He represents diverse
businesses and industries such as land developers, resort and hotel owners, entrepreneurs and start - up companies, real estate and leasing companies, commercial landlords and tenants in matters involving breach of contract, breach of warranty and business tort claims, as well as claims arising out of fraud allegations.
Our Dallas office provides innovative legal solutions, locally, nationally and internationally, to clients in diverse sectors of
business and industry such as finance, energy, healthcare, techcomm and international.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in
such forward - looking statements
and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our
business and execute our growth strategy, including the timing, execution,
and profitability of new
and maturing programs; 2) our ability to perform our obligations under our new
and maturing commercial,
business aircraft,
and military development programs,
and the related recurring production; 3) our ability to accurately estimate
and manage performance, cost,
and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures
and the potential for additional forward losses on new
and maturing programs; 5) our ability to accommodate,
and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand
and build rates of changing customer preferences for
business aircraft, including the effect of global economic conditions on the
business aircraft market
and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the
industries and markets in which we operate in the U.S.
and globally
and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success
and timely execution of key milestones
such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco,
and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing
and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing
and Airbus,
and other customers,
and the risk of nonpayment by
such customers; 13) any adverse impact on Boeing's
and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets
and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers
and other aerostructures suppliers; 19) the effect of governmental laws,
such as U.S. export control laws
and U.S.
and foreign anti-bribery laws
such as the Foreign Corrupt Practices Act
and the United Kingdom Bribery Act,
and environmental laws
and agency regulations, both in the U.S.
and abroad; 20) the effect of changes in tax law,
such as the effect of The Tax Cuts
and Jobs Act (the «TCJA») that was enacted on December 22, 2017,
and changes to the interpretations of or guidance related thereto,
and the Company's ability to accurately calculate
and estimate the effect of
such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost
and availability of raw materials
and purchased components; 23) our ability to recruit
and retain a critical mass of highly - skilled employees
and our relationships with the unions representing many of our employees; 24) spending by the U.S.
and other governments on defense; 25) the possibility that our cash flows
and our credit facility may not be adequate for our additional capital needs or for payment of interest on,
and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims,
and regulatory actions; 30) exposure to potential product liability
and warranty claims; 31) our ability to effectively assess, manage
and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco
business and generate synergies
and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to
business relationships
and other
business disruptions for ourselves
and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing
business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws,
and domestic
and foreign government policies;
and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
BusinessPlanToday Along with their
business plan software, BPT also offers over a dozen sample
business plan examples in
industries such as retail, food, construction,
and real estate.
Such factors include, among others, general
business, economic, competitive, political
and social uncertainties; the actual results of current
and future exploration activities; the actual results of reclamation activities; conclusions of economic evaluations; meeting various expected cost estimates; changes in project parameters
and / or economic assessments as plans continue to be refined; future prices of metals; possible variations of mineral grade or recovery rates; the risk that actual costs may exceed estimated costs; failure of plant, equipment or processes to operate as anticipated; accidents, labour disputes
and other risks of the mining
industry; political instability; delays in obtaining governmental approvals or financing or in the completion of development or construction activities, as well as those factors discussed in the section entitled «Risk Factors» in the Company's Annual Information Form for the year ended December 31, 2017 dated March 15, 2018.
There is a second test under the legislation that establishes a ratio of wage income
and business income based on level of capital investment that some
industries,
such as doctors, accountants, lawyers, are required to use this second test.
«It is pretty common with new technology
and the new entrants to the
business,
such as Tesla
and Fisker, that they are often overly optimistic —
and they overestimate how difficult the auto
industry is,» says Mike Omotoso, an
industry analyst with LMC Automotive in Troy, Michigan.
Mills compared the need to invest in infrastructure
such as highways, roads,
and bridges to investment in high - speed broadband in the past two decades, which has enabled a lively app economy, which in turn has spawned nearly a million jobs, as well as an entirely new cloud computing
industry worth $ 45 billion that touches some 6 million small
businesses.
