technology, a transportation - based company like Crown Limousine or any other business that uses company - owned vehicles, you need the extra liability protection that an auto insurance policy can provide.

These agents have relationships with a multitude of different insurance companies and can provide you with a selection of competitively - priced policies to meet your business's unique coverage needs.

The right term life insurance policy will provide excellent coverage at an affordable rate — allowing you to devote more of your funds to savings, investment, or building a business without worrying about your family's financial health, if you would pass away unexpectedly.

Key Coverages (Not provided in your professional E&O or Home Insurance Policy) * Business equipment Stolen * Damage to personal property while at the property (knock over and break a vase) * A power surge damages your computer and fax machine?

By using their relationships with several different insurance companies, independent agents can easily provide you with a variety of competitively priced policies tailored specifically to your small business.

Your Brownsville business insurance policy may provide coverage for the following:

While there are some types of insurance that are required by law (e.g. worker's compensation), many policies are supplementary but provide your business with vital protection.

When you purchase insurance coverage, whether it is car insurance, business insurance or even health insurance, you establish a contract with the insurance company to provide you with the coverage as stated in the policy.

Business Development: Brokering various business dealings that further the diversification of Indian economies Developing and accessing commercial financial programs and services for tribal governments, including tax - exempt offerings and federally - guaranteed housing loans Serving as issuer or underwriter's counsel in tribal bond issuances Ensuring tribal compliance with Bank Secrecy Act and other federal financial regulatory requirements Handling federal and state income, excise, B&O, property and other tax matters for tribes and tribal businesses Chartering tribal business enterprises under tribal, state and federal law Registering and protecting tribal trademarks and copyrights Negotiating franchise agreements for restaurants and retail stores on Indian reservations Custom - tailoring construction contracts for tribes and general contractors Helping secure federal SBA 8 (a) and other contracting preferences for Indian - owned businesses Facilitating contractual relations between tribes and tribal casinos, and gaming vendors Building tribal workers» compensation and self - insurance programs Government Relations: Handling state and federal regulatory matters in the areas of tribal gaming, environmental and cultural resources, workers» compensation, taxation, health care and education Negotiating tribal - state gaming compacts and fuel and cigarette compacts, and inter-local land use and law enforcement agreements Advocacy before the Washington State Gambling Commission, Washington Indian Gaming Association and National Indian Gaming Commission Preparing tribal codes and regulations, including tribal court, commercial, gaming, taxation, energy development, environmental and cultural resources protection, labor & employment, and workers» compensation laws Developing employee handbooks, manuals and personnel policies Advocacy in areas of treaty rights, gaming, jurisdiction, taxation, environmental and cultural resource protection Brokering fee - to - trust and related real estate and jurisdictional transactions Litigation & Appellate Services: Handling complex Indian law litigation, including commercial, labor & employment, tax, land use, treaty rights, natural and cultural resource matters Litigating tribal trust mismanagement claims against the United States, and evaluating tribal and individual property claims under the Indian Claims Limitation Act Defending tribes and tribal insureds from tort claims brought against them in tribal, state and federal courts, including defense tenders pursuant to the Federal Tort Claims Act Assisting tribal insureds in insurance coverage negotiations, and litigation Representing individual tribal members in tribal and state civil and criminal proceedings, including BIA prosecutions and Indian probate proceedings Assisting tribal governments with tribal, state and federal court appeals, including the preparation of amicus curiae briefs Our Indian law & gaming attorneys collaborate to publish the quarterly «Indian Legal Advisor ``, designed to provide Indian Country valuable information about legal and political developments affecting tribalBusiness Development: Brokering various business dealings that further the diversification of Indian economies Developing and accessing commercial financial programs and services for tribal governments, including tax - exempt offerings and federally - guaranteed housing loans Serving as issuer or underwriter's counsel in tribal bond issuances Ensuring tribal compliance with Bank Secrecy Act and other federal financial regulatory requirements Handling federal and state income, excise, B&O, property and other tax matters for tribes and tribal businesses Chartering tribal business enterprises under tribal, state and federal law Registering and protecting tribal trademarks and copyrights Negotiating franchise agreements for restaurants and retail stores on Indian reservations Custom - tailoring construction contracts for tribes and general contractors Helping secure federal SBA 8 (a) and other contracting preferences for Indian - owned businesses Facilitating contractual relations between tribes and tribal casinos, and gaming vendors Building tribal workers» compensation and self - insurance programs Government Relations: Handling state and federal regulatory matters in the areas of tribal gaming, environmental and cultural resources, workers» compensation, taxation, health care and education Negotiating tribal - state gaming compacts and fuel and cigarette compacts, and inter-local land use and law enforcement agreements Advocacy before the Washington State Gambling Commission, Washington Indian Gaming Association and National Indian Gaming Commission Preparing tribal codes and regulations, including tribal court, commercial, gaming, taxation, energy development, environmental and cultural resources protection, labor & employment, and workers» compensation laws Developing employee handbooks, manuals and personnel policies Advocacy in areas of treaty rights, gaming, jurisdiction, taxation, environmental and cultural resource protection Brokering fee - to - trust and related real estate and jurisdictional transactions Litigation & Appellate Services: Handling complex Indian law litigation, including commercial, labor & employment, tax, land use, treaty rights, natural and cultural resource matters Litigating tribal trust mismanagement claims against the United States, and evaluating tribal and individual property claims under the Indian Claims Limitation Act Defending tribes and tribal insureds from tort claims brought against them in tribal, state and federal courts, including defense tenders pursuant to the Federal Tort Claims Act Assisting tribal insureds in insurance coverage negotiations, and litigation Representing individual tribal members in tribal and state civil and criminal proceedings, including BIA prosecutions and Indian probate proceedings Assisting tribal governments with tribal, state and federal court appeals, including the preparation of amicus curiae briefs Our Indian law & gaming attorneys collaborate to publish the quarterly «Indian Legal Advisor ``, designed to provide Indian Country valuable information about legal and political developments affecting tribalbusiness dealings that further the diversification of Indian economies Developing and accessing commercial financial programs and services for tribal governments, including tax - exempt offerings and federally - guaranteed housing loans Serving as issuer or underwriter's counsel in tribal bond issuances Ensuring tribal compliance with Bank Secrecy Act and other federal financial regulatory requirements Handling federal and state income, excise, B&O, property and other tax matters for tribes and tribal businesses Chartering tribal business enterprises under tribal, state and federal law Registering and protecting tribal trademarks and copyrights Negotiating franchise agreements for restaurants and retail stores on Indian reservations Custom - tailoring construction contracts for tribes and general contractors Helping secure federal SBA 8 (a) and other contracting preferences for Indian - owned businesses Facilitating contractual relations between tribes and tribal casinos, and gaming vendors Building tribal workers» compensation and self - insurance programs Government Relations: Handling state and federal regulatory matters in the areas of tribal gaming, environmental and cultural resources, workers» compensation, taxation, health care and education Negotiating tribal - state gaming compacts and fuel and cigarette compacts, and inter-local land use and law enforcement agreements Advocacy before the Washington State Gambling Commission, Washington Indian Gaming Association and National Indian Gaming Commission Preparing tribal codes and regulations, including tribal court, commercial, gaming, taxation, energy development, environmental and cultural resources protection, labor & employment, and workers» compensation laws Developing employee handbooks, manuals and personnel policies Advocacy in areas of treaty rights, gaming, jurisdiction, taxation, environmental and cultural resource protection Brokering fee - to - trust and related real estate and jurisdictional transactions Litigation & Appellate Services: Handling complex Indian law litigation, including commercial, labor & employment, tax, land use, treaty rights, natural and cultural resource matters Litigating tribal trust mismanagement claims against the United States, and evaluating tribal and individual property claims under the Indian Claims Limitation Act Defending tribes and tribal insureds from tort claims brought against them in tribal, state and federal courts, including defense tenders pursuant to the Federal Tort Claims Act Assisting tribal insureds in insurance coverage negotiations, and litigation Representing individual tribal members in tribal and state civil and criminal proceedings, including BIA prosecutions and Indian probate proceedings Assisting tribal governments with tribal, state and federal court appeals, including the preparation of amicus curiae briefs Our Indian law & gaming attorneys collaborate to publish the quarterly «Indian Legal Advisor ``, designed to provide Indian Country valuable information about legal and political developments affecting tribalbusiness enterprises under tribal, state and federal law Registering and protecting tribal trademarks and copyrights Negotiating franchise agreements for restaurants and retail stores on Indian reservations Custom - tailoring construction contracts for tribes and general contractors Helping secure federal SBA 8 (a) and other contracting preferences for Indian - owned businesses Facilitating contractual relations between tribes and tribal casinos, and gaming vendors Building tribal workers» compensation and self - insurance programs Government Relations: Handling state and federal regulatory matters in the areas of tribal gaming, environmental and cultural resources, workers» compensation, taxation, health care and education Negotiating tribal - state gaming compacts and fuel and cigarette compacts, and inter-local land use and law enforcement agreements Advocacy before the Washington State Gambling Commission, Washington Indian Gaming Association and National Indian Gaming Commission Preparing tribal codes and regulations, including tribal court, commercial, gaming, taxation, energy development, environmental and cultural resources protection, labor & employment, and workers» compensation laws Developing employee handbooks, manuals and personnel policies Advocacy in areas of treaty rights, gaming, jurisdiction, taxation, environmental and cultural resource protection Brokering fee - to - trust and related real estate and jurisdictional transactions Litigation & Appellate Services: Handling complex Indian law litigation, including commercial, labor & employment, tax, land use, treaty rights, natural and cultural resource matters Litigating tribal trust mismanagement claims against the United States, and evaluating tribal and individual property claims under the Indian Claims Limitation Act Defending tribes and tribal insureds from tort claims brought against them in tribal, state and federal courts, including defense tenders pursuant to the Federal Tort Claims Act Assisting tribal insureds in insurance coverage negotiations, and litigation Representing individual tribal members in tribal and state civil and criminal proceedings, including BIA prosecutions and Indian probate proceedings Assisting tribal governments with tribal, state and federal court appeals, including the preparation of amicus curiae briefs Our Indian law & gaming attorneys collaborate to publish the quarterly «Indian Legal Advisor ``, designed to provide Indian Country valuable information about legal and political developments affecting tribal rights.