What to include:
Business plans vary in length — anywhere from 20 to 50 pages — but typically cover the same topics, such as: Cover Page (essential contact information); Executive Summary (what your business does and what market need it solves); Company Overview (profile of company and successes); Industry Analysis (details about the market); Customer Analysis (who are the customers); Competitive Analysis (identify key competitors); Marketing Plan (your brand and how do you plan on getting it in front of customers); Operations Plan (daily and yearly operational processes for success); Management Team (identify key company personnel); and Financial Plans (revenue projections for three to five
Business plans vary in length — anywhere from 20 to 50 pages — but typically cover the same topics,
such as: Cover Page (essential contact information); Executive Summary (what your
business does and what market need it solves); Company Overview (profile of company and successes); Industry Analysis (details about the market); Customer Analysis (who are the customers); Competitive Analysis (identify key competitors); Marketing Plan (your brand and how do you plan on getting it in front of customers); Operations Plan (daily and yearly operational processes for success); Management Team (identify key company personnel); and Financial Plans (revenue projections for three to five
business does
and what market need it solves); Company Overview (profile of company
and successes);
Industry Analysis (details about the market); Customer Analysis (who are the customers); Competitive Analysis (identify key competitors); Marketing Plan (your brand
and how do you plan on getting it in front of customers); Operations Plan (daily
and yearly operational processes for success); Management Team (identify key company personnel);
and Financial Plans (revenue projections for three to five years).
After all, some of the biggest
business innovations -
such as biotechnology, online banking
and other online financial services - come from some of the most regulated
industries.
While Australian companies in some of these
industries are restricted to setting up shop in the Shanghai Free Trade Zone, others,
such as hotel chains
and operators of care homes, can do
business anywhere in China.
Thanks to their adaptability in an ever - changing
industry, LNC Productions has worked with celebrity clients
such as Dr. Oz, Elie Wiesel, Karlie Kloss,
and Nigel Barker in addition to international organizations, small
businesses,
and everything in between.
New
businesses, especially in an emerging
industry such as fintech, require careful planning
and thought.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key person
Such risks, uncertainties
and other factors include, without limitation: (1) the effect of economic conditions in the
industries and markets in which United Technologies
and Rockwell Collins operate in the U.S.
and globally
and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates
and foreign currency exchange rates, levels of end market demand in construction
and in both the commercial
and defense segments of the aerospace
industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions
and natural disasters
and the financial condition of our customers
and suppliers; (2) challenges in the development, production, delivery, support, performance
and realization of the anticipated benefits of advanced technologies
and new products
and services; (3) the scope, nature, impact or timing of acquisition
and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired
businesses into United Technologies» existing
businesses and realization of synergies
and opportunities for growth
and innovation; (4) future timing
and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition,
and capital spending
and research
and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit
and factors that may affect
such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key person
such availability, including credit market conditions
and our capital structure; (6) the timing
and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions
and the level of other investing activities
and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays
and disruption in delivery of materials
and services from suppliers; (8) company
and customer - directed cost reduction efforts
and restructuring costs
and savings
and other consequences thereof; (9) new
business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification
and balance of operations across product lines, regions
and industries; (12) the outcome of legal proceedings, investigations
and other contingencies; (13) pension plan assumptions
and future contributions; (14) the impact of the negotiation of collective bargaining agreements
and labor disputes; (15) the effect of changes in political conditions in the U.S.
and other countries in which United Technologies
and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies
and currency exchange rates in the near term
and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts
and Jobs Act of 2017), environmental, regulatory (including among other things import / export)
and other laws
and regulations in the U.S.
and other countries in which United Technologies
and Rockwell Collins operate; (17) the ability of United Technologies
and Rockwell Collins to receive the required regulatory approvals (
and the risk that
such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key person
such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger)
and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies»
and / or Rockwell Collins» common stock
and / or on their respective financial performance; (20) risks related to Rockwell Collins
and United Technologies being restricted in their operation of their
businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs
and / or unknown liabilities; (22) risks associated with third party contracts containing consent
and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings;
and (24) the ability of United Technologies
and Rockwell Collins, or the combined company, to retain
and hire key personnel.
The research that goes into formulating the
business plans that I typically see comes from sources
such as
industry reports, census data
and other government - generated historical material, plus articles from
business periodicals.
While part of the problem is the sheer volume of competition in
industries such as law, health
and construction, the other half of the problem is that many
business owners are afraid of standing out.
As a result, the concentration of women
business owners in the retail
and service sectors —
and in traditional
industries such as cosmetics, food, fashion,
and personal care — is slowly changing.
Without
such a deal, key
industries from finance
and airlines to automakers
and food
and drink producers could find themselves exposed to «cliff - edge» effects in April 2019, unable to do
business with their biggest trading partner.
Osteryoung suggests that you look for resources in your
industry,
such as the annual statement studies on small
and mid-sized
business financial benchmarks from Risk Management Associates, to help you determine whether your profit margin is on target.
Generally, 1,500 employees is the cut - off point for SBA consideration, but even establishments that have between 500
and 1,500 employees may not qualify as small
businesses; in
such instances the SBA bases its determination on a size standard for the specific
industry in which the
business under consideration operates.
The tech
industry has had
such a big influence on the
business world in general,
and these once revolutionary design ideas have become pretty commonplace.
What it offers: Verizon
Business Solution Finder caters to
industries such as construction, retail, financial services, real estate, insurance
and legal.
For example, you can make the case that recessions don't usually last 10 to 12 years
and your
business won't need capital in
such large amounts that you will need to rely on the venture capital
industry's recovery.
Today, the
industry is dominated by global giants
such as Korn Ferry
and Spencer Stuart, but their core search
business has increasingly been eroded by specialist boutiques.
Such policies might include providing more incentives for companies (both large and small) to invest in R&D and capital infrastructure, encouraging post-secondary institutions to better tailor their programming to meet market demand in terms of subjects and skills, and making Canada a more attractive country for foreign or start - up companies to invest in by deregulating industries that have no business being as regulated or as protected as they are, such as telecommunications, airlines, and broadcast
Such policies might include providing more incentives for companies (both large
and small) to invest in R&D
and capital infrastructure, encouraging post-secondary institutions to better tailor their programming to meet market demand in terms of subjects
and skills,
and making Canada a more attractive country for foreign or start - up companies to invest in by deregulating
industries that have no
business being as regulated or as protected as they are,
such as telecommunications, airlines, and broadcast
such as telecommunications, airlines,
and broadcasting.
The development of cryptocurrency trading so far has seen the emergence of a new
industry with rapidly growing
businesses such as exchanges like Coinbase
and bitcoin «mining» companies like Bitmain.
Websites
such as BizBuySell.com offer tools to enable you to conduct quick
and easy
business valuations by benchmarking the
business you want to buy against
businesses in the same
industry.
That doesn't include the ancillary
businesses that supply goods
and services to the
industry,
such as Agrana Fruit, which opened a $ 50 million plant in Lysander in 2014
and sources crops from local fruit farmers.
Such a move could have major implications for the online ad
industry and the digital media publications whose
businesses rely on ads.
IBISWorld analysts also discuss how external factors
such as Number of
businesses and Corporate profit in the Web Design Services
industry impact
industry performance..
The movement of technology companies into «non-traditional» sectors —
such as the taxi
and hotel
businesses — is forcing them to confront government's long - standing regulation of these
industries.
The credit card comparison company used 10 metrics,
such as net growth,
industry variety
and average wages for new hires, to evaluate the state of small
businesses in the 30 largest metropolitan areas nationwide.
Bigcommerce helps small
businesses set up websites quickly to sell their products, letting them compete more easily with
industry leaders
such as Amazon.com Inc, the world's largest Internet retailer,
and eBay Inc..
Factors that could cause actual results to differ include general
business and economic conditions
and the state of the solar
industry; governmental support for the deployment of solar power; future available supplies of high - purity silicon; demand for end - use products by consumers
and inventory levels of
such products in the supply chain; changes in demand from significant customers; changes in demand from major markets
such as Japan, the U.S., India
and China; changes in customer order patterns; changes in product mix; capacity utilization; level of competition; pricing pressure
and declines in average selling prices; delays in new product introduction; delays in utility - scale project approval process; delays in utility - scale project construction; delays in the completion of project sales; continued success in technological innovations
and delivery of products with the features customers demand; shortage in supply of materials or capacity requirements; availability of financing; exchange rate fluctuations; litigation
and other risks as described in the Company's SEC filings, including its annual report on Form 20 - F filed on April 27, 2017.