Retirement is a typical reason for Run off insurance which we find is particularly required by smaller firms or sole traders as with larger firms the business is often sold or taken on by a younger principal who maintains the PI Insurance and therefore provides the run off under thainsurance which we find is particularly required by smaller firms or sole traders as with larger firms the business is often sold or taken on by a younger principal who maintains the PI Insurance and therefore provides the run off under thaInsurance and therefore provides the run off under that policy.

• Provided support to global sales offices by managing, drafting, reviewing, redlining, and negotiating both standard and non-standard agreements including nondisclosure, professional services, independent contractor, manufacturing, software licensing (both on premise and SaaS), customer / sales, supplier, joint development, and distributor contracts • Maintained contractual records and documentation, such as receipt and control of all contract correspondence, customer contact information sheets, contractual changes, and other documents for all projects • Worked with risk management department to coordinate contractual insurance requirements • Worked with finance department to insure adherence to broader finance and risk requirements such as revenue recognition, pricing and discounting policies and other relevant requirements • Worked with relevant sales and business team and advise regarding legal issues and risks related to various business transactions • Ensured proper completion of a wide variety of agreements • Monitored compliance by company employees with established procedures • Ensured that signed contracts are communicated to all relevant parties to provide contract visibility and awareness

Many of them will be happy to share their experiences with you about the companies that they use, and will often refer you to agents that can provide valuable information about business car insurance policies.

Our team of insurance professionals provides free guidance every step of the way, from helping you choose your first policy to adding critical coverage as your business grows.

The policy must be issued by an insurance company authorized to do business in Arkansas and must provide at least $ 50,000 of liability coverage per occurrence.

Business income insurance works in conjunction with your property policy and provides coverage for events beyond your control such as fire, wind, hail, vandalism or damage from vehicles or aircraft that may interrupt your bBusiness income insurance works in conjunction with your property policy and provides coverage for events beyond your control such as fire, wind, hail, vandalism or damage from vehicles or aircraft that may interrupt your businessbusiness.

CUNA offers products that provide coverage for the unique risks faced by credit unions, including bonds, business auto policies, collateral protection, cyber incident protection, litigation coverage, mortgage insurance, credit card fraud, property and business liability, risk management tools, and workers compensation.

If your home - based business involves providing professional advice you may need errors and omissions coverage, which can be bundled into your home - based insurance policy.

NJM's commercial auto insurance provides policies to all kinds of business, from small to large.

The funds from a life insurance policy can provide your loved ones, business partner (s), or other survivors to continue paying their necessary expenses, as well as to pay off any debt that may fall to their shoulders if you were gone.

If the purpose of the insurance is to pay off a business loan in the event of the untimely death of the principal, or to provide for any other temporary need, a 20 or 30 year term would be very low cost for high face value policies.

On the other hand, someone who oversees a family business or who wants to provide an inheritance to children through life insurance may need a permanent life insurance policy.

Depending on your carrier, business interruption insurance policies may also provide coverage if there is damage to airports, bridges, trains, and roads that offer vital access to your business location.

Employers that provide life insurance policies for their employees may want to take a look at a recent Quest Diagnostics study, which found workers may not be as healthy as some businesses think.

Professional Liability Insurance is a specialty coverage, which is not provided under Homeowners Endorsements, In - home Business policies or Businessowners policies (BOPs).

If you are in the business of providing professional advice, an errors and omissions insurance policy is simply smart business.

The purpose of the agent is to help individuals, families, and businesses select insurance policies that provide the best protection for their lives, health, and property.

Group term insurance policies are term insurance plans that are specially designed for businesses, companies, societies, associations or large families and provide term plan insurance cover for all the members of the group.

Insurers want as much of your business as they can get, so when you're willing to buy several insurance policies through the same one, it incentivizes them to provide a discount.

A CT insurance policy can be purchased by corporate employers who aim to provide insurance coverage to their employees who travel overseas for business purposes.

Some popular travel insurance policies provide coverage for business travel, student travel, leisure travel, and international travel.

United India Insurance Company Policies are providing you with travel insurance on your holidays, business trips or visits to friends & familInsurance Company Policies are providing you with travel insurance on your holidays, business trips or visits to friends & familinsurance on your holidays, business trips or visits to friends & family abroad.

Commercial Umbrella Insurance provides an additional layer of liability insurance, (Bodily Injury and Property Damage), over and above existing business liability policies, also known as underlying Insurance provides an additional layer of liability insurance, (Bodily Injury and Property Damage), over and above existing business liability policies, also known as underlying insurance, (Bodily Injury and Property Damage), over and above existing business liability policies, also known as underlying policies.

A business owners policy from State Farm provides insurance designed for businesses like yours.

But if you own a home - based business that requires you to provide frequent transportation to employees or clients, a personal insurance policy will not be adequate.