Factors that could cause actual results to differ include general
business and economic conditions
and the state of the solar
industry; governmental support for the deployment of solar power; future available supplies of high - purity silicon; demand for end - use products by consumers
and inventory levels of
such products in the supply chain; changes in demand from significant customers; changes in demand from major markets
such as Japan, the U.S., India
and China; changes in customer order patterns; changes in product mix; capacity utilization; level of competition; pricing pressure
and declines in average selling prices; delays in new product introduction; delays in utility - scale project approval process; delays in utility - scale project construction; continued success in technological innovations
and delivery of products with the features customers demand; shortage in supply of materials or capacity requirements; availability of financing; exchange rate fluctuations; litigation
and other risks as described in the Company's SEC filings, including its annual report on Form 20 - F filed on April 20, 2016.
Such risks and uncertainties include, but are not limited to: our ability to achieve our financial, strategic and operational plans or initiatives; our ability to predict and manage medical costs and price effectively and develop and maintain good relationships with physicians, hospitals and other health care providers; the impact of modifications to our operations and processes; our ability to identify potential strategic acquisitions or transactions and realize the expected benefits of such transactions, including with respect to the Merger; the substantial level of government regulation over our business and the potential effects of new laws or regulations or changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs such as Medicare; the effectiveness and security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.
Such risks
and uncertainties include, but are not limited to: our ability to achieve our financial, strategic
and operational plans or initiatives; our ability to predict
and manage medical costs
and price effectively
and develop
and maintain good relationships with physicians, hospitals
and other health care providers; the impact of modifications to our operations
and processes; our ability to identify potential strategic acquisitions or transactions
and realize the expected benefits of
such transactions, including with respect to the Merger; the substantial level of government regulation over our business and the potential effects of new laws or regulations or changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs such as Medicare; the effectiveness and security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.
such transactions, including with respect to the Merger; the substantial level of government regulation over our
business and the potential effects of new laws or regulations or changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions
and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs
such as Medicare; the effectiveness and security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.
such as Medicare; the effectiveness
and security of our information technology
and other
business systems; unfavorable
industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the
businesses of Express Scripts
and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing
business operations
and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the
businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific risks
and uncertainties discussed in our most recent report on Form 10 - K
and subsequent reports on Forms 10 - Q
and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K
and subsequent reports on Forms 10 - Q
and 8 - K available on the Investor Relations section of www.express-scripts.com.
Factors that could cause actual results to differ include general
business and economic conditions
and the state of the solar
industry; governmental support for the deployment of solar power; future available supplies of high - purity silicon; demand for end - use products by consumers
and inventory levels of
such products in the supply chain; changes in demand from significant customers; changes in demand from major markets
such as Japan, the U.S., India
and China; changes in customer order patterns; changes in product mix; capacity utilization; level of competition; pricing pressure
and declines in average selling prices; delays in new product introduction; delays in utility - scale project approval process; delays in utility - scale project construction; cancelation of utility - scale feed - in - tariff contracts in Japan; continued success in technological innovations
and delivery of products with the features customers demand; shortage in supply of materials or capacity requirements; availability of financing; exchange rate fluctuations; litigation
and other risks as described in the Company's SEC filings, including its annual report on Form 20 - F filed on April 27, 2017.
ConsiderFunding deals with a broad range of
industries,
and as
such actively engages with communities
and individuals to establish
and create new
and exciting investment
and business opportunities.
He credits the growth of his
business, in part, to the stabilization of print
and new practices in the publishing
industry,
such as Penguin Random House's so - called rapid replenishment program to restock books quickly.
If you don't have an accountant, seek a referral from a trusted source,
such as a friend or family members,
and also make sure that they have experience in your
industry or
business structure.
Employers looking to hire job seekers with
business degrees traverse a wide range of
industries and include companies
such as UnitedHealth Group, Worldpay, Xerox, JeffreyM Consulting, PAREXEL, Nielsen, Student Loan Hero, American Express,
and Michael Page.
Over half of regional banks lost money on core
businesses - lending
and fees - in the year through March 2017, prompting the Financial Services Agency, which oversees the
industry, to say consolidation could be considered for
such banks to thrive.
You will also need to provide
business and personal information
such as the address of your home
and business, your
business's
industry type, the number of employees
and your date of birth.
Given the absence of a public trading market of our common stock,
and in accordance with the American Institute of Certified Public Accountants Accounting
and Valuation Guide, Valuation of Privately - Held Company Equity Securities Issued as Compensation, our board of directors exercised reasonable judgment
and considered numerous
and subjective factors to determine the best estimate of fair value of our common stock, including independent third - party valuations of our common stock; the prices at which we sold shares of our convertible preferred stock to outside investors in arms - length transactions; the rights, preferences,
and privileges of our convertible preferred stock relative to those of our common stock; our operating results, financial position,
and capital resources; current
business conditions
and projections; the lack of marketability of our common stock; the hiring of key personnel
and the experience of our management; the introduction of new products; our stage of development
and material risks related to our
business; the fact that the option grants involve illiquid securities in a private company; the likelihood of achieving a liquidity event,
such as an initial public offering or a sale of our company given the prevailing market conditions
and the nature
and history of our
business;
industry trends
and competitive environment; trends in consumer spending, including consumer confidence;
and overall economic indicators, including gross domestic product, employment, inflation
and interest rates,
and the general economic outlook.
As well, more opportunities for female entrepreneurs in male - dominated
industries,
such as professional
and business services, retail or wholesale
and construction, need to be increased.
Important factors that may affect the Company's
business and operations
and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, operating in a highly competitive
industry; changes in the retail landscape or the loss of key retail customers; the Company's ability to maintain, extend
and expand its reputation
and brand image; the impacts of the Company's international operations; the Company's ability to leverage its brand value; the Company's ability to predict, identify
and interpret changes in consumer preferences
and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share, or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy
and other input costs; changes in the Company's management team or other key personnel; the Company's ability to realize the anticipated benefits from its cost savings initiatives; changes in relationships with significant customers
and suppliers; the execution of the Company's international expansion strategy; tax law changes or interpretations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated
business disruptions; the Company's ability to complete or realize the benefits from potential
and completed acquisitions, alliances, divestitures or joint ventures; economic
and political conditions in the United States
and in various other nations in which we operate; the volatility of capital markets; increased pension, labor
and people - related expenses; volatility in the market value of all or a portion of the derivatives we use; exchange rate fluctuations; risks associated with information technology
and systems, including service interruptions, misappropriation of data or breaches of security; the Company's ability to protect intellectual property rights; impacts of natural events in the locations in which we or the Company's customers, suppliers or regulators operate; the Company's indebtedness
and ability to pay
such indebtedness; the Company's ownership structure; the impact of future sales of its common stock in the public markets; the Company's ability to continue to pay a regular dividend; changes in laws
and regulations; restatements of the Company's consolidated financial statements;
and other factors.
While traditionally in lower - profit
and lower - value
industries such as food, retail,
and other services, worker cooperatives are now on the upswing in high - tech
and other
business sectors (http://www.isthmuseng.com/inWisconsin)
and are converting existing small
businesses to this model (http://institute.coop/workers-owners
and http://institute.coop/resources/successful-cooperative-ownership-transitions-case-studies-conversion-privately-held).
Her work has been published in top - tier journals
such as Management Science
and Harvard
Business Review
and spans a wide variety of
industries, including tech, retail, healthcare
and global multi-brand organizations.
«We are pleased to see the Obama administration will not cause harm to citizens
and states by shutting these
businesses down,
and hope this will lead to an expansion of sensible policies related to marijuana,
such as allowing these
businesses access to banking,
and taxing them at a fair rate,» said Aaron Smith, executive director of the National Cannabis
Industry Association, a Washington, D.C. - based trade group that represents what it says are the thousands of firms involved in marijuana production
and sales.
Multibrief's Pet
Businesses Will Prosper:
Industry trends for 2014
and beyond provides
such an outlook